Comparison

Monetal vs Trackova

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monetal

Effortlessly manage your finances with this ad-free expense tracker. Automatically parse transactions from SMS, track income, expenses, and debts across unlimited accounts. Features budgeting tools, detailed history, and cross-device sync for complete financial control.

Highlights
  • SMS transaction parsing
  • Add transactions in 3 taps
  • Track expenses, income, and debts
  • Unlimited multi-currency accounts
  • Budget planning tools
  • Cross-device data sync
  • No ads
Features
Read full description

Monetal - Expense Tracker without any Ads, with SMS parsing! The Ultimate Solution for Your Personal Finance Needs! Offering a clean and intuitive interface, Monetal makes budgeting, expense tracking and personal finance management a breeze. Quickly add transactions with just 3 taps and track your expenses, income, and debts with ease. You can create unlimited accounts for cash, credit cards, electronic money, and easily log your income and expenses and stay on top of your budget. WHY CHOOSE MONETAL AS YOUR EXPENSE MANAGER? - Add transactions within 3 taps - SMS parsing (!) - Track expenses, income, debts and transfers - Any number of multi-currency accounts - Unlimited categories and sub-categories - Detailed spending history - Budget planning tools to help you save money - Seamless sync budget data across all devices - Split expenses across multiple budget lines - Built-in calculator - No Ads, completely - Constantly improved since 2012 (!) COMPLETE PRIVACY Monetal does not require registration or user account, that's why all your data is completely anonymous and is stored on your device. Some data can be transfered to server only for app analytics (like most popular screens, which functions are frequently used, which can be removed etc) or sync functionality, which doesn't effect app security. CLIENT SUPPORT The first version of Monetal was launched in 2012, and since then it has undergone numerous improvements and updates. If you have any suggestions or questions, please send email to support@monetal.app Monetal is a one-stop solution for all your personal finance needs. Whether you're looking to track expenses, manage your budget, or simply save money, Monetal has got you covered. So why wait? Start counting your money with Monetal today! Thank you for choosing Monetal! Terms Of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Trackova

Features
Read full description

Trackova helps you take full control of your personal finances - simply and smartly. Whether you're tracking daily expenses or managing monthly income, Trackova makes it effortless. KEY FEATURES: Track Income & Expenses Add transactions in seconds with amount, category, payment method, and description. Smart Dashboard See your total income and expenses at a glance - always know where your money stands. Categories & Filters Filter transactions by date, type, or category. Find any transaction instantly. Multiple Payment Methods Support for Cash, UPI, Bank Account, and more. Attachments Attach receipts or files to any transaction for complete records. Breakdown View Get a visual breakdown of your spending patterns. Simple. Clean. Powerful. Download Trackova today and start managing your finances the smart way!

Screenshots

Monetal4 screens
Trackova4 screens

Verdict

The call

The clearest difference is in-app purchases: Trackova at none against Monetal's 10. Trackova also leads on device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monetal sells 3 in-app purchases, starting at $4.99 per month. Trackova asks for nothing beyond the download.

UpkeepUpdate frequency

Monetal ships an update every 2 weeks, Trackova every 3 weeks. The most recent releases landed on November 2, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Monetal versus Trackova: the parameters behind the verdict, then further details
ParameterMonetalTrackova
PriceFreeFree
Rating5.0 (21 ratings) — better—
Positive reviews88.2% of reviews—
Number of ratings21 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size24 MB4 MB
Age rating4+4+
DeveloperIlya KrupkoXpWallet

In-app purchases

3 purchases

Monetal

Subscriptions2
  • Premium Month7 Days trial4 variants$4.991 Month
  • Premium Year7 Days trial2 variants$29.991 Year
One-time1
  • Premium Forever4 variants$49.99
None

Trackova

No in-app purchases

Questions

Is Monetal free?
Monetal is free to download, with in-app purchases available.
Is Trackova free?
Trackova is free to download, with no in-app purchases.
Do Monetal or Trackova have ads?
Neither Monetal nor Trackova shows ads.
Which is updated more often, Monetal or Trackova?
Monetal ships an update every 2 weeks, and Trackova every 3 weeks. Most recently, Monetal was updated on November 2, 2026 and Trackova on October 28, 2026.

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