Best My Optum Financial Apps

201+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

If you already know Optum Financial, this is the deeper bench. 201+ my optum financial apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Top Picks for My Optum Financial

Optum Financial#1

Optum Financial by Optum Inc

Connecting health and finance
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(29K ratings)
Free
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Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient mobile experience
  • ๐Ÿ’ณ Ability to pay providers directly
  • ๐Ÿ“‚ Straightforward claim submission

Room to Improve

  • ๐Ÿ› Buggy document upload and submission
  • ๐Ÿค” Lack of explanations for claim rejections
  • ๐Ÿ•ฐ๏ธ Slow processing and response times
Optum Bank#2

Optum Bank by Optum Inc

Connecting health & finance
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(54K ratings)
Free
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Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

What We Love

  • ๐Ÿš€ Convenient and streamlined
  • ๐Ÿ‘ Easy to check balance and manage contributions
  • ๐Ÿ’ก Allows digital card in Apple Wallet

Room to Improve

  • ๐Ÿ› Frequent login issues and app crashes
  • ๐Ÿ” Limited functionality compared to website
  • ๐Ÿค” Inconsistent user experience between app and website
Optum#3

Optum by Optum Inc

Your guide to a healthier you
Worth Considering
๐Ÿ’ช Health & Fitness
4.4๐Ÿ˜ž(10K ratings)
Free
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Manage your health journey with personalized support. Find providers, schedule appointments, access your health information, and connect with care professionals for guidance. Securely store your data and maximize your benefits.

What We Love

  • โšก Quick test result delivery
  • ๐Ÿ‘จโ€โš•๏ธ Compassionate and attentive healthcare providers
  • ๐Ÿ“‹ Detailed medical information access
  • ๐Ÿฅ Well-organized clinic staff

Room to Improve

  • ๐Ÿ› Persistent authentication loop errors
  • ๐Ÿ”„ Endless loading screens
  • โŒ Internal server errors across multiple features

More My Optum Financial apps to explore

4
My Retirement
My Retirement
My Retirement
by Nationwide Mutual Insurance Company
Free

Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with integrated financial planning tools.

Account balance viewingAsset class breakdownsContribution management
๐Ÿ’ฐ Finance
(23K)
free
5
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
๐Ÿ’ฐ Finance
(187K)
free
6
Brightside Financial
Brightside Financial
Brightside Financial
Financial Care starts here
Free

This app offers on-demand financial assistance and tailored solutions to improve users' financial health. It provides comprehensive support around the clock, helping individuals manage debt, save money, and navigate financial challenges through a blend of human insight and technology.

On-demand financial assistantsTailored financial solutionsDebt management tools
๐Ÿ’ฐ Finance
(1.4K)
free
7
UnitedHealthcare
UnitedHealthcare
UnitedHealthcare
Access Health Plan & Benefits
Free

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

Check plan coverage and deductiblesTrack claims and view balancesFind in-network doctors and facilities
๐Ÿฅ Medical
(793K)
free
8
Lincoln Financial Mobile
Lincoln Financial Mobile
Lincoln Financial Mobile
by Lincoln National Corp.
Free

Manage your retirement plan, employee benefits, and financial wellness tools from a single, secure mobile application. Access account information, adjust contributions, track claims, and utilize budgeting and debt management tools.

Retirement plan managementEmployee benefits accessFinancial wellness tools
๐Ÿ’ฐ Finance
(284)
free
9
OptumRx
OptumRx
OptumRx
by Optum Inc
Free

Manage your pharmacy benefits and medications from your phone. Compare drug prices, view your prescriptions, and opt for home delivery. Refill prescriptions, track orders, and access your member ID card easily.

Compare drug pricesView all medicationsTransfer to home delivery
๐Ÿฅ Medical
(146K)
free
10
Northwestern Mutual
Northwestern Mutual
Northwestern Mutual
by THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY INC
Free

Manage your investment and insurance accounts, make payments, and track your net worth. Consolidate all your financial accounts in one place to monitor spending and view your overall financial health.

