Optum Financial

Optum Financial

Connecting health and finance

29K ratings
240 reviews
Free

Details

  • Released
  • Updated
  • December 15, 2017
  • June 23, 2026

Features

Optum Financial screenshot #1 for iPhone
Optum Financial screenshot #2 for iPhone
Optum Financial screenshot #3 for iPhone
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About

Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

Manage benefit accounts
View balances and transaction history
Pay providers or reimburse yourself
View and manage claims
Capture and upload documentation
Live customer care via mobile chat
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What users say

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What's New in Optum Financial

6.6.0

June 23, 2026

Bug fixes and enhancements

User reviews

Can’t save payee information

I am adding payer information to send a payment and it won’t save. Additionally, no payer information is saved from previous actions.

Nightmare

Trying to open account since 5 months and not able to, customer support is a mess here and they are not able to direct you with what kind of document is required or the application do not have option to view what is pending and with whom or the current status!!! let’s see how many more months they need to open my account and contributions towards HSA since April is missing and now need to track those transactions once the account gets opened. Not sure how the employers tie up with this institution when they leave employees unrest.
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User friendly

User friendly

Horrible

This is one of the worst apps I’ve ever used with horrible customer service. It’s never worked from the start and nobody at customer service can help. They asked the same question 10 times in a row and I keep continuing to answer and it’s so frustrating that I’m gonna move away from this company and I would recommend never using this app.
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Unhelpful Customer Support

I have had 2 Transit products on my account for multiple years.
However the customer support person kept insisting that I do not, and I could not, for the life of me, make him agree that I do.

Developer apps

User experience

🐞

Reported Bugs

5 issues

Blank screens and app crashes

Bug

Inconsistent behavior with photo uploads

Bug

Login and account access issues

Bug

Incorrect or missing account balance information

Bug

Inability to add new documentation to existing claims

Bug

Requested Features

5 requests

Ability to save provider information

Feature

Option to submit multiple claims at once

Feature

Automatic reimbursement based on insurance EOBs

Feature

Clearer communication on claim status and issues

Feature

Improved search and filtering for transactions

Feature

FAQ

What does the Optum Financial app do?

The Optum Financial app allows users to manage and pay for eligible healthcare expenses on the go. It provides features for viewing account details, transaction history, balances, paying providers, and reimbursing yourself for qualified out-of-pocket expenses.

What are the key features of the Optum Financial app?

Key features include managing all Optum Financial benefit accounts, viewing account balances and transaction history, paying providers or reimbursing yourself, managing claims, capturing and uploading documentation via photo, and accessing live customer care via mobile chat 24/7.

Is the Optum Financial app free to use?

Yes, the app is free to download and use. There are no in-app purchases or ads mentioned in the provided description.

Who can use the Optum Financial app?

You will need to have an existing Optum Financial or ConnectYourCare health account to use this app. If you are a customer and need to update your account credentials, you can visit www.optumfinancial.com.

How can I pay for healthcare expenses with this app?

The app allows you to pay providers directly or reimburse yourself for qualified out-of-pocket expenses. You can also manage claims and upload necessary documentation through the app's photo capture technology.