Comparison

Master Transfer vs TetradPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Master Transfer

Easily send money abroad to family and friends or pay bills and suppliers directly from your smartphone or tablet. Enjoy instant delivery, competitive prices, and secure debit card payments with real-time tracking and notifications.

Highlights
  • Send and track transfers
  • Instant money delivery
  • Debit card payments
  • Real-time tracking
  • Exchange rate notifications
  • Secure 256-bit encryption
Features
Read full description

We provide our customers with best prices, instant delivery of your money, and a fully integrated solution across our branches, call centres and online. With the Master Transfer Mobile app, It is simple to send money to family and friends or pay bills and suppliers. Anytime, anywhere, do everything on your smartphone and tablet. Debit Card payments? It’s easy with our app, you can send money and pay securely with your card with no extra fees. • Send and track your transfers • Simple intuitive process • You can pay by debit card • Track your money transfer in real-time • Update your documents online • Exchange rates email and SMS notifications • Transfer history • Safety and security with 256-bit data encryption • 100% money-back guarantee • No extra fees

About

TetradPay

Send money instantly and securely to loved ones abroad for various needs like tuition, bills, or housing. Leverage cutting-edge technology for seamless cross-border payments with competitive exchange rates and low fees.

Highlights
  • Instant money transfers
  • Secure open banking technology
  • Competitive exchange rates
  • Low, upfront fees
  • FCA regulated and HMRC supervised
  • Easy registration and transfer process
Features
Read full description

TetradPay-show love to your loved ones using TetradPayPay Instant money transfer The TetradPay money transfer app is a fast, simple, secure way to send money back home to loved ones. We have you covered whether for tuition fees, hospital bills, monthly maintenance, or housing projects. Our mission is to revolutionize international money remittance by leveraging cutting-edge technology to drive seamless and hassle-free cross-border payments. With TetradPay you enjoy • Fast Remittance: Our transfers are completed instantly. You no longer need to wait for minutes, hours, or days to receive payments. • Safe & secure service: Our payments are driven by open banking technology supported by strong customer authentication (SCA), so you can rest assured that your account is protected. • Great exchange rates: We always strive to offer better exchange rates over and above our competitors. • Low Cost: Our low-cost fees are displayed upfront and are standard across the board. You can also choose whether to pay transaction fees or not during the transfer process. • FCA Regulated and HMRC supervised: We are registered and approved by the UK Financial Conduct Authority (FCA) under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 and supervised by the HMRC for anti-money laundering supervision. Here is how the process works: 1. Download our mobile app 2. Complete the registration process which only takes a few minutes 3. Choose your destination 4. Select how much you want to send 5. Choose whether you are sending with or without a commission 6. Add recipient 7. Pay through our open banking facility 8. Receive an instant notification as soon as your transfer is complete For more information, please contact us via email at info@wslgloballtd.com

Screenshots

Master Transfer4 screens
TetradPay4 screens

Verdict

The call

The clearest difference is monetization model: Master Transfer at free against TetradPay's free with in-app purchases. TetradPay's advantage is update cadence (every 4 weeks vs every 2 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Master Transfer ships an update every 2 months, TetradPay every 4 weeks. The most recent releases landed on November 4, 2026 and November 7, 2026 respectively.

Scorecard2 real differences · 8 level
Master Transfer versus TetradPay: the parameters behind the verdict, then further details
ParameterMaster TransferTetradPay
PriceFreeFree
Rating—4.7 (39 ratings) — better
Positive reviews83.3% of reviews — better78.5% of reviews
Number of ratings—39 — better
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size82 MB118 MB
Age rating4+4+
DeveloperMaster Services Europe Group LtdTetrad Incorporation Limited

Customer experience

Master Transfer

Written reviews12 reviews
Positive83.3%
Neutral8.3%
Negative8.3%

TetradPay

All ratings39 ratings
Positive97.4%
Neutral0.0%
Negative2.6%
Written reviews79 reviews
Positive78.5%
Neutral2.5%
Negative19.0%

Bugs and requests

Master Transfer

Not enough reviews yet to summarise bugs or requests.

TetradPay

Reported bugs

6 issues
  • Face ID authentication not working
  • Login screen requires constant re-entry of details
  • Face ID button missing
  • Verification code delays
  • Deposit not instant despite claims
Show 1 more
  • App not providing official receipts

Requested features

6 requests
  • Provide official receipts/invoices
  • Improve Face ID authentication
  • Enable Face recognition for login
  • Allow higher remittance limits without manual authorization
  • Ensure instant deposit claims are accurate
Show 1 more
  • Improve customer service responsiveness and follow-through

In-app purchases

None

Master Transfer

No in-app purchases

None

TetradPay

No in-app purchases

Questions

Is Master Transfer free?
Master Transfer is free to download, with no in-app purchases.
Is TetradPay free?
TetradPay is free to download, with no in-app purchases.
Do Master Transfer or TetradPay have ads?
Neither Master Transfer nor TetradPay shows ads.
Which is updated more often, Master Transfer or TetradPay?
Master Transfer ships an update every 2 months, and TetradPay every 4 weeks. Most recently, Master Transfer was updated on November 4, 2026 and TetradPay on November 7, 2026.

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