中信信托·传家宝 vs BOCHK 中銀香港
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中信信托·传家宝
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中信信托•传家宝是中信信托有限责任公司专为超高净值客户个人及家庭财富管理类业务开发的移动端应用软件,可以帮助您随时随地办理业务,及时掌握账户信息,随时查询重要消息,是您身边的家族财富管理专家。 1、专享家族财富传承服务 秉承“一份爱的托付,我们的坚守”的服务理念,聚集顶尖的私人财富专家,为家族信托、保险金信托及专户理财客户提供线上业务办理、信息推介、信息查询、电子商城、投资者教育等服务;助力客户家业永续,托福未来。 2、多重措施保障信息安全 多重安全机制保障信息安全:公安系统人脸识别实名认证、手势密码/超时退出、交易密码、短信验证码、激活邮件等。 3、差异化的增值服务 资讯服务:为高净值客户提供来自知名家族企业咨询公司的白皮书、讲座、企业家族访谈等形式的在线教育内容;教育内容包括但不限于:家族财富战略,家族与家族信托治理,下一代培养与发展。 --------联系我们-------- 如有疑问可拨打客服电话4001095558
BOCHK 中銀香港
Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.
- Account opening without branch visit
- Instant money transfers via FPS
- Bill payment for over 850 merchants
- Multi-currency time deposit plans
- Stock, fund, and forex trading
- Credit card management and privileges
- Insurance purchase and policy checks
- Personal loan applications
- Cross-border remittances and wealth management
- 24/7 online customer service
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BOCHK Mobile Banking Live Easy, Control Smartly Bank Account Opening, Wealth Management, Investment and Spending All in One App 【One-stop to Take Care of All Your Financial Needs】 .Account opening: With just a HKID card and address, you can open an account without visiting a branch. Account opening can be completed in a few minutes. .Money transfer: Funds can be transferred via FPS instantly. .Bill payment: Pay bills for over 850 merchants, with the flexibility to choose between paying with your account or credit card. You can also set reminders, schedule regular payments, and authorize direct payments, making bill management more convenient. .Time deposit: Flexibly choose from a variety of multi-currency time deposit plans to help you save and grow your money for the future. .Investment: Trade Hong Kong stocks, China A shares, US stocks, funds, foreign exchange, bonds, and apply for IPOs in one app. A series of investment tools, such as Stock and FX widgets, PickAStock, PlanAhead and Smart Invest help you invest more strategically. .Credit card: Check your credit card points and enjoy privileges on dining, shopping, and entertainment. You can also check your card balance and choose to pay in installments. .Insurance: Easily purchase travel, savings, life protection, critical illness, and home insurance, and check your policy information at any time. .Personal loan: "BOC Express Cash" allows for easy application and low-interest loans. You can choose the repayment period according to your preference. .Cross-border: With "BOC Remittance Plus," cross-border remittances are free and fast. "BOC Cross-boundary Wealth Management Connect" meets your cross-border wealth management needs. .Online customer service: 7x24 online customer service to answer your personal banking inquiries. 【Go Green with Green Financial Services】 .BeLeaf: Provide you with green financial tips monthly, adding more fun and green inspiration to your life. .e-Statements: e-Statements/e-Advice will be retained between 12 months and up to 7 years, with no need to store or organize a large number of paper documents. .Mobile Token: Use mobile token and biometric authentication instead of physical “securities device” for authentication, making it environmentally friendly and secure. 【Contact Us】 Website:www.bochk.com Instagram Official Account:bankofchinahongkong Address:Bank of China Tower, 1 Garden Road, Hong Kong Reminder: To borrow or not to borrow? Borrow only if you can repay! Investment/foreign exchange involves risk. The above products and services are subject to the relevant terms. For details, please contact the staff of Bank of China (Hong Kong) Limited (“the Bank”). BOCHK is the appointed insurance agency of BOC Life for distribution of life insurance products. The life insurance product is a product of BOC Life but not BOCHK. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved between directly the insurance company and the customer. For interest, fees and charges, please refer to Key Facts Statement and Conditions for Services available at our website and our app for details of “BOC Express Cash”. The App, any related materials and other products and services provided through the App are not intended for download, use or access by any person in any jurisdiction where such download or use would be contrary to any applicable law or regulation of that jurisdiction or where we're not licensed or authorized to provide the App or any related materials, or in any jurisdiction that is subject to any sanction regime.
Screenshots
Verdict
The clearest difference is update cadence: BOCHK 中銀香港 at every 3 weeks against 中信信托·传家宝's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中信信托·传家宝 ships an update every 2 months, BOCHK 中銀香港 every 3 weeks. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.
| Parameter | 中信信托·传家宝 | BOCHK 中銀香港 |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (7.2K ratings) — better |
| Positive reviews | — | 35.3% of reviews |
| Number of ratings | — | 7.2K — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 65 MB | 200 MB |
| Age rating | 4+ | 4+ |
| Developer | CITIC | Bank of China (Hong Kong) Limited |
Bugs and requests
中信信托·传家宝
Not enough reviews yet to summarise bugs or requests.
BOCHK 中銀香港
Reported bugs
3 issues- Unable to login consistently
- ID card scanning not working properly
- App crashing on launch
Requested features
3 requests- Add auto-focus for ID card scanning
- Improve location detection for account opening
- Provide better customer support
In-app purchases
中信信托·传家宝
No in-app purchases
BOCHK 中銀香港
No in-app purchases









