Best Financial Health Apps

200+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Finding the right financial health apps can be overwhelming with so many options. We've analyzed 200+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Financial Health Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Financial Health  FCU MobileFinancial Health FCU MobileFree3.8★ (5)NoNoJul 2026
2Brightside FinancialBrightside FinancialFree4.6★ (1.4K)YesNoJul 2026
3Best EggBest EggFree4.8★ (8.2K)NoNoJul 2026
4Optum FinancialOptum FinancialFree4.7★ (29K)NoNoJul 2026
5Inspira Mobile™Inspira Mobile™Free4.3★ (37K)NoNoJul 2026
6Principal®Principal®Free4.8★ (230K)YesNoJul 2026
7NetBenefitsNetBenefitsFree4.6★ (29K)NoNoJul 2026
8Beyond FinanceBeyond FinanceFree4.9★ (18K)NoNoJul 2026

Top Picks for Financial Health

Brightside Financial#2

Brightside Financial by Brightside Benefit, Inc

Financial Care starts here
Strong Contender
💰 Finance
4.6😞(1.4K ratings)
FreeAds
Brightside Financial screenshot 1
Brightside Financial screenshot 2
Brightside Financial screenshot 3
Brightside Financial screenshot 4

This app offers on-demand financial assistance and tailored solutions to improve users' financial health. It provides comprehensive support around the clock, helping individuals manage debt, save money, and navigate financial challenges through a blend of human insight and technology.

What We Love

  • 🚀 Quick and easy to use
  • 👍 Helpful financial assistance
  • 💡 Useful features for Amazon employees
  • 🤝 Great customer service

Room to Improve

  • 🐛 Frequent app crashes and glitches
  • 🔒 Login and access issues
  • ⚠️ Unreliable app performance
Best Egg#3

Best Egg by Best Egg Technologies, LLC

Secure financial management
Worth Considering
💰 Finance
4.8😞(8.2K ratings)
Free
Best Egg screenshot 1
Best Egg screenshot 2
Best Egg screenshot 3

Manage your personal finances securely and conveniently from anywhere. Check balances, pay bills, and monitor your credit score with a suite of financial health tools. Access account details and customer service easily within the app.

What We Love

  • 👍 Able to log in
  • 👍 Thankful for the update

Room to Improve

  • 🐛 Unable to log in
  • 🐛 Keyboard covers submit button
  • 🐛 App doesn't work

More Financial Health apps to explore

4
Optum Financial
Optum Financial
Optum Financial
Connecting health and finance
Free

Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

Manage benefit accountsView balances and transaction historyPay providers or reimburse yourself
💰 Finance
(29K)
free
5
Inspira Mobile™
Inspira Mobile™
Inspira Mobile™
by Inspira Financial Health, Inc.
Free

Manage your health, wealth, and benefit accounts in real-time. This app offers easy control over your savings, reimbursements, and payments. It also features a scanner to check product eligibility for your plans.

Manage health savings accounts (HSA)Manage flexible spending accounts (FSA)Request reimbursement
💰 Finance
(37K)
free with in-app purchases
6
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(230K)
free with in-app purchases
7
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
8
Beyond Finance
Beyond Finance
Beyond Finance
by Beyond Finance Inc.
Free

Track your financial program's progress and view enrolled accounts. Connect with your Client Success Team for support and receive personalized financial tips to inspire your journey.

Review program progressView enrolled accountsConnect with Client Success Team
💰 Finance
(18K)
free
9
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
10
Optum Bank
Optum Bank
Optum Bank
Connecting health & finance
Free

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

Track account balancesUnderstand eligible expensesPay for health costs
💰 Finance
(54K)
free
11
HealthEquity Mobile
HealthEquity Mobile
HealthEquity Mobile
Connecting Health and Wealth
Free

Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

On-the-go account access and historySubmit claims and paymentsManage debit cards
💰 Finance
(14K)
free
12
CareCredit Mobile
CareCredit Mobile
CareCredit Mobile
Take CareCredit on the go
Free

Manage your CareCredit credit card on the go. Access your digital card, pay bills, find providers, and track your account details. Stay informed with custom notifications and helpful resources.

