Best Optum Financial App

4.7😐(29K ratings)

Free

Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

What We Love

👍 Easy to use
🚀 Convenient mobile experience
💳 Ability to pay providers directly
📂 Straightforward claim submission
💰 Helpful for managing medical expenses

Room to Improve

🐛 Buggy document upload and submission
🤔 Lack of explanations for claim rejections
🕰️ Slow processing and response times
🔍 Unintuitive navigation and UI
🤖 Poor customer service and support

Optum Bank by Optum Inc.

Connecting health & finance

Strong Contender

Access Health Plan & Benefits

4.7😞(55K ratings)

Free

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

What We Love

🚀 Convenient and streamlined
👍 Easy to check balance and manage contributions
💡 Allows digital card in Apple Wallet

Room to Improve

🐛 Frequent login issues and app crashes
🔍 Limited functionality compared to website
🤔 Inconsistent user experience between app and website
🤯 Poor technical support and communication

Optum by Optum Inc.

Your guide to a healthier you

Worth Considering

💪 Health & Fitness

4.4😞(13K ratings)

Free

Manage your health journey with personalized support. Find providers, schedule appointments, access your health information, and connect with care professionals for guidance. Securely store your data and maximize your benefits.

What We Love

⚡ Quick test result delivery
👨‍⚕️ Compassionate and attentive healthcare providers
📋 Detailed medical information access
🏥 Well-organized clinic staff
💬 Doctor messaging capability
📱 Colorful and visually appealing interface

Room to Improve

🐛 Persistent authentication loop errors
🔄 Endless loading screens
❌ Internal server errors across multiple features
🚫 Broken MyChart integration
⏱️ Extremely slow app performance
😕 Poor navigation and confusing layout
📵 App crashes frequently
🔐 WiFi proxy connection issues
💬 Unanswered doctor messages
📞 Unreachable customer support
🚫 Inability to schedule appointments
📊 Missing or incomplete medical records
🎯 Inconsistent login functionality
🔗 Broken referral information display
⚠️ Forced third-party login requirements

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