Comparison

ČSOB CEB Mobile vs CSOB SmartToken

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ČSOB CEB Mobile

Manage your company finances on the go with this mobile application. Access account information, make payments, view payment history, and manage cards. Some features are available without logging in.

Highlights
  • Account information and balances
  • Payment history
  • Domestic and international payments
  • Payment card management
  • QR Payment search
  • Authorize operations
  • Standing order management
Read full description

Keeping track of your company finance on the go. We are introducing a mobile app created especially for businesses and their needs. It is the fastest way to manage your company finances. Simple access to various features - Account information, balances and payment history - Overviews of waiting, blocked and rejected payments - Make domestics and international payments - View and manage your payment cards - Find every payment with smart “QR Payment search” - Authorize operations stored in the Waiting room - View and manage your domestic standing orders Quick without login Access selected features immediately with one click. Without logging in you can: - Locate nearest branch or ATM - Check exchange rates - See bank messages - Search for important contact information How to start Just use ČSOB Smart Key to login and make payments. If you are already a Smart Key user, you can proceed with ČSOB CEB Mobile login immediately after download. If you don't have your Smart Key yet, the activation process for new users is quick and simple. You'll need an activation code that you can get via ČSOB CEB portal, branch or at any ČSOB ATM. In case your ČSOB access rights are managed by your company administrator, please check that you have permissions to use ČSOB CEB Mobile. Important information ČSOB CEB Mobile runs on devices with iOS version 17 and higher and works on iPhones as well as iPads. BUSINESS TERMS AND CONDITIONS FOR THE PROVISION OF ČSOB CEB SERVICE Business terms and conditions for the provision of ČSOB CEB Service apply. You can check the terms and conditions on ČSOB web page. ČSOB CEB Mobile is free of charge, payment and other operations are charged according to the Price list of products and services. Do you have any questions or need help with the application? You can check out Help inside the application or contact Helpdesk ČSOB CEB at number +420 499 900 500

About

CSOB SmartToken

This secure mobile application allows clients to electronically sign transactions and log into digital banking services. It offers multiple activation methods, including biometric verification and contact center support. Optional permissions enhance convenience, and while an internet connection is needed for activation, it can function offline.

Highlights
  • Electronic transaction signing
  • Digital banking login
  • Biometric activation
  • Cross-device activation transfer
  • Optional permission grants
  • Offline functionality after activation
Read full description

At CSOB, we believe that managing your finances should be convenient, modern, and secure at the same time. That is why we bring you the ČSOB SmartToken mobile application, designed for secure login and authorization of operations in the bank’s digital services. With the application, you can easily and securely: • confirm payments and other active operations • log in to electronic banking • authorize online card payments (3D Secure) • activate the ČSOB SmartBanking application After activation, the application also works offline, without an internet connection – depending on the type of operation, you can confirm it directly in the app or by scanning a QR code and entering an authorization code. After installation, the app will guide you through the activation in just a few steps. You can choose from several modern and secure activation methods: • activation using an identity document • identity verification using facial biometrics • transfer of activation from an old device to a new one via QR code • activation via the ČSOB info line For new clients, the process is even simpler – thanks to new technology, the application can process the provided data and complete the activation conveniently, without duplicate identity verification. For security reasons, this application is not supported on unofficially modified operating systems and devices. Biometric authentication is supported only on selected devices and for selected types of transactions. ©2020 CSOB Slovakia

Screenshots

ČSOB CEB Mobile4 screens
CSOB SmartToken4 screens

Verdict

The call

ČSOB CEB Mobile and CSOB SmartToken both sit at 4.9 stars, but that hides the real split: 24% of ČSOB CEB Mobile's written reviews are positive against 0% of CSOB SmartToken's. ČSOB CEB Mobile also leads on update cadence (every 3 weeks vs every 2 months). CSOB SmartToken's advantage is ratings volume (123 vs 36) and iOS requirement (14.0 vs 17.0). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for ČSOB CEB Mobile against 4.8 for CSOB SmartToken. Both are backed by a comparable volume of ratings — 36 and 123 respectively. Written reviews are what separate them: 24% of ČSOB CEB Mobile's written reviews are positive against 0% of CSOB SmartToken's.

UpkeepUpdate frequency

ČSOB CEB Mobile ships an update every 3 weeks, CSOB SmartToken every 2 months. The most recent releases landed on October 9, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
ČSOB CEB Mobile versus CSOB SmartToken: the parameters behind the verdict, then further details
ParameterČSOB CEB MobileCSOB SmartToken
PriceFreeFree
Rating4.9 (36 ratings) — better4.8 (123 ratings)
Positive reviews23.6% of reviews — better0.0% of reviews
Number of ratings36123 — better
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS17.014.0 — better
Further details — not scored
Size86 MB46 MB
Age rating4+9+
DeveloperČeskoslovenská obchodní banka, a.s.Československá obchodná banka

Customer experience

ČSOB CEB Mobile

All ratings35 ratings
Positive97.1%
Neutral0.0%
Negative2.9%
Written reviews55 reviews
Positive23.6%
Neutral7.3%
Negative69.1%

CSOB SmartToken

All ratings123 ratings
Positive95.1%
Neutral1.6%
Negative3.3%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

ČSOB CEB Mobile

No in-app purchases

None

CSOB SmartToken

No in-app purchases

Questions

Is ČSOB CEB Mobile free?
ČSOB CEB Mobile is free to download, with no in-app purchases.
Is CSOB SmartToken free?
CSOB SmartToken is free to download, with no in-app purchases.
Which has better reviews, ČSOB CEB Mobile or CSOB SmartToken?
ČSOB CEB Mobile is rated higher. ČSOB CEB Mobile averages 4.9 out of 5 from 36 ratings, while CSOB SmartToken averages 4.8 from 123 ratings.
Do ČSOB CEB Mobile or CSOB SmartToken have ads?
Neither ČSOB CEB Mobile nor CSOB SmartToken shows ads.
Which is updated more often, ČSOB CEB Mobile or CSOB SmartToken?
ČSOB CEB Mobile ships an update every 3 weeks, and CSOB SmartToken every 2 months. Most recently, ČSOB CEB Mobile was updated on October 9, 2026 and CSOB SmartToken on October 14, 2026.

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