Hedvig vs Northmill
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hedvig
Manage your insurance policies, file claims instantly, and get quick compensation decisions. You can also update your account details and chat with the support team for immediate assistance. Becoming a member takes just 3 minutes.
- File claims instantly
- Manage insurance policies
- Update account details
- Chat with support team
- Get compensation decisions
- Choose charity for surplus
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With Hedvig for iOS, immediate help is just a click away. As a member, you can report a claim, manage your insurance, change your account details and much more. If you're not a member, you can become one in the app – in just 3 minutes. Hedvig makes it easier for people to get high-quality help when they need it most – wherever they are. FILE CLAIMS File a claim report directly in the app. Hedvig's service is supportive, fast and intelligent. For the simplest claims, you don't even have to wait 5 minutes for a compensation decision. MANAGE YOUR INSURANCE Get a simple overview of the coverage and manage personal information like your address, your co-insured and your payment details. You can also read your insurance policy, and choose which charity you want your surplus to go to. ASK ANY QUESTION You have instant access to our service team – just write to us in the chat. We're available between 08-22 on weekdays and between 9-18 on weekends. Hedvig's app is constantly being developed and new features are added – all to help you get the best possible help when you need it.
Northmill
Manage your money with a free card and account, earn interest on savings, and consolidate loans to lower your rates. Access a flexible credit line for an extra financial buffer. This app aims to simplify your financial life.
- Free card and account with no hidden fees
- Interest-earning savings accounts with deposit guarantee
- Loan consolidation up to 300,000 SEK with guaranteed lower interest
- Flexible credit line up to 50,000 SEK
- Connect to Apple Pay
- Card made from recycled plastic
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Take full control of your finances – download the Northmill app for free! Join 600,000 others and experience how easy it is! Free card & account – no hidden fees - No foreign transaction fees when shopping abroad - No annual or withdrawal fees - Card made from recycled plastic - Connect to Apple Pay and start using it instantly Smarter savings with interest & deposit guarantee - Open a savings account quickly and easily - Your money grows with a government deposit guarantee - Start saving today – your future self will thank you Consolidate your loans & lower your interest rate - With our loan consolidation, you can combine loans up to 300,000 SEK - If you meet the criteria, we guarantee a lower interest rate - Simplify your finances – fewer loans, lower monthly costs Flexible credit line – borrow up to 50,000 SEK - Individual interest rates & smooth transfers - Pay only for the amount you use - Perfect as an extra buffer – no annual fees More to come! We are constantly working to improve our services and build the bank of the future together with you. Stay tuned for new smart features!
Screenshots
Verdict
The clearest difference is rating: Northmill at 4.8 against Hedvig's 3.9. Northmill also leads on monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Northmill holds the better App Store score, 4.8 against 3.9. Both are backed by a comparable volume of ratings — 32 and 17 respectively.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 18, 2026 and September 20, 2026 respectively.
| Parameter | Hedvig | Northmill |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (32 ratings) | 4.8 (17 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 32 — better | 17 |
| Update frequency | Weekly | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 124 MB | 181 MB |
| Age rating | 4+ | 4+ |
| Developer | Hedvig Forsakring AB | Northmill Bank AB |
Customer experience
Hedvig
Northmill
In-app purchases
Hedvig
No in-app purchases
Northmill
No in-app purchases








