Comparison

Affinity Plus Mobile Banking vs Security State Bank Warroad

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Affinity Plus Mobile Banking

Manage your finances with comprehensive tools for budgeting, spending analysis, and savings goals. Securely handle payments, activate cards, and monitor your credit score. Supports business accounts with advanced reporting and user access controls.

Highlights
  • Budget tracking
  • Net worth calculation
  • Digital wallet integration
  • Card activation and replacement
  • Spending analysis
  • Savings goals
  • Credit score monitoring
  • Check deposit
Features
Read full description

The Affinity Plus mobile banking app is loaded with features to make banking and managing your money as easy as possible. • Budgets: Set and track monthly budgets for different categories. • Net Worth: Track how your account balances compare to what you owe. • Add your card to your digital wallet for quick and secure payments on the go. • When you request a replacement card through the app, you’ll get a digital version to use right away. • Activate your new debit or credit card without having to call. • Spending Analysis: See how much you’re spending, and what you’re spending it on. • Cash Flow: Track the net amount of what’s coming in vs. going out. • Savings Goals: Set a goal amount and target date, and watch your progress. • On your dashboard, you decide which accounts and features appear, and where. • Choose Spanish as your preferred language. • Link to your external accounts with the Connect button on your dashboard, and see their balances along with your Affinity Plus accounts. • Choose from a variety of Multi-factor Authentication (MFA) options by going to Menu>Settings>Security>Authentication. • Get better transaction details, with the ability to edit their name and category for easier tracking. • Business Owners and Authorized Signers can give specific account access to other staff members. • Also for Business members: Use filters to create the reports you want, and download them as the file type you need. • Deposit checks from anywhere by taking their picture with the app. • With Stash Your Cash on the Transfer screen, you can set a checking account to round up all debit card purchases to the next whole dollar, then automatically transfer the difference to your savings. • Get security alerts, and choose from up to 16 Account Alerts that help you keep track of your savings, checking, and loans with reminders and confirmations that you can customize. • Easily switch between profiles that you add by going to Menu>Settings>Manage Other Profiles. • For extra security, peace of mind, and help with budgeting, use Card Controls & Alerts to set spending limits (per transaction or monthly) for your debit and credit cards; or just get transaction alerts for awareness. • On your dashboard, get free and easy access to your credit score, your full credit report, daily credit monitoring for fraud protection, and tips on keeping a great credit rating. • Go into any of your accounts to find your MyPlus Rewards points, and to redeem them for gift cards, travel, and more. • Enroll in Bill Pay from the app, and see your eBill amounts and due dates. • iPad Multitasking so you can split your screen and use another app at the same time. • On the Transfer screen, add another member’s account so you can transfer to them; or share a code with them so they can transfer to you. • Use Balance Transfer to easily bring an external credit card balance over to your Affinity Plus credit card. • Manage all your personal, credit card and business accounts and loans, and even view your Affinity Plus mortgage. • Find nearby ATMs and branches right from the login screen. • Contact us for help. • Get a pre-login peek at balances with Quick Balance (found on the Menu screen). • Manage Bill Pay. • Log in fast with Touch ID® or Face ID®. • Check recent transactions and initiate new ones. • Schedule and edit one-time or recurring transfers. • Apply for loans and credit cards, or open another account. ©2025 Affinity Plus Federal Credit Union 175 West Lafayette Frontage Road St. Paul, MN 55107 This credit union is federally insured by the National Credit Union Administration, and is an Equal Housing Lender.

About

Security State Bank Warroad

Manage your finances conveniently and securely from your mobile device. This application allows you to check account balances, transfer funds, deposit checks, and pay bills on the go.

Highlights
  • Check account balances
  • Transfer money between accounts
  • Deposit checks
  • Pay bills
  • Secure mobile management
Features
Read full description

Now you can manage your money anytime, anywhere – from your phone. With Security State Bank of Warroad mobile app, you can conveniently and securely: Check balances, transfer money between your accounts, deposit checks, pay bills and more!

Screenshots

Affinity Plus Mobile Banking4 screens
Security State Bank Warroad4 screens

Verdict

The call

The clearest difference is ads: Affinity Plus Mobile Banking at none against Security State Bank Warroad's shown. Affinity Plus Mobile Banking also leads on monetization model (free vs free with in-app purchases) and ratings volume (65K vs 197). Security State Bank Warroad's advantage is review sentiment (100% vs 68%). On price, rating, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Affinity Plus Mobile Banking against 4.7 for Security State Bank Warroad. That said, the two scores are not equally well evidenced: Affinity Plus Mobile Banking has 65K ratings behind it against 197, so its average is the more settled of the two. Written reviews are what separate them: 68% of Affinity Plus Mobile Banking's written reviews are positive against 100% of Security State Bank Warroad's.

UpkeepUpdate frequency

Affinity Plus Mobile Banking ships an update every 2 months, Security State Bank Warroad every 6 months. The most recent releases landed on October 18, 2026 and October 14, 2026 respectively.

Scorecard6 real differences · 4 level
Affinity Plus Mobile Banking versus Security State Bank Warroad: the parameters behind the verdict, then further details
ParameterAffinity Plus Mobile BankingSecurity State Bank Warroad
PriceFreeFree
Rating4.8 (65K ratings) — better4.7 (197 ratings)
Positive reviews67.6% of reviews100.0% of reviews — better
Number of ratings65K — better197
Update frequencyEvery 2 months — betterEvery 6 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size33 MB104 MB
Age rating4+4+
DeveloperAffinity Plus Federal Credit UnionSecurity State Bank of Warroad

Customer experience

Affinity Plus Mobile Banking

All ratings63,200 ratings
Positive97.6%
Neutral1.6%
Negative0.8%
Written reviews210 reviews
Positive67.6%
Neutral5.7%
Negative26.7%

Security State Bank Warroad

All ratings193 ratings
Positive94.8%
Neutral2.6%
Negative2.6%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Affinity Plus Mobile Banking

Reported bugs

5 issues
  • App frequently crashes when trying to deposit checks
  • Login issues and inability to reset password
  • Pending transactions not showing correctly
  • Inconsistent app behavior across devices
  • Inability to access certain account features

Requested features

5 requests
  • Add dark mode option
  • Improve mobile check deposit reliability
  • Allow easier toggling between multiple accounts
  • Streamline login and authentication process
  • Provide more customization options

Security State Bank Warroad

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Affinity Plus Mobile Banking

No in-app purchases

None

Security State Bank Warroad

No in-app purchases

Questions

Is Affinity Plus Mobile Banking free?
Affinity Plus Mobile Banking is free to download, with no in-app purchases.
Is Security State Bank Warroad free?
Security State Bank Warroad is free to download, with no in-app purchases.
Which has better reviews, Affinity Plus Mobile Banking or Security State Bank Warroad?
Affinity Plus Mobile Banking is rated higher. Affinity Plus Mobile Banking averages 4.8 out of 5 from 65K ratings, while Security State Bank Warroad averages 4.7 from 197 ratings.
Do Affinity Plus Mobile Banking or Security State Bank Warroad have ads?
Security State Bank Warroad shows ads; Affinity Plus Mobile Banking does not.
Which is updated more often, Affinity Plus Mobile Banking or Security State Bank Warroad?
Affinity Plus Mobile Banking ships an update every 2 months, and Security State Bank Warroad every 6 months. Most recently, Affinity Plus Mobile Banking was updated on October 18, 2026 and Security State Bank Warroad on October 14, 2026.

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