MONETA Smart Banka vs ČSOB CEB Mobile

Smart Banka app is a free mobile banking app which offers quick and easy way to manage your bank accounts from your phone. You can open our Tom checking account without the need to visit one of our branches. You will have easy access to our services, check your balance, make payments, top up your credit, or find the nearest branch. You can log in using a PIN or via Touch ID. Your PIN will also be used to confirm payment orders which eliminates the need for mobile confirmation. Both downloading and using the app is completely free of charge. How to? Download the app from your App Store, pair with your Internet Banka using the instructions within the app, and start using it. Is it safe? Yes. Digital attacks are very complicated. Logging into the app and payment orders are protected by 4-8 digit PIN number which only you know. Smart Banka also uses encrypted communication with the bank servers. What will you find in the Smart Banka app? • Option to open a checking account without visiting our branch • All your current balances including Bene+ • Transactions • Payment orders • Option to use a payment template or a QR code • Notices about unpaid bills and overdue payments • Map of ATMs with the option to filter out direct deposit ATMs • Credit top up • Temporary or immediate card blocking or unblocking in case of theft or loss • Changing card limits • Overview of your loans • Your investment product development • Current exchange rates • Managing user accounts (private, company, or eDisponent)

Keeping track of your company finance on the go. We are introducing a mobile app created especially for businesses and their needs. It is the fastest way to manage your company finances. Simple access to various features - Account information, balances and payment history - Overviews of waiting, blocked and rejected payments - Make domestics and international payments - View and manage your payment cards - Find every payment with smart “QR Payment search” - Authorize operations stored in the Waiting room - View and manage your domestic standing orders Quick without login Access selected features immediately with one click. Without logging in you can: - Locate nearest branch or ATM - Check exchange rates - See bank messages - Search for important contact information How to start Just use ČSOB Smart Key to login and make payments. If you are already a Smart Key user, you can proceed with ČSOB CEB Mobile login immediately after download. If you don't have your Smart Key yet, the activation process for new users is quick and simple. You'll need an activation code that you can get via ČSOB CEB portal, branch or at any ČSOB ATM. In case your ČSOB access rights are managed by your company administrator, please check that you have permissions to use ČSOB CEB Mobile. Important information ČSOB CEB Mobile runs on devices with iOS version 17 and higher and works on iPhones as well as iPads. BUSINESS TERMS AND CONDITIONS FOR THE PROVISION OF ČSOB CEB SERVICE Business terms and conditions for the provision of ČSOB CEB Service apply. You can check the terms and conditions on ČSOB web page. ČSOB CEB Mobile is free of charge, payment and other operations are charged according to the Price list of products and services. Do you have any questions or need help with the application? You can check out Help inside the application or contact Helpdesk ČSOB CEB at number +420 499 900 500