Finance Calculators vs Dosh

Finance Calculator is an easy to use App that Contains 96 Financial Calculators Split into 5 Categories: General Finance Includes 30 Calculators: - Annuity - Future Value - Annuity - Future Value w/ Continuous Compounding - Annuity - (FV) Solve for n - Annuity - Payment (PV) - Annuity - Payment (FV) - Annuity - (PV) Solve for n - Annuity - Present Value - Avg Collection Period - Annuity - PV Factor - Annuity Due - Present Value - Annuity Due - Future Value - Annuity Due Payment (PV) - Annuity Due Payment (FV) - Doubling Time - Doubling Time - Cont. Compounding - Doubling Time - Simple Interest - Future Value - FV - Continuous Compounding - Future Value Factor - Growing Annuity - Future Value - Growing Annuity - Payment (PV) - Growing Annuity - Payment (FV) - Growing Annuity - Present Value - Growing Perpetuity - Present Value - Number of Periods - PV & FV - Perpetuity - Present Value - PV - Continuous Compounding - Present Value Factor - Rule of 72 Banking Includes 11 Calculators: - Annual Percentage Yield - Balloon Loan - Payments - Compound Interest - Continuous Compounding - Debt to Income Ratio (D/I) - Loan - Balloon Balance - Loan - Payment - Loan - Remaining Balance - Loan to Deposit Ratio - Loan to Value (LTV) - Simple Interest Stocks/Bonds Includes 28 Calculators: - Bid Ask Spread - Bond Equivalent Yield - Book Value per Share - Capital Asset Pricing Model - Capital Gains Yield - Current Yield - Diluted Earnings Per Share - Dividend Payout Ratio - Dividend Yield - Stock - Dividends Per Share - Earnings Per Share - Equity Multiplier - Estimated Earnings - Geometric Mean Return - Holding Period Return - Net Asset Value - Preferred Stock - Price to Book Value - Price to Earnings (P/E Ratio) - Price to Sales (P/S Ratio) - Risk Premium - Stock - PV with Constant Growth - Stock - PV with Zero Growth - Tax Equivalent Yield - Total Stock Return - Yield to Maturity - Zero Coupon Bond Value - Zero Coupon Bond Yield Corporate Finance Includes 25 Calculators: - Asset to Sales Ratio - Asset Turnover Ratio - Avg Collection Period - Contribution Margin - Current Ratio - Days in Inventory - Debt Coverage Ratio - Debt Ratio - Debt to Equity Ratio - Discounted Payback Period - Equivalent Annual Annuity - Free Cash Flow to Equity (FCFE) - Free Cash Flow to Firm (FCFF) - Interest Coverage Ratio - Inventory Turnover Ratio - Net Present Value - Net Profit Margin - Net Working Capital - Payback Period - Quick Ratio - Receivables Turnover Ratio - Retention Ratio - Return on Assets (ROA) - Return on Equity (ROE) - Return on Investment Financial Markets Includes 2 Calculators: - Rate of Inflation - Real Rate of Return Finance Calculator also includes: - Formula for Each Calculator - Description for Each Calculator - Copy Button - Clear Button

Banking made freak’n easy* Dosh is the Kiwi app that helps you spend, save, and borrow money. Cause life is for living, not banking. *Dosh is not a registered bank. However, your funds are held at a NZ registered bank. EARN PHONE DOLLARS AND GET THE NEW PHONE YOU WANT, FASTER Spend with the One NZ dosh card and earn Phone Dollars on your everyday spend. Take out a home loan with dosh and get a Phone Dollars bonus towards your next phone upgrade. HOME LOANS THAT GIVE BACK Unlock freak’ n great interest rates on a home loan with dosh —powered by Westpac NZ. Whether you're switching your existing home loan or stepping into your new home, dosh makes the process easy and 100% digital. Plus, earn $1,700 Phone Dollars upon settlement so you can get the new phone you want, faster. Your access to hassle-free borrowing starts here. Apply for a home loan with dosh today. SPEND AND EARN PHONE DOLLARS Spend with the One NZ dosh card and earn 1% back Phone Dollars on your eligible everyday spend. Helping you get to your next interest-free phone faster. Pay with Apple Pay, Tap & Go in store or, shop online at any Visa enabled retailer. You’re in control. Set limits or lock your card any time. Plus get notified every time your One NZ dosh card is used. STRIVE TOWARDS YOUR SAVINGS GOALS Earn an epic interest rate on your savings while you grow your balance. Enjoy unlimited withdrawals with no fees or complicated rules. Set your savings goals and track your progress. Funds are held on trust with an AA- registered bank in New Zealand. Fine print You must be 13+ to use Dosh. See our T&Cs in the Privacy Policy. Visit Dosh.nz Dosh is a brand of MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511), and a registered financial services provider (FSP1000801). See terms and conditions at https://www.dosh.nz/terms-conditions. Dosh Home Loans are approved, issued and managed by Westpac New Zealand Limited (“Westpac”) and promoted by Dosh. Lending and eligibility criteria and terms and conditions apply. Dosh home loan reward offer has a minimum loan size of $300,000 and eligibility criteria and T&Cs apply. The Phone Dollars reward is provided exclusively by One NZ. Use Phone Dollars towards interest-free phones, with Pay Monthly plan & min $99 deposit. Max balance of $4,999 Phone Dollars. Eligibility criteria & terms apply, see one.nz/one-wallet