Beacon CCU vs SASMI HCRA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Beacon CCU
Manage your finances on the go with this mobile banking application. Easily check balances, make transfers, pay bills, and deposit checks securely. Find nearby branches and ATMs with integrated location services.
- Real-time transaction history
- Account transfers and scheduling
- Bill pay and check ordering
- Remote check deposit
- Pay a person feature
- Branch and ATM locator
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Easily manage your internet banking with Beacon Community Credit Union's mobile app. This app was designed to flow easier and look better than ever. Check your balances on the go with a simple swipe from the app icon. Quickly sign-in using touch ID or your password for specific account information. Breeze through transactions, payments, transfers, make deposits, and search for the closest branch location from your iPhone or iPad. Features: · Real-time transaction history for loans, share drafts, and savings are integrated in one location. · Transfers: account to account, scheduled, pending ACH and check withdrawal transfers are available · Online Services: E-Statements, bill pay, check order, member alerts, loan application, and tax information. · Remote Deposit Capture: securely deposit checks with your device. · Pay a Person: send money to anyone via text or email. · Locations and ATMs: find all branch locations, hours, contact info, directions and identify ATMs.
SASMI HCRA
Easily manage your health benefit account on the go. Quickly check balances, view account details, and submit claims with attached receipts. This secure app provides real-time access to your important HCRA information.
- Check available balances 24/7
- Access account details
- View account summary charts
- Submit medical HCRA claims
- Submit receipts via photo
- Report lost or stolen debit cards
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Save time and hassles while making the most of your HCRA health benefit account by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided to you) Connects You with the Details • Quickly check available balances 24/7 • Access account details • View charts summarizing account(s) • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • View claims requiring receipts • Submit medical HCRA claims • Take a picture of a receipt and submit for a new or existing claim • Using Dashboard, enter medical expense information and supporting documentation to store for later use in paying claims via your health benefits website • Report a debit card as lost or stolen Powered by WEX Health®
Screenshots
Verdict
The clearest difference is review sentiment: SASMI HCRA at 69% against Beacon CCU's 14%. SASMI HCRA also leads on rating (4.8 vs 2.5) and ratings volume (157 vs 24). Beacon CCU's advantage is update cadence (every 2 months vs every 4 months) and iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SASMI HCRA holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: SASMI HCRA has 157 ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 14% of Beacon CCU's written reviews are positive against 69% of SASMI HCRA's.
Beacon CCU ships an update every 2 months, SASMI HCRA every 4 months. Both last shipped on October 24, 2026.
| Parameter | Beacon CCU | SASMI HCRA |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (24 ratings) | 4.8 (157 ratings) — better |
| Positive reviews | 14.3% of reviews | 68.8% of reviews — better |
| Number of ratings | 24 | 157 — better |
| Update frequency | Every 2 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 42 MB | 29 MB |
| Age rating | 4+ | 17+ |
| Developer | BeaconCCU Mobile | SASMI Trust Fund |
Customer experience
Beacon CCU
SASMI HCRA
In-app purchases
Beacon CCU
No in-app purchases
SASMI HCRA
No in-app purchases
Questions
Is Beacon CCU free?
Is SASMI HCRA free?
Which has better reviews, Beacon CCU or SASMI HCRA?
Do Beacon CCU or SASMI HCRA have ads?
Which is updated more often, Beacon CCU or SASMI HCRA?
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