Comparison

Hedvig vs Northmill

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hedvig

Manage your insurance policies, file claims instantly, and get quick compensation decisions. You can also update your account details and chat with the support team for immediate assistance. Becoming a member takes just 3 minutes.

Highlights
  • File claims instantly
  • Manage insurance policies
  • Update account details
  • Chat with support team
  • Get compensation decisions
  • Choose charity for surplus
Features
Read full description

With Hedvig for iOS, immediate help is just a click away. As a member, you can report a claim, manage your insurance, change your account details and much more. If you're not a member, you can become one in the app – in just 3 minutes. Hedvig makes it easier for people to get high-quality help when they need it most – wherever they are. FILE CLAIMS File a claim report directly in the app. Hedvig's service is supportive, fast and intelligent. For the simplest claims, you don't even have to wait 5 minutes for a compensation decision. MANAGE YOUR INSURANCE Get a simple overview of the coverage and manage personal information like your address, your co-insured and your payment details. You can also read your insurance policy, and choose which charity you want your surplus to go to. ASK ANY QUESTION You have instant access to our service team – just write to us in the chat. We're available between 08-22 on weekdays and between 9-18 on weekends.  Hedvig's app is constantly being developed and new features are added – all to help you get the best possible help when you need it.

About

Northmill

Manage your money with a free card and account, earn interest on savings, and consolidate loans to lower your rates. Access a flexible credit line for an extra financial buffer. This app aims to simplify your financial life.

Highlights
  • Free card and account with no hidden fees
  • Interest-earning savings accounts with deposit guarantee
  • Loan consolidation up to 300,000 SEK with guaranteed lower interest
  • Flexible credit line up to 50,000 SEK
  • Connect to Apple Pay
  • Card made from recycled plastic
Features
Read full description

Take full control of your finances – download the Northmill app for free! Join 600,000 others and experience how easy it is! Free card & account – no hidden fees - No foreign transaction fees when shopping abroad - No annual or withdrawal fees - Card made from recycled plastic - Connect to Apple Pay and start using it instantly Smarter savings with interest & deposit guarantee - Open a savings account quickly and easily - Your money grows with a government deposit guarantee - Start saving today – your future self will thank you Consolidate your loans & lower your interest rate - With our loan consolidation, you can combine loans up to 300,000 SEK - If you meet the criteria, we guarantee a lower interest rate - Simplify your finances – fewer loans, lower monthly costs Flexible credit line – borrow up to 50,000 SEK - Individual interest rates & smooth transfers - Pay only for the amount you use - Perfect as an extra buffer – no annual fees More to come! We are constantly working to improve our services and build the bank of the future together with you. Stay tuned for new smart features!

Screenshots

Hedvig4 screens
Northmill4 screens

Verdict

The call

The clearest difference is rating: Northmill at 4.8 against Hedvig's 3.9. Northmill also leads on monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Northmill holds the better App Store score, 4.8 against 3.9. Both are backed by a comparable volume of ratings — 32 and 17 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 18, 2026 and September 20, 2026 respectively.

Scorecard2 real differences · 8 level
Hedvig versus Northmill: the parameters behind the verdict, then further details
ParameterHedvigNorthmill
PriceFreeFree
Rating3.9 (32 ratings)4.8 (17 ratings) — better
Positive reviews0.0% of reviews
Number of ratings32 — better17
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size124 MB181 MB
Age rating4+4+
DeveloperHedvig Forsakring ABNorthmill Bank AB

Customer experience

Hedvig

All ratings32 ratings
Positive71.9%
Neutral6.3%
Negative21.9%
Written reviews7 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Northmill

All ratings17 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Hedvig

No in-app purchases

None

Northmill

No in-app purchases

Questions

Is Hedvig free?
Hedvig is free to download, with no in-app purchases.
Is Northmill free?
Northmill is free to download, with no in-app purchases.
Which has better reviews, Hedvig or Northmill?
Northmill is rated higher. Hedvig averages 3.9 out of 5 from 32 ratings, while Northmill averages 4.8 from 17 ratings.
Do Hedvig or Northmill have ads?
Neither Hedvig nor Northmill shows ads.
Which is updated more often, Hedvig or Northmill?
Hedvig ships an update weekly, and Northmill weekly. Most recently, Hedvig was updated on September 18, 2026 and Northmill on September 20, 2026.

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