View investment performance and transactionsAccess insurance policy detailsMake premium payments
๐Ÿ’ฐ Finance
(11K)
free
11
Thrivent Financial
Thrivent Financial
Thrivent Financial
Manage your money with purpose
Free

Manage your investments, insurance, and bills securely on the go. Access important documents, make payments, and direct funds to causes you care about. Connect with your financial advisor for personalized advice.

Monitor investments and insurancePurchase, redeem, and exchange mutual fundsAccess statements and tax forms
๐Ÿ’ฐ Finance
(748)
ad-supported
12
Principalยฎ
Principalยฎ
Principalยฎ
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
๐Ÿ’ฐ Finance
(228K)
free with in-app purchases
13
BrightPlan
BrightPlan
BrightPlan
Employee Financial Wellness
Free

Gain control of your finances with personalized guidance, goal tracking, and a tailored plan. Access educational resources, AI-powered coaching, and investment advice. Securely manage your budget, monitor spending, and view all accounts in one place.

Personalized financial guidanceGoal tracking and planningEducational resources (articles, sessions)
๐Ÿ’ฐ Finance
(37)
free
14
Telda
Telda
Telda
Send, Spend & Save Money
Free

Manage your finances with an all-in-one app. Send, spend, save, and invest money easily. Get a customizable card, track expenses, and earn rewards. Securely manage your accounts with instant notifications and biometric protection.

Instant money transfersZero commission stock and mutual fund investingCustomizable debit card
๐Ÿ’ฐ Finance
(2.5K)
free with in-app purchases
15
Goldman Sachs Wellness
Goldman Sachs Wellness
Goldman Sachs Wellness
Ayco Financial Wellness
Free

Access personalized financial guidance and tools to improve your financial well-being. Take an assessment, set goals, and use resources like seminars or coaching to manage savings, debt, and future planning. Your employer covers the cost, making financial wellness accessible.

Financial wellness assessmentGoal setting and trackingPersonalized financial guidance
๐Ÿ’ฐ Finance
(64)
free
16
Currence
Currence
Currence
Financial Freedom. Faster.
Free

This app helps users achieve financial freedom by providing a proven wealth-building philosophy. It allows you to save and build wealth while maintaining your current lifestyle, creating new passive income streams.

Achieve financial freedom fasterLive fully today, comfortably tomorrowProven wealth-building philosophy
๐Ÿ’ฐ Finance
(68)
free
17
Meadows Financial
Meadows Financial
Meadows Financial
by Meadows Bank
Free

Consolidate all your financial accounts from various institutions into one convenient app. Manage transactions, set alerts, make payments, transfer funds, and deposit checks with ease. Secure your finances with advanced login options and easily locate branches and ATMs.

Aggregate financial accountsOrganize transactions with tags and notesSet balance alerts
๐Ÿ’ฐ Finance
(381)
free
18
ICICI Prudential Life App
ICICI Prudential Life App
ICICI Prudential Life App
Life Insurance & Savings Plans
Free

Manage all your life insurance and financial needs with this comprehensive app. Explore, purchase, and manage various insurance plans, utilize financial calculators, and access policy documents securely. Plan for retirement, savings, and protect your loved ones.

Online insurance plan purchasesHassle-free policy managementPremium calculation tools
๐Ÿ’ฐ Finance
(1.1K)
free
19
GreenPath Financial Wellness
GreenPath Financial Wellness
GreenPath Financial Wellness
by GreenPath, Inc.
Free

This app helps you create and follow a personalized financial plan. It guides you through financial wellness themes, identifies gaps, and helps you set and achieve goals with minimal weekly time commitment.

Personalized financial plan creationGoal setting and trackingFinancial wellness coaching
๐Ÿ’ฐ Finance
(6)
ad-supported
20
myVoyage
myVoyage
myVoyage
by Voya Services Company
Free

This app offers personalized financial guidance and data-driven insights to help you manage workplace benefits and personal finances. It allows you to organize accounts, track financial wellness, and make informed decisions about savings and investments.

Organize financial accountsTrack financial wellness and goalsBenefits enrollment guidance
๐Ÿ’ฐ Finance
(265)
free with in-app purchases