Comparison

Affinity Plus Mobile Banking vs Mortgages By Granite

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Affinity Plus Mobile Banking

Manage your finances with comprehensive tools for budgeting, spending analysis, and savings goals. Securely handle payments, activate cards, and monitor your credit score. Supports business accounts with advanced reporting and user access controls.

Highlights
  • Budget tracking
  • Net worth calculation
  • Digital wallet integration
  • Card activation and replacement
  • Spending analysis
  • Savings goals
  • Credit score monitoring
  • Check deposit
Features
Read full description

The Affinity Plus mobile banking app is loaded with features to make banking and managing your money as easy as possible. • Budgets: Set and track monthly budgets for different categories. • Net Worth: Track how your account balances compare to what you owe. • Add your card to your digital wallet for quick and secure payments on the go. • When you request a replacement card through the app, you’ll get a digital version to use right away. • Activate your new debit or credit card without having to call. • Spending Analysis: See how much you’re spending, and what you’re spending it on. • Cash Flow: Track the net amount of what’s coming in vs. going out. • Savings Goals: Set a goal amount and target date, and watch your progress. • On your dashboard, you decide which accounts and features appear, and where. • Choose Spanish as your preferred language. • Link to your external accounts with the Connect button on your dashboard, and see their balances along with your Affinity Plus accounts. • Choose from a variety of Multi-factor Authentication (MFA) options by going to Menu>Settings>Security>Authentication. • Get better transaction details, with the ability to edit their name and category for easier tracking. • Business Owners and Authorized Signers can give specific account access to other staff members. • Also for Business members: Use filters to create the reports you want, and download them as the file type you need. • Deposit checks from anywhere by taking their picture with the app. • With Stash Your Cash on the Transfer screen, you can set a checking account to round up all debit card purchases to the next whole dollar, then automatically transfer the difference to your savings. • Get security alerts, and choose from up to 16 Account Alerts that help you keep track of your savings, checking, and loans with reminders and confirmations that you can customize. • Easily switch between profiles that you add by going to Menu>Settings>Manage Other Profiles. • For extra security, peace of mind, and help with budgeting, use Card Controls & Alerts to set spending limits (per transaction or monthly) for your debit and credit cards; or just get transaction alerts for awareness. • On your dashboard, get free and easy access to your credit score, your full credit report, daily credit monitoring for fraud protection, and tips on keeping a great credit rating. • Go into any of your accounts to find your MyPlus Rewards points, and to redeem them for gift cards, travel, and more. • Enroll in Bill Pay from the app, and see your eBill amounts and due dates. • iPad Multitasking so you can split your screen and use another app at the same time. • On the Transfer screen, add another member’s account so you can transfer to them; or share a code with them so they can transfer to you. • Use Balance Transfer to easily bring an external credit card balance over to your Affinity Plus credit card. • Manage all your personal, credit card and business accounts and loans, and even view your Affinity Plus mortgage. • Find nearby ATMs and branches right from the login screen. • Contact us for help. • Get a pre-login peek at balances with Quick Balance (found on the Menu screen). • Manage Bill Pay. • Log in fast with Touch ID® or Face ID®. • Check recent transactions and initiate new ones. • Schedule and edit one-time or recurring transfers. • Apply for loans and credit cards, or open another account. ©2025 Affinity Plus Federal Credit Union 175 West Lafayette Frontage Road St. Paul, MN 55107 This credit union is federally insured by the National Credit Union Administration, and is an Equal Housing Lender.

About

Mortgages By Granite

This app simplifies the home buying and lending process by allowing users to electronically sign mortgage applications, track required documents, and upload necessary files. It provides easy access to contact information for loan officers and real estate agents, aiming to expedite the loan approval process.

