Best Financial Health Apps

243+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Finding the right financial health apps can be overwhelming with so many options. We've analyzed 243+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Financial Health Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Financial Health  FCU MobileFinancial Health FCU MobileFree3.8★ (8)NoNoJul 2026
2Principal®Principal®Free4.8★ (232K)NoNoAug 2026
3Brightside FinancialBrightside FinancialFree4.6★ (1.4K)YesNoAug 2026
4Optum FinancialOptum FinancialFree4.7★ (29K)NoNoAug 2026
5VoyaVoyaFree4.7★ (188K)NoNoAug 2026
6NetBenefitsNetBenefitsFree4.6★ (29K)NoNoAug 2026
7Beyond FinanceBeyond FinanceFree4.9★ (18K)NoNoAug 2026
8Fire - Financial Health ScoreFire - Financial Health ScoreFree5.0★ (1)YesYesJul 2026

Top Picks for Financial Health

Principal®#2

Principal® by Principal Financial Group

Retire on your terms.
Strong Contender
💰 Finance
4.8😞(232K ratings)
Free
Principal® screenshot 1
Principal® screenshot 2
Principal® screenshot 3
Principal® screenshot 4
Principal® screenshot 5
Principal® screenshot 6

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

What We Love

  • 🚀 Easy to use
  • 👍 Convenient mobile access
  • 💡 Helpful investment tools
  • 🔒 Secure login process

Room to Improve

  • 🐛 Frequent crashes and bugs
  • ⏱️ Slow and laggy performance
  • 📊 Lacking key account information
Brightside Financial#3

Brightside Financial by Brightside Benefit, Inc

Financial Care starts here
Worth Considering
💰 Finance
4.6😞(1.4K ratings)
FreeAds
Brightside Financial screenshot 1
Brightside Financial screenshot 2
Brightside Financial screenshot 3
Brightside Financial screenshot 4

This app offers on-demand financial assistance and tailored solutions to improve users' financial health. It provides comprehensive support around the clock, helping individuals manage debt, save money, and navigate financial challenges through a blend of human insight and technology.

What We Love

  • 🚀 Quick and easy to use
  • 👍 Helpful financial assistance
  • 💡 Useful features for Amazon employees
  • 🤝 Great customer service

Room to Improve

  • 🐛 Frequent app crashes and glitches
  • 🔒 Login and access issues
  • ⚠️ Unreliable app performance

More Financial Health apps to explore

4
Optum Financial
Optum Financial
Optum Financial
Connecting health and finance
Free

Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

Manage benefit accountsView balances and transaction historyPay providers or reimburse yourself
💰 Finance
(29K)
free
5
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
6
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
7
Beyond Finance
Beyond Finance
Beyond Finance
by Beyond Finance Inc.
Free

Track your financial program's progress and view enrolled accounts. Connect with your Client Success Team for support and receive personalized financial tips to inspire your journey.

Review program progressView enrolled accountsConnect with Client Success Team
💰 Finance
(18K)
free
8
Fire - Financial Health Score
Fire - Financial Health Score
Fire - Financial Health Score
Track Your Path to Freedom
Free

This app helps you track your finances to achieve financial independence. It provides a financial health score based on key metrics and allows you to monitor net worth, expenses, and savings goals. Designed for individuals serious about building wealth on a timeline.

Financial Health ScoreSavings Rate trackingDebt-to-Income Ratio monitoring
💰 Finance
(1)
free with in-app purchases
9
Bippit - Financial Wellbeing
Bippit - Financial Wellbeing
Bippit - Financial Wellbeing
Guidance, Planning & Budgeting
Free

Access 1-on-1 financial coaching, track your spending, and plan for your future goals. Get expert guidance and resources to improve your financial wellbeing in a secure and confidential environment.

1-on-1 financial coachingFinance tracking and analysisGoal setting and planning
💰 Finance
(0)
free
10
Northwestern Mutual
Northwestern Mutual
Northwestern Mutual
by Northwestern Mutual
Free

Manage your investment and insurance accounts, make payments, and track your net worth. Consolidate all your financial accounts in one place to monitor spending and view your overall financial health.

