Optum Financial vs Paven

Managing and paying for eligible health care expenses on the go has never been easier with the Optum Financial mobile app. Designed with unique features like receipt capture and e-sign dependent care certification, you can easily manage account details, access transaction history and view balances - giving you maximum control over you accounts and healthcare finances. Mobile features include: • Access to view and manage all Optum Financial benefit accounts • View account balances and transaction history • Pay providers or reimburse yourself for qualified out-of-pocket expenses • View and manage claims • Receive smart in-app alerts for claims requiring attention • Capture and upload claims documentation through photo capture technology • Quick access to previously submitted documentation • Connect with a live customer care representative via mobile chat 24/7 • Manage account preferences and add account users • Access eligible expenses listing Access Instructions You will need to have an Optum Financial or ConnectYourCare health account to use this app. If you are an Optum Financial or ConnectYourCare customer and need to update your account credentials, please visit www.optumfinancial.com. ABOUT OPTUM FINANCIAL: Optum Financial is advancing the way account holders save and pay for care, connecting the worlds of health and finance in ways that no one else can. Optum Financial is the #1 ranked health accounts administrator with over $17.7B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Financial helps reduce costs while helping people make better health decisions– creating a better health care experience for our customers.

Paven is here to empower your financial future. Get the personalized guidance you need to reach your goals at the pace that is right for you. We believe that financial well-being is for everyone. That’s why we designed Paven to help employees everywhere, regardless of experience or know-how, build the confidence they need to take control of their entire financial life. Whether you are trying to navigate employer benefits, plan for retirement, learn new approaches to debt management, budgeting or more, we are here to walk you through the financial decisions that will shape your life for years to come. KEY APP FEATURES: - Self-paced financial guidance - Personalized goal tracking - Interactive planning and budgeting tools - Jargon-free financial insights and information - Tips on how to prioritize competing goals - Real life financial stories and relevant content - Timely employer benefit information - Seamless access to financial coaches LOVE FROM OUR USERS: - “This app is extremely well designed for a personal finance beginner” - “The tools are extremely intuitive and helpful!! It's so nice to have all my financial goals and dreams planned in one place.” - “I don’t have to spend hours understanding the financial jargons and complicated financial processes.” HOW TO DOWNLOAD: Do you have Paven as a benefit through an employer? Download Paven and login using your employee details to access all of our tools and features.