Digital card accessBill paymentProvider search
💰 Finance
(61K)
free
13
Alight Mobile
Alight Mobile
Alight Mobile
Get your benefits on the go.
Free

Manage your employer-provided benefits, including health, retirement, and payroll, from your mobile device. Access personal benefit information, find healthcare providers, and review your financial plans. Get support and explore resources related to your benefits all in one convenient app.

Access employer benefitsFind doctors and clinicsEnroll in benefits
💼 Business
(272K)
free
14
HSA Bank
HSA Bank
HSA Bank
Own your health & wealth™
Free

Manage your health and benefit accounts with ease. Access balances, track transactions, make contributions, and file claims. Plan for the future with investment management and a contribution planner tool.

Account balance and transaction historyContribution managementReimbursement and claim filing
💰 Finance
(1.6K)
free
15
AI Money Health & EMI Planner
AI Money Health & EMI Planner
AI Money Health & EMI Planner
Smart Money Health Insights
Free

This app helps you understand and improve your financial stability by providing a Financial Health Score based on income, EMIs, savings, and debt. It offers AI-driven insights, loan tracking with prepayment analysis, and emergency fund planning tools.

Financial Health Score (0-100)AI-based financial insightsEMI and loan tracking
💰 Finance
(1)
free with in-app purchases
16
Aetna Health
Aetna Health
Aetna Health
Take control of your benefits
Free

Manage your health benefits and access care conveniently. View your ID card, track spending, and find providers. Connect with doctors via phone or video for 24/7 support.

Access and save ID cardTrack spending and deductibleManage HSA/HRA/FSA accounts
💪 Health & Fitness
(374K)
free with in-app purchases
17
Lively Benefits
Lively Benefits
Lively Benefits
Invest in Your Health ®
Free

Manage your health benefits effortlessly with an intuitive interface designed for everyone. Track balances, initiate claims, verify purchases, and access eligible expense lists on the go. Secure login features ensure your account remains protected.

View important benefit informationManage account balance and transactionsInitiate and verify claims
💰 Finance
(8.5K)
ad-supported
18
Pinnacle Financial Partners
Pinnacle Financial Partners
Pinnacle Financial Partners
by Pinnacle Financial Partners
Free

Manage your finances on the go with this banking application. Check balances, transfer funds, pay bills, and deposit checks remotely. Securely access your accounts with biometric login and find nearby branches or ATMs.

Check account balances and transactionsTransfer cash between accountsPay bills and manage payees
💰 Finance
(28K)
free
19
Fire - Financial Health Score
Fire - Financial Health Score
Fire - Financial Health Score
Track Your Path to Freedom
Free

This app helps you track your finances to achieve financial independence. It provides a financial health score based on key metrics and allows you to monitor net worth, expenses, and savings goals. Designed for individuals serious about building wealth on a timeline.

Financial Health ScoreSavings Rate trackingDebt-to-Income Ratio monitoring
💰 Finance
(1)
free with in-app purchases
20
Fidelity Health®
Fidelity Health®
Fidelity Health®
Health benefits + expenses
Free

Manage your employer-sponsored health benefits and healthcare expenses with ease. Access coverage details, store ID cards, track HSA/FSA balances, and pay providers directly. Simplify your healthcare financial management on the go.

Access health plan coverage detailsStore health benefit ID cardsManage HSA and FSA balances
💰 Finance
(24K)
free

FAQ about Financial Health

What are the best financial health apps for iPhone?
Financial Health FCU Mobile tops our financial health apps ranking as of July 2026, with a 3.8-star average from 5 App Store ratings, and it's free to download.
Yes — 20 of the top financial health apps we rank are free to download, including Financial Health FCU Mobile and Brightside Financial.
Financial Health FCU Mobile has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 200+ financial health apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Financial Health FCU Mobile allows you to manage your accounts 24/7. You can view account balances and details, check transaction history, transfer funds between your FHEALTHFCU accounts, send money, deposit checks, find branches, and set up account alerts.
Yes, Financial Health FCU Mobile employs the same industry-standard security technologies as their online banking to protect your financial information.

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