Highlights
  • Electronic mortgage application signing
  • Comprehensive to-do list for loan process
  • Expedited document upload via phone camera
  • Easy access to loan officer and agent contacts
  • Streamlined home loan application
Features
Read full description

Welcome to Mortgages by Granite mobile application, your trusted partner in simplifying the home buying and lending process.  We’re dedicated to making the journey of securing a home loan as easy and secure as possible for you. Key Features: • Effortless Mortgage Application: Ready to kickstart your homeownership journey?  With just a tap, you can electronically sign your entire mortgage application directly through the app.  Say goodbye to paperwork hassles and hello to convenience. • Comprehensive To-Do-List:  Stay organized and informed with our full to-do list feature.  Easily track what documents and information we require from you and monitor the tasks we’re currently working on.  It’s transparency and efficiency at your fingertips. • Expedited Document Upload: Scan and upload required documents quickly and effortlessly using your phone’s camera.  By streamlining the document submission process, we help expedite the loan approval process, getting you one step closer to your dream home. • Easy Access to Contacts:  Need to get in touch with your Granite Bank mortgage loan officer or real estate agent?  With our app, their contact information is just a tap away.  Efficient communication is key, and we’re here to ensure you have the resources you need. Please note: The calculations provided by the Mortgages by Granite app offer insights into what homeownership might entail for you.  However, for a customized solution tailored to your specific financial situation, needs, and goals, we encourage you to contact your Granite Bank mortgage loan officer.  They can provide personalized guidance and address any questions you may have about your loan and the approval process. Let Granite Bank demonstrate how simple securing a home loan can truly be.  Download our app now and take the first step towards your homeownership goals.

Screenshots

Affinity Plus Mobile Banking4 screens
Mortgages By Granite4 screens

Verdict

The call

The clearest difference is ratings volume: Affinity Plus Mobile Banking at 68K against Mortgages By Granite's 1. Affinity Plus Mobile Banking also leads on device support (4 vs 1) and iOS requirement (16.0 vs 18.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mortgages By Granite holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Affinity Plus Mobile Banking has 68K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Affinity Plus Mobile Banking versus Mortgages By Granite: the parameters behind the verdict, then further details
ParameterAffinity Plus Mobile BankingMortgages By Granite
PriceFreeFree
Rating4.8 (68K ratings)5.0 (1 ratings) — better
Positive reviews67.5% of reviews—
Number of ratings68K — better1
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone
Requires iOS16.0 — better18.0
Further details — not scored
Size33 MB102 MB
Age rating4+4+
DeveloperAffinity Plus Federal Credit UnionGRANITE COMMUNITY BANK

Customer experience

Affinity Plus Mobile Banking

All ratings63,200 ratings
Positive97.6%
Neutral1.6%
Negative0.8%
Written reviews212 reviews
Positive67.5%
Neutral5.7%
Negative26.9%

Mortgages By Granite

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Affinity Plus Mobile Banking

Reported bugs

5 issues
  • App frequently crashes when trying to deposit checks
  • Login issues and inability to reset password
  • Pending transactions not showing correctly
  • Inconsistent app behavior across devices
  • Inability to access certain account features

Requested features

5 requests
  • Add dark mode option
  • Improve mobile check deposit reliability
  • Allow easier toggling between multiple accounts
  • Streamline login and authentication process
  • Provide more customization options

Mortgages By Granite

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Affinity Plus Mobile Banking

No in-app purchases

None

Mortgages By Granite

No in-app purchases

Questions

Is Affinity Plus Mobile Banking free?
Affinity Plus Mobile Banking is free to download, with no in-app purchases.
Is Mortgages By Granite free?
Mortgages By Granite is free to download, with no in-app purchases.
Which has better reviews, Affinity Plus Mobile Banking or Mortgages By Granite?
Mortgages By Granite is rated higher. Affinity Plus Mobile Banking averages 4.8 out of 5 from 68K ratings, while Mortgages By Granite averages 5.0 from 1 ratings.
Do Affinity Plus Mobile Banking or Mortgages By Granite have ads?
Neither Affinity Plus Mobile Banking nor Mortgages By Granite shows ads.
Which is updated more often, Affinity Plus Mobile Banking or Mortgages By Granite?
Affinity Plus Mobile Banking ships an update every 2 months, and Mortgages By Granite every 2 months. Most recently, Affinity Plus Mobile Banking was updated on October 26, 2026 and Mortgages By Granite on October 24, 2026.

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