View investment performance and transactionsAccess insurance policy detailsMake premium payments
💰 Finance
(11K)
free
11
AI Money Health & EMI Planner
AI Money Health & EMI Planner
AI Money Health & EMI Planner
Smart Money Health Insights
Free

This app helps you understand and improve your financial stability by providing a Financial Health Score based on income, EMIs, savings, and debt. It offers AI-driven insights, loan tracking with prepayment analysis, and emergency fund planning tools.

Financial Health Score (0-100)AI-based financial insightsEMI and loan tracking
💰 Finance
(4)
free with in-app purchases
12
Inspira Mobile™
Inspira Mobile™
Inspira Mobile™
by Inspira Financial Health, Inc.
Free

Manage your health, wealth, and benefit accounts in real-time. This app offers easy control over your savings, reimbursements, and payments. It also features a scanner to check product eligibility for your plans.

Manage health savings accounts (HSA)Manage flexible spending accounts (FSA)Request reimbursement
💰 Finance
(37K)
free with in-app purchases
13
Optum Bank
Optum Bank
Optum Bank
Connecting health & finance
Free

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

Track account balancesUnderstand eligible expensesPay for health costs
💰 Finance
(54K)
free
14
GreenPath Financial Wellness
GreenPath Financial Wellness
GreenPath Financial Wellness
by GreenPath, Inc.
Free

This app helps you create and follow a personalized financial plan. It guides you through financial wellness themes, identifies gaps, and helps you set and achieve goals with minimal weekly time commitment.

Personalized financial plan creationGoal setting and trackingFinancial wellness coaching
💰 Finance
(6)
ad-supported
15
HoneyBee Financial Wellness
HoneyBee Financial Wellness
HoneyBee Financial Wellness
by Ziero Financial Inc
Free
💰 Finance
(0)
16
Lumo: Financial Assistant
Lumo: Financial Assistant
Lumo: Financial Assistant
Know your financial health.
Free
💰 Finance
(0)
17
Lincoln Health Savings
Lincoln Health Savings
Lincoln Health Savings
by Lincoln National Corp.
Free

Easily manage your health benefit accounts like HSA, HRA, and FSA. Check balances, view claims, submit receipts, and even manage investments and investments on the go with secure, real-time access.

Check account balances 24/7View account charts and statementsSubmit claims with receipt photos
💰 Finance
(5)
free
18
Alight Mobile
Alight Mobile
Alight Mobile
Get your benefits on the go.
Free

Manage your employer-provided benefits, including health, retirement, and payroll, from your mobile device. Access personal benefit information, find healthcare providers, and review your financial plans. Get support and explore resources related to your benefits all in one convenient app.

Access employer benefitsFind doctors and clinicsEnroll in benefits
💼 Business
(272K)
free
19
Best Egg
Best Egg
Best Egg
Secure financial management
Free

Manage your personal finances securely and conveniently from anywhere. Check balances, pay bills, and monitor your credit score with a suite of financial health tools. Access account details and customer service easily within the app.

Account managementSecure access with encryptionBill payments
💰 Finance
(8.6K)
free
20
Pinnacle Health & Benefits
Pinnacle Health & Benefits
Pinnacle Health & Benefits
by Pinnacle Financial Partners
Free

Easily manage your health savings accounts (HSA, HRA, FSA) on the go. Check balances, view claims, submit receipts, and manage investments securely with real-time access and intuitive navigation.

Check account balances 24/7View account summaries and claimsSubmit receipts via photo upload
💰 Finance
(12)
free

FAQ about Financial Health

What are the best financial health apps for iPhone?
Financial Health FCU Mobile tops our financial health apps ranking as of July 2026, with a 3.8-star average from 8 App Store ratings, and it's free to download.
Yes — 20 of the top financial health apps we rank are free to download, including Financial Health FCU Mobile and Principal®.
Financial Health FCU Mobile has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 243+ financial health apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Financial Health FCU Mobile allows you to manage your accounts 24/7. You can view account balances and details, check transaction history, transfer funds between your FHEALTHFCU accounts, send money, deposit checks, find branches, and set up account alerts.
Yes, Financial Health FCU Mobile employs the same industry-standard security technologies as their online banking to protect your financial information.

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