Comparison

Affinity Plus Mobile Banking vs Minnco CU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Affinity Plus Mobile Banking

Manage your finances with comprehensive tools for budgeting, spending analysis, and savings goals. Securely handle payments, activate cards, and monitor your credit score. Supports business accounts with advanced reporting and user access controls.

Highlights
  • Budget tracking
  • Net worth calculation
  • Digital wallet integration
  • Card activation and replacement
  • Spending analysis
  • Savings goals
  • Credit score monitoring
  • Check deposit
Features
Read full description

The Affinity Plus mobile banking app is loaded with features to make banking and managing your money as easy as possible. • Budgets: Set and track monthly budgets for different categories. • Net Worth: Track how your account balances compare to what you owe. • Add your card to your digital wallet for quick and secure payments on the go. • When you request a replacement card through the app, you’ll get a digital version to use right away. • Activate your new debit or credit card without having to call. • Spending Analysis: See how much you’re spending, and what you’re spending it on. • Cash Flow: Track the net amount of what’s coming in vs. going out. • Savings Goals: Set a goal amount and target date, and watch your progress. • On your dashboard, you decide which accounts and features appear, and where. • Choose Spanish as your preferred language. • Link to your external accounts with the Connect button on your dashboard, and see their balances along with your Affinity Plus accounts. • Choose from a variety of Multi-factor Authentication (MFA) options by going to Menu>Settings>Security>Authentication. • Get better transaction details, with the ability to edit their name and category for easier tracking. • Business Owners and Authorized Signers can give specific account access to other staff members. • Also for Business members: Use filters to create the reports you want, and download them as the file type you need. • Deposit checks from anywhere by taking their picture with the app. • With Stash Your Cash on the Transfer screen, you can set a checking account to round up all debit card purchases to the next whole dollar, then automatically transfer the difference to your savings. • Get security alerts, and choose from up to 16 Account Alerts that help you keep track of your savings, checking, and loans with reminders and confirmations that you can customize. • Easily switch between profiles that you add by going to Menu>Settings>Manage Other Profiles. • For extra security, peace of mind, and help with budgeting, use Card Controls & Alerts to set spending limits (per transaction or monthly) for your debit and credit cards; or just get transaction alerts for awareness. • On your dashboard, get free and easy access to your credit score, your full credit report, daily credit monitoring for fraud protection, and tips on keeping a great credit rating. • Go into any of your accounts to find your MyPlus Rewards points, and to redeem them for gift cards, travel, and more. • Enroll in Bill Pay from the app, and see your eBill amounts and due dates. • iPad Multitasking so you can split your screen and use another app at the same time. • On the Transfer screen, add another member’s account so you can transfer to them; or share a code with them so they can transfer to you. • Use Balance Transfer to easily bring an external credit card balance over to your Affinity Plus credit card. • Manage all your personal, credit card and business accounts and loans, and even view your Affinity Plus mortgage. • Find nearby ATMs and branches right from the login screen. • Contact us for help. • Get a pre-login peek at balances with Quick Balance (found on the Menu screen). • Manage Bill Pay. • Log in fast with Touch ID® or Face ID®. • Check recent transactions and initiate new ones. • Schedule and edit one-time or recurring transfers. • Apply for loans and credit cards, or open another account. ©2025 Affinity Plus Federal Credit Union 175 West Lafayette Frontage Road St. Paul, MN 55107 This credit union is federally insured by the National Credit Union Administration, and is an Equal Housing Lender.

About

Minnco CU Mobile

Manage your finances on the go with this mobile banking application. View account balances and history, transfer funds, and pay bills securely. Access your balance instantly without logging in.

Highlights
  • View account balances and history
  • Transfer funds
  • Pay bills
  • Instant balance view
  • Find free ATMs
Read full description

Minnco Credit Union's mobile banking app lets you view account history, transfer funds, make payments and pay bills. You can even see your balance instantly without logging in!* Minnco Mobile is optimized for your iPhone™ and iPad™** and is secure and free.*** •View account balances and history •Transfer funds •Pay bills •Find free ATMs

Screenshots

Affinity Plus Mobile Banking4 screens
Minnco CU Mobile4 screens

Verdict

The call

The clearest difference is ads: Affinity Plus Mobile Banking at none against Minnco CU Mobile's shown. Affinity Plus Mobile Banking also leads on ratings volume (65K vs 1.1K) and review sentiment (68% vs 50%). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Affinity Plus Mobile Banking against 4.8 for Minnco CU Mobile. That said, the two scores are not equally well evidenced: Affinity Plus Mobile Banking has 65K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews are what separate them: 68% of Affinity Plus Mobile Banking's written reviews are positive against 50% of Minnco CU Mobile's.

