Comparison

Affinity Plus Mobile Banking vs Affinity Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Affinity Plus Mobile Banking

Manage your finances with comprehensive tools for budgeting, spending analysis, and savings goals. Securely handle payments, activate cards, and monitor your credit score. Supports business accounts with advanced reporting and user access controls.

Highlights
  • Budget tracking
  • Net worth calculation
  • Digital wallet integration
  • Card activation and replacement
  • Spending analysis
  • Savings goals
  • Credit score monitoring
  • Check deposit
Features
Read full description

The Affinity Plus mobile banking app is loaded with features to make banking and managing your money as easy as possible. • Budgets: Set and track monthly budgets for different categories. • Net Worth: Track how your account balances compare to what you owe. • Add your card to your digital wallet for quick and secure payments on the go. • When you request a replacement card through the app, you’ll get a digital version to use right away. • Activate your new debit or credit card without having to call. • Spending Analysis: See how much you’re spending, and what you’re spending it on. • Cash Flow: Track the net amount of what’s coming in vs. going out. • Savings Goals: Set a goal amount and target date, and watch your progress. • On your dashboard, you decide which accounts and features appear, and where. • Choose Spanish as your preferred language. • Link to your external accounts with the Connect button on your dashboard, and see their balances along with your Affinity Plus accounts. • Choose from a variety of Multi-factor Authentication (MFA) options by going to Menu>Settings>Security>Authentication. • Get better transaction details, with the ability to edit their name and category for easier tracking. • Business Owners and Authorized Signers can give specific account access to other staff members. • Also for Business members: Use filters to create the reports you want, and download them as the file type you need. • Deposit checks from anywhere by taking their picture with the app. • With Stash Your Cash on the Transfer screen, you can set a checking account to round up all debit card purchases to the next whole dollar, then automatically transfer the difference to your savings. • Get security alerts, and choose from up to 16 Account Alerts that help you keep track of your savings, checking, and loans with reminders and confirmations that you can customize. • Easily switch between profiles that you add by going to Menu>Settings>Manage Other Profiles. • For extra security, peace of mind, and help with budgeting, use Card Controls & Alerts to set spending limits (per transaction or monthly) for your debit and credit cards; or just get transaction alerts for awareness. • On your dashboard, get free and easy access to your credit score, your full credit report, daily credit monitoring for fraud protection, and tips on keeping a great credit rating. • Go into any of your accounts to find your MyPlus Rewards points, and to redeem them for gift cards, travel, and more. • Enroll in Bill Pay from the app, and see your eBill amounts and due dates. • iPad Multitasking so you can split your screen and use another app at the same time. • On the Transfer screen, add another member’s account so you can transfer to them; or share a code with them so they can transfer to you. • Use Balance Transfer to easily bring an external credit card balance over to your Affinity Plus credit card. • Manage all your personal, credit card and business accounts and loans, and even view your Affinity Plus mortgage. • Find nearby ATMs and branches right from the login screen. • Contact us for help. • Get a pre-login peek at balances with Quick Balance (found on the Menu screen). • Manage Bill Pay. • Log in fast with Touch ID® or Face ID®. • Check recent transactions and initiate new ones. • Schedule and edit one-time or recurring transfers. • Apply for loans and credit cards, or open another account. ©2025 Affinity Plus Federal Credit Union 175 West Lafayette Frontage Road St. Paul, MN 55107 This credit union is federally insured by the National Credit Union Administration, and is an Equal Housing Lender.

About

Affinity Bank

Manage your finances on the go with this mobile banking app. Check balances, search transactions, transfer funds between accounts, and pay bills easily. Available to existing online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Make bill payments
  • Review scheduled payments
Features
Read full description

Start banking wherever you are with Affinity Bank Mobile Banking! Available to all Affinity Bank online banking customers, Affinity Bank Mobile Banking allows you to check balances, make transfers and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers and Payments - Easily transfer cash between your accounts and make payments. Pay Bills – Make a payment or review recent and scheduled payments. (Standard mobile web fees may apply. Please contact your mobile carrier for more information.)

Screenshots

Affinity Plus Mobile Banking4 screens
Affinity Bank4 screens

Verdict

The call

The clearest difference is rating: Affinity Plus Mobile Banking at 4.8 against Affinity Bank's 1.7. Affinity Plus Mobile Banking also leads on review sentiment (68% vs 33%) and ratings volume (65K vs 3). Affinity Bank's advantage is iOS requirement (14.1 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Affinity Plus Mobile Banking holds the better App Store score, 4.8 against 1.7. That said, the two scores are not equally well evidenced: Affinity Plus Mobile Banking has 65K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 68% of Affinity Plus Mobile Banking's written reviews are positive against 33% of Affinity Bank's.

UpkeepUpdate frequency

Affinity Plus Mobile Banking ships an update every 2 months, Affinity Bank every 3 months. The most recent releases landed on October 15, 2026 and October 5, 2026 respectively.

Scorecard4 real differences · 6 level
Affinity Plus Mobile Banking versus Affinity Bank: the parameters behind the verdict, then further details
ParameterAffinity Plus Mobile BankingAffinity Bank
PriceFreeFree
Rating4.8 (65K ratings) — better1.7 (3 ratings)
Positive reviews67.6% of reviews — better33.3% of reviews
Number of ratings65K — better3
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS16.014.1 — better
Further details — not scored
Size33 MB119 MB
Age rating4+4+
DeveloperAffinity Plus Federal Credit UnionNewton Federal Bank

Customer experience

Affinity Plus Mobile Banking

All ratings63,200 ratings
Positive97.6%
Neutral1.6%
Negative0.8%
Written reviews210 reviews
Positive67.6%
Neutral5.7%
Negative26.7%

Affinity Bank

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews3 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

Bugs and requests

Affinity Plus Mobile Banking

Reported bugs

5 issues
  • App frequently crashes when trying to deposit checks
  • Login issues and inability to reset password
  • Pending transactions not showing correctly
  • Inconsistent app behavior across devices
  • Inability to access certain account features

Requested features

5 requests
  • Add dark mode option
  • Improve mobile check deposit reliability
  • Allow easier toggling between multiple accounts
  • Streamline login and authentication process
  • Provide more customization options

Affinity Bank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Affinity Plus Mobile Banking

No in-app purchases

None

Affinity Bank

No in-app purchases

Questions

Is Affinity Plus Mobile Banking free?
Affinity Plus Mobile Banking is free to download, with no in-app purchases.
Is Affinity Bank free?
Affinity Bank is free to download, with no in-app purchases.
Which has better reviews, Affinity Plus Mobile Banking or Affinity Bank?
Affinity Plus Mobile Banking is rated higher. Affinity Plus Mobile Banking averages 4.8 out of 5 from 65K ratings, while Affinity Bank averages 1.7 from 3 ratings.
Do Affinity Plus Mobile Banking or Affinity Bank have ads?
Neither Affinity Plus Mobile Banking nor Affinity Bank shows ads.
Which is updated more often, Affinity Plus Mobile Banking or Affinity Bank?
Affinity Plus Mobile Banking ships an update every 2 months, and Affinity Bank every 3 months. Most recently, Affinity Plus Mobile Banking was updated on October 15, 2026 and Affinity Bank on October 5, 2026.

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