Comparison

FinSmart vs Tipsoi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinSmart

Access financial services from a leading provider on your mobile device. Manage accounts, apply for products, view offers, and locate branches and merchants easily. Securely access your information with your Wallet ID and PIN.

Highlights
  • Self sign up with NID
  • Self PIN reset
  • View latest statements and account details
  • Online product applications
  • Access offers and rewards
  • Branch and merchant locator
  • In-app notifications
Features
Read full description

LankaBangla Finance PLC. started its journey in 1997 as a joint venture financial institution having international collaboration and with the license from Bangladesh Bank under Financial Institutions Act – 1993. Now LankaBangla Finance PLC. is the country’s leading integrated financial services provider. With FinSmart, customers can get the desired service at their fingertips anytime. Use Wallet ID and PIN to login. Registration can be done by using the tagged mobile number of your LankaBangla Accounts in the app's 'Sign Up' option. Download from Apple app store. This Mobile App includes the following services: • Self sign up with NID • Self PIN reset • Latest statements of products • All account details in My Account • Online Application of Multiple Products • Latest Offers, Reward Catalogue, Discount Privileges and EzyPay@0% interest • Branch locator • Product features • In-app notification • Inbox • Call to contact center, 16325 • Feedback Option • Activity log • Merchant locator • Emergency contacts Pre-login features: • Latest offers • Branch Location Download and Registration Process: 1. FinSmart Mobile App is available on Apple App Store –Search by the name, Install and Open the App. 2. Input the Mobile number that is tagged with your LankaBangla Accounts, You will be asked to verify OTP and go next. 3. Review your personal information, set a 6-digit PIN for the next login, upload the front and back part of your NID and take a selfie with the front camera of your mobile phone. 4. You will be notified about the registration through SMS. Security & Compliance: LankaBangla Finance Ltd is an ISO 27001: 2013 and PCI DSS certified organization. Thereby, FinSmart ensures its customers the maximum level of data security, privacy & compliance. Fees & Charges: FinSmart is free of charge and will always be. However, Internet data charges may be applicable as per the policy of your internet service provider. To learn about the Fees & Charges, Rate of Interest, and Tenure of our products, please visit: https://www.lankabangla.com/fees-charge/ https://www.lankabangla.com/rate-of-interest For feedback & suggestions, please call us at 16325

About

Tipsoi

This cloud-based attendance monitoring app helps organizations streamline employee time tracking. It offers a smart solution for efficiently managing attendance and improving overall organizational efficiency.

Highlights
  • Cloud-based attendance monitoring
  • Organizational efficiency
  • Smart time tracking
  • HRM capabilities
Features
Read full description

A cloud-based intelligent workforce management platform that combines software, smart biometric devices, and AI automation to help organizations improve productivity, strengthen workplace security, and streamline operations.

Screenshots

FinSmart4 screens
Tipsoi4 screens

Verdict

The call

The clearest difference is review sentiment: Tipsoi at 71% against FinSmart's 5%. Tipsoi also leads on rating (3.1 vs 1.7). FinSmart's advantage is ratings volume (55 vs 18) and iOS requirement (12.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tipsoi holds the better App Store score, 3.1 against 1.7. Both are backed by a comparable volume of ratings — 55 and 18 respectively. Written reviews point the same way: 5% of FinSmart's written reviews are positive against 71% of Tipsoi's.

UpkeepUpdate frequency

FinSmart ships an update monthly, Tipsoi every 3 weeks. The most recent releases landed on October 2, 2026 and October 3, 2026 respectively.

Scorecard4 real differences · 6 level
FinSmart versus Tipsoi: the parameters behind the verdict, then further details
ParameterFinSmartTipsoi
PriceFreeFree
Rating1.7 (55 ratings)3.1 (18 ratings) — better
Positive reviews4.7% of reviews71.4% of reviews — better
Number of ratings55 — better18
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size70 MB118 MB
Age rating17+4+
DeveloperLanka Bangla Finance PLCInovace Technologies Pte Limited

Customer experience

FinSmart

All ratings55 ratings
Positive16.4%
Neutral0.0%
Negative83.6%
Written reviews43 reviews
Positive4.7%
Neutral0.0%
Negative95.3%

Tipsoi

All ratings18 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews7 reviews
Positive71.4%
Neutral0.0%
Negative28.6%

In-app purchases

None

FinSmart

No in-app purchases

None

Tipsoi

No in-app purchases

Questions

Is FinSmart free?
FinSmart is free to download, with no in-app purchases.
Is Tipsoi free?
Tipsoi is free to download, with no in-app purchases.
Which has better reviews, FinSmart or Tipsoi?
Tipsoi is rated higher. FinSmart averages 1.7 out of 5 from 55 ratings, while Tipsoi averages 3.1 from 18 ratings.
Do FinSmart or Tipsoi have ads?
Neither FinSmart nor Tipsoi shows ads.
Which is updated more often, FinSmart or Tipsoi?
FinSmart ships an update monthly, and Tipsoi every 3 weeks. Most recently, FinSmart was updated on October 2, 2026 and Tipsoi on October 3, 2026.

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