UpkeepUpdate frequency

Affinity Plus Mobile Banking ships an update every 2 months, Minnco CU Mobile every 4 months. The most recent releases landed on September 29, 2026 and September 27, 2026 respectively.

Scorecard4 real differences · 6 level
Affinity Plus Mobile Banking versus Minnco CU Mobile: the parameters behind the verdict, then further details
ParameterAffinity Plus Mobile BankingMinnco CU Mobile
PriceFreeFree
Rating4.8 (65K ratings) — better4.8 (1.1K ratings)
Positive reviews68.1% of reviews — better50.0% of reviews
Number of ratings65K — better1.1K
Update frequencyEvery 2 months — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size33 MB154 MB
Age rating4+4+
DeveloperAffinity Plus Federal Credit UnionMinnco Credit Union

Customer experience

Affinity Plus Mobile Banking

All ratings63,200 ratings
Positive97.6%
Neutral1.6%
Negative0.8%
Written reviews207 reviews
Positive68.1%
Neutral5.8%
Negative26.1%

Minnco CU Mobile

All ratings968 ratings
Positive96.0%
Neutral1.3%
Negative2.7%
Written reviews16 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

User reviews

Affinity Plus Mobile Banking

From 65K App Store ratings

What we love

  • 👍 Convenient and user-friendly
  • 🚀 Efficient mobile banking experience
  • 🔒 Secure login options (e.g., Face ID, Touch ID)
  • 💡 Helpful account management features
  • 🚀 Quick check deposit process

Room to improve

  • 🐛 Frequent app crashes and glitches
  • 🤔 Confusing new interface design
  • 🤦‍♀️ Removed or hidden key functionality (e.g., scheduled principal payments)
  • 🔍 Difficult to navigate and find information
  • 🕰️ Slow app performance and loading times

Minnco CU Mobile

From 1.1K App Store ratings

What we love

  • 👍 Friendly and fast customer service
  • 👍 Easy to use app
  • 👍 Trusted institution for funds

Room to improve

  • 🐛 Constant app errors and glitches
  • 🐛 Frequent login issues
  • 🐛 App often down for extended periods

Bugs and requests

Affinity Plus Mobile Banking

Reported bugs

5 issues
  • App frequently crashes when trying to deposit checks
  • Login issues and inability to reset password
  • Pending transactions not showing correctly
  • Inconsistent app behavior across devices
  • Inability to access certain account features

Requested features

5 requests
  • Add dark mode option
  • Improve mobile check deposit reliability
  • Allow easier toggling between multiple accounts
  • Streamline login and authentication process
  • Provide more customization options

Minnco CU Mobile

Reported bugs

3 issues
  • Unable to log in
  • Accounts not displaying properly
  • Constant app crashes and glitches

Requested features

2 requests
  • Ability to see account enhancements instructions
  • Consolidated view of all accounts

In-app purchases

None

Affinity Plus Mobile Banking

No in-app purchases

None

Minnco CU Mobile

No in-app purchases

Questions

Is Affinity Plus Mobile Banking free?
Affinity Plus Mobile Banking is free to download, with no in-app purchases.
Is Minnco CU Mobile free?
Minnco CU Mobile is free to download, with no in-app purchases.
Which has better reviews, Affinity Plus Mobile Banking or Minnco CU Mobile?
Affinity Plus Mobile Banking is rated higher. Affinity Plus Mobile Banking averages 4.8 out of 5 from 65K ratings, while Minnco CU Mobile averages 4.8 from 1.1K ratings.
Do Affinity Plus Mobile Banking or Minnco CU Mobile have ads?
Minnco CU Mobile shows ads; Affinity Plus Mobile Banking does not.
Which is updated more often, Affinity Plus Mobile Banking or Minnco CU Mobile?
Affinity Plus Mobile Banking ships an update every 2 months, and Minnco CU Mobile every 4 months. Most recently, Affinity Plus Mobile Banking was updated on September 29, 2026 and Minnco CU Mobile on September 27, 2026.

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