Comparison

Beacon CCU vs SASMI HCRA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Beacon CCU

Manage your finances on the go with this mobile banking application. Easily check balances, make transfers, pay bills, and deposit checks securely. Find nearby branches and ATMs with integrated location services.

Highlights
  • Real-time transaction history
  • Account transfers and scheduling
  • Bill pay and check ordering
  • Remote check deposit
  • Pay a person feature
  • Branch and ATM locator
Features
Read full description

Easily manage your internet banking with Beacon Community Credit Union's mobile app. This app was designed to flow easier and look better than ever. Check your balances on the go with a simple swipe from the app icon. Quickly sign-in using touch ID or your password for specific account information. Breeze through transactions, payments, transfers, make deposits, and search for the closest branch location from your iPhone or iPad. Features: · Real-time transaction history for loans, share drafts, and savings are integrated in one location. · Transfers: account to account, scheduled, pending ACH and check withdrawal transfers are available · Online Services: E-Statements, bill pay, check order, member alerts, loan application, and tax information. · Remote Deposit Capture: securely deposit checks with your device. · Pay a Person: send money to anyone via text or email. · Locations and ATMs: find all branch locations, hours, contact info, directions and identify ATMs.

About

SASMI HCRA

Easily manage your health benefit account on the go. Quickly check balances, view account details, and submit claims with attached receipts. This secure app provides real-time access to your important HCRA information.

Highlights
  • Check available balances 24/7
  • Access account details
  • View account summary charts
  • Submit medical HCRA claims
  • Submit receipts via photo
  • Report lost or stolen debit cards
Features
Read full description

Save time and hassles while making the most of your HCRA health benefit account by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided to you) Connects You with the Details • Quickly check available balances 24/7 • Access account details • View charts summarizing account(s) • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • View claims requiring receipts • Submit medical HCRA claims • Take a picture of a receipt and submit for a new or existing claim • Using Dashboard, enter medical expense information and supporting documentation to store for later use in paying claims via your health benefits website • Report a debit card as lost or stolen Powered by WEX Health®

Screenshots

Beacon CCU3 screens
SASMI HCRA4 screens

Verdict

The call

The clearest difference is review sentiment: SASMI HCRA at 69% against Beacon CCU's 14%. SASMI HCRA also leads on rating (4.8 vs 2.5) and ratings volume (157 vs 24). Beacon CCU's advantage is update cadence (every 2 months vs every 4 months) and iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SASMI HCRA holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: SASMI HCRA has 157 ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 14% of Beacon CCU's written reviews are positive against 69% of SASMI HCRA's.

UpkeepUpdate frequency

Beacon CCU ships an update every 2 months, SASMI HCRA every 4 months. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
Beacon CCU versus SASMI HCRA: the parameters behind the verdict, then further details
ParameterBeacon CCUSASMI HCRA
PriceFreeFree
Rating2.5 (24 ratings)4.8 (157 ratings) — better
Positive reviews14.3% of reviews68.8% of reviews — better
Number of ratings24157 — better
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size42 MB29 MB
Age rating4+17+
DeveloperBeaconCCU MobileSASMI Trust Fund

Customer experience

Beacon CCU

All ratings24 ratings
Positive33.3%
Neutral4.2%
Negative62.5%
Written reviews7 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

SASMI HCRA

All ratings146 ratings
Positive94.5%
Neutral1.4%
Negative4.1%
Written reviews16 reviews
Positive68.8%
Neutral12.5%
Negative18.8%

In-app purchases

None

Beacon CCU

No in-app purchases

None

SASMI HCRA

No in-app purchases

Questions

Is Beacon CCU free?
Beacon CCU is free to download, with no in-app purchases.
Is SASMI HCRA free?
SASMI HCRA is free to download, with no in-app purchases.
Which has better reviews, Beacon CCU or SASMI HCRA?
SASMI HCRA is rated higher. Beacon CCU averages 2.5 out of 5 from 24 ratings, while SASMI HCRA averages 4.8 from 157 ratings.
Do Beacon CCU or SASMI HCRA have ads?
Neither Beacon CCU nor SASMI HCRA shows ads.
Which is updated more often, Beacon CCU or SASMI HCRA?
Beacon CCU ships an update every 2 months, and SASMI HCRA every 4 months. Most recently, Beacon CCU was updated on October 24, 2026 and SASMI HCRA on October 24, 2026.

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