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Best Optum Bank Apps

234+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.7★, the optum bank category is one of the App Store's strongest. Browse all 234+ apps we track, sorted so the most loved ones surface first.

Compare top Optum Bank Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Optum BankOptum BankFree4.7★ (54K)NoNoJul 2026
2Optum FinancialOptum FinancialFree4.7★ (29K)NoNoAug 2026
3UnitedHealthcareUnitedHealthcareFree4.7★ (812K)NoNoAug 2026
4iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (64K)NoNoAug 2026
5Landmark National BankLandmark National BankFree4.7★ (2.8K)YesNoJul 2026
6GBC BankGBC BankFree4.8★ (1K)NoNoJul 2026
7Resource Bank MobileResource Bank MobileFree4.9★ (1.7K)YesNoJul 2026
8Western Security BankWestern Security BankFree4.8★ (1.6K)NoNoJul 2026

Top Picks for Optum Bank

Optum Bank#1

Optum Bank by Optum Inc.

Connecting health & finance
Editor's Choice
💰 Finance
4.7😞(54K ratings)
Free
Optum Bank screenshot 1
Optum Bank screenshot 2
Optum Bank screenshot 3
Optum Bank screenshot 4

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

What We Love

  • 🚀 Convenient and streamlined
  • 👍 Easy to check balance and manage contributions
  • 💡 Allows digital card in Apple Wallet

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🤔 Inconsistent user experience between app and website
Optum Financial#2

Optum Financial by Optum Inc.

Connecting health and finance
Strong Contender
💰 Finance
4.7😐(29K ratings)
Free
Optum Financial screenshot 1
Optum Financial screenshot 2
Optum Financial screenshot 3

Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile experience
  • 💳 Ability to pay providers directly
  • 📂 Straightforward claim submission

Room to Improve

  • 🐛 Buggy document upload and submission
  • 🤔 Lack of explanations for claim rejections
  • 🕰️ Slow processing and response times
UnitedHealthcare#3

UnitedHealthcare by United HealthCare Services, Inc.

Access Health Plan & Benefits
Worth Considering
🏥 Medical
4.7😐(812K ratings)
Free
#4in Medical
UnitedHealthcare screenshot 1
UnitedHealthcare screenshot 2
UnitedHealthcare screenshot 3
UnitedHealthcare screenshot 4
UnitedHealthcare screenshot 5
UnitedHealthcare screenshot 6

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

What We Love

  • 🚀 Convenient access to insurance information
  • 🔍 Easy to find in-network providers
  • 📊 Clear overview of claims and expenses
  • 💬 Helpful customer service

Room to Improve

  • 🐛 Glitches and bugs in the app
  • 🔍 Inaccurate provider information
  • 🤔 Confusing navigation and UI

More Optum Bank apps to explore

4
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(64K)
free
5
Landmark National Bank
Landmark National Bank
Landmark National Bank
by Landmark Bancorp, Inc.
Free

Manage your finances on the go with this mobile banking app. Check balances, view transactions, transfer funds, deposit checks, and pay bills. Easily locate branches and ATMs using your device's GPS.

View account balancesView recent transactionsTransfer funds between accounts
💰 Finance
(2.8K)
free
6
GBC Bank
GBC Bank
GBC Bank
by Greenfield Banking Company
Free

Manage your finances on the go with this secure mobile banking app. Set up custom alerts, make payments and transfers, deposit checks remotely, and manage your debit card. Find nearby branches and ATMs easily.

Account balance alertsMake payments and transfersMobile check deposit
💰 Finance
(1K)
free with in-app purchases
7
Resource Bank Mobile
Resource Bank Mobile
Resource Bank Mobile
by Resource Bank
Free

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Securely access your accounts with fingerprint or facial recognition.

Check account balances and transactionsTransfer funds between accountsPay bills and manage payees
💰 Finance
(1.7K)
free
8
Western Security Bank
Western Security Bank
Western Security Bank
by Glacier Bank
Free

Manage your personal and business finances on the go. This app allows you to move money, pay bills, deposit checks, and view transaction history. Business users can also manage payments, initiate transfers, and integrate with accounting software.

Account managementBill payMobile check deposit
💰 Finance
(1.6K)
free
9
Vantage Bank Mobile
Vantage Bank Mobile
Vantage Bank Mobile
by Vantage Bank Texas
Free

Manage your finances conveniently and securely with this mobile banking application. It offers features like balance checking, fund transfers, bill payments, and mobile check deposits. Enjoy personalized alerts, debit card controls, and easy access to Zelle® payments and mobile wallet integration.

View transactions and balancesTransfer funds between accountsMobile check deposit
💰 Finance
(1.1K)
free
10
Partners Mobile Bank
Partners Mobile Bank
Partners Mobile Bank
by Partners Bank of New England
Free

Manage your finances with a personal financial advocate. This app offers tools for easy account management, secure payments, and convenient check deposits. Stay informed with customizable alerts and easily locate branches and ATMs.

Set up balance alertsMake payments to companies and friendsTransfer money between accounts
💰 Finance
(960)
free with in-app purchases
11
Blackhawk Bank & Trust Mobile
Blackhawk Bank & Trust Mobile
Blackhawk Bank & Trust Mobile
by Blackhawk Bank & Trust
Free

Manage your finances on the go with this mobile banking app. Deposit checks, pay bills, transfer funds, and monitor your accounts 24/7. Secure login options and real-time alerts keep your money safe and accessible.

Mobile check depositFund transfersBill payment
💰 Finance
(1.1K)
free
12
First Bank of AL
First Bank of AL
First Bank of AL
by First Bank of Alabama
Free

Manage your finances on the go with a secure and fast mobile banking app. Easily check balances, transfer funds, pay bills, and deposit checks. Control your debit card and find nearby branches or ATMs.

Check account balances and transactionsSet up balance alertsMake payments and transfer money
💰 Finance
(1K)
free
13
PCB Banking
PCB Banking
PCB Banking
by PCB Bancorp
Free

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks from your device. Available to existing online banking customers.

Check account balancesSearch recent transactionsTransfer funds between accounts
💰 Finance
(158)
free
14
Community State Bank Personal
Community State Bank Personal
Community State Bank Personal
Community State Bank Iowa
Free

Access your Community State Bank accounts on the go. Check balances, review transactions, pay bills, deposit checks, and transfer funds securely from your mobile device. This free service is available to existing online banking clients.

Check account balancesReview transaction historyPay bills
💰 Finance
(784)
free
15
Heritage Bank KY
Heritage Bank KY
Heritage Bank KY
by Heritage Bank Incorporated
Free

Manage your finances conveniently and securely from your digital device. This app allows you to check balances, transfer funds, view transaction history, and locate branches and ATMs. It also offers features to monitor debit card activity and link external accounts for a unified financial overview.

24/7 Digital BankingAccount Balance ChecksFund Transfers
💰 Finance
(962)
ad-supported
16
NBT Bank
NBT Bank
NBT Bank
by NBT Bancorp, Inc.
Free

Manage your personal or business finances conveniently from your mobile device. This app allows you to view balances, transfer funds, pay bills, deposit checks, and locate branches or ATMs. It also offers advanced features like biometric authentication and real-time alerts for enhanced security and ease of use.

View account balances and transactionsTransfer funds between accountsPay bills and manage payees
💰 Finance
(38K)
free
17
Security Bank & Trust Company
Security Bank & Trust Company
Security Bank & Trust Company
by Security Bank and Trust Co.
Free

Manage your finances securely and conveniently with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and manage your debit cards on the go. It also offers account alerts and ATM/branch locators.

Check account balances and transactionsSet up account alertsManage debit cards (alerts, lost/stolen, toggle)
💰 Finance
(458)
free
18
Legacy Bank
Legacy Bank
Legacy Bank
by Legacy Bank
Free

Manage your finances on the go with this banking app. Access account balances, view transaction history, deposit checks, transfer funds, and pay bills. It offers robust card management and spending