Comparison

CSOB SmartBanking vs ČSOB CEB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CSOB SmartBanking

Manage your bank accounts securely and conveniently. Access public banking information without logging in. Supports multiple languages for a personalized experience.

Highlights
  • Secure login with PIN
  • Account management
  • Public banking information access
  • Multi-language support
  • App deactivation and parameter changes
Features
Read full description

App offers a convenient way of controlling finances and additional services. We are ČSOB and we bring you the ČSOB SmartBanking application, which is the gateway to the smart world. You will find the solutions that we ourselves, as clients, expect from a bank – understandable, safe and comfortable. Our app offers a number of functions for comfortable and secure financial management – ​​from payments, to the possibility of setting up an investment in it in a few clicks or applying for a loan. But you will also find what you would not expect from a bank in the ČSOB SmartBanking app. For example, you can set up insurance through it, buy a ticket for public transport or parking, or save all important information about your car. Yes, we know that this goes beyond the boundaries of banking as we know it. But we want your every day to be smart. Have you become our client or just changed your smartphone and want to activate our ČSOB SmartBanking app? It's easy and you can activate it in a few minutes: 1. Prepare your IPPID and PIN. These are the same as those you use to log in to MojaČSOB internet banking. 2. After entering them into the application, confirm activation via the ČSOB SmartToken app, which you also need. 3. When using the application in the future, only your PIN or biometrics will be sufficient. You can change your PIN at any time in the app or via MojaČSOB internetbanking. 4. You can customize the application and its parameters as you need in the Settings section. Are you interested in our application and are not yet a ČSOB client? Download it and try out its functions in the public section, which is also available without logging in. If you have any questions, this SmartBanking - ČSOB subpage can help you with the answers, and our colleagues are also available at +421259668844 or info@csob.sk. ©2011 ČSOB Slovensko

About

ČSOB CEB Mobile

Manage your company finances on the go with this mobile application. Access account information, make payments, view payment history, and manage cards. Some features are available without logging in.

Highlights
  • Account information and balances
  • Payment history
  • Domestic and international payments
  • Payment card management
  • QR Payment search
  • Authorize operations
  • Standing order management
Read full description

Keeping track of your company finance on the go. We are introducing a mobile app created especially for businesses and their needs. It is the fastest way to manage your company finances. Simple access to various features - Account information, balances and payment history - Overviews of waiting, blocked and rejected payments - Make domestics and international payments - View and manage your payment cards - Find every payment with smart “QR Payment search” - Authorize operations stored in the Waiting room - View and manage your domestic standing orders Quick without login Access selected features immediately with one click. Without logging in you can: - Locate nearest branch or ATM - Check exchange rates - See bank messages - Search for important contact information How to start Just use ČSOB Smart Key to login and make payments. If you are already a Smart Key user, you can proceed with ČSOB CEB Mobile login immediately after download. If you don't have your Smart Key yet, the activation process for new users is quick and simple. You'll need an activation code that you can get via ČSOB CEB portal, branch or at any ČSOB ATM. In case your ČSOB access rights are managed by your company administrator, please check that you have permissions to use ČSOB CEB Mobile. Important information ČSOB CEB Mobile runs on devices with iOS version 17 and higher and works on iPhones as well as iPads. BUSINESS TERMS AND CONDITIONS FOR THE PROVISION OF ČSOB CEB SERVICE Business terms and conditions for the provision of ČSOB CEB Service apply. You can check the terms and conditions on ČSOB web page. ČSOB CEB Mobile is free of charge, payment and other operations are charged according to the Price list of products and services. Do you have any questions or need help with the application? You can check out Help inside the application or contact Helpdesk ČSOB CEB at number +420 499 900 500

Screenshots

CSOB SmartBanking4 screens
ČSOB CEB Mobile4 screens

Verdict

The call

CSOB SmartBanking and ČSOB CEB Mobile both sit at 4.8 stars, but that hides the real split: 60% of CSOB SmartBanking's written reviews are positive against 24% of ČSOB CEB Mobile's. CSOB SmartBanking also leads on ratings volume (409 vs 36). ČSOB CEB Mobile's advantage is monetization model (free vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for CSOB SmartBanking against 4.9 for ČSOB CEB Mobile. That said, the two scores are not equally well evidenced: CSOB SmartBanking has 409 ratings behind it against 36, so its average is the more settled of the two. Written reviews are what separate them: 60% of CSOB SmartBanking's written reviews are positive against 24% of ČSOB CEB Mobile's.

UpkeepUpdate frequency

CSOB SmartBanking ships an update every 6 weeks, ČSOB CEB Mobile every 3 weeks. The most recent releases landed on October 14, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
CSOB SmartBanking versus ČSOB CEB Mobile: the parameters behind the verdict, then further details
ParameterCSOB SmartBankingČSOB CEB Mobile
PriceFreeFree
Rating4.8 (409 ratings)4.9 (36 ratings) — better
Positive reviews60.0% of reviews — better23.6% of reviews
Number of ratings409 — better36
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size181 MB86 MB
Age rating4+4+
DeveloperČeskoslovenská obchodná bankaČeskoslovenská obchodní banka, a.s.

Customer experience

CSOB SmartBanking

All ratings409 ratings
Positive96.6%
Neutral0.7%
Negative2.7%
Written reviews20 reviews
Positive60.0%
Neutral15.0%
Negative25.0%

ČSOB CEB Mobile

All ratings35 ratings
Positive97.1%
Neutral0.0%
Negative2.9%
Written reviews55 reviews
Positive23.6%
Neutral7.3%
Negative69.1%

Bugs and requests

CSOB SmartBanking

Reported bugs

5 issues
  • Confusing to log on
  • Entering details multiple times between apps
  • App name not intuitive for search
  • Crashing on iPhone X
  • Smart scanner not always working

Requested features

7 requests
  • Combine banking and token in one app
  • Add CSOB to Apple Pay
  • More language options
  • Internationalized language, at least English
  • Major update with new features
Show 2 more
  • Smart scanner to work reliably
  • Option to send payment to predefined recipient

ČSOB CEB Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CSOB SmartBanking

No in-app purchases

None

ČSOB CEB Mobile

No in-app purchases

Questions

Is CSOB SmartBanking free?
CSOB SmartBanking is free to download, with no in-app purchases.
Is ČSOB CEB Mobile free?
ČSOB CEB Mobile is free to download, with no in-app purchases.
Which has better reviews, CSOB SmartBanking or ČSOB CEB Mobile?
ČSOB CEB Mobile is rated higher. CSOB SmartBanking averages 4.8 out of 5 from 409 ratings, while ČSOB CEB Mobile averages 4.9 from 36 ratings.
Do CSOB SmartBanking or ČSOB CEB Mobile have ads?
Neither CSOB SmartBanking nor ČSOB CEB Mobile shows ads.
Which is updated more often, CSOB SmartBanking or ČSOB CEB Mobile?
CSOB SmartBanking ships an update every 6 weeks, and ČSOB CEB Mobile every 3 weeks. Most recently, CSOB SmartBanking was updated on October 14, 2026 and ČSOB CEB Mobile on October 9, 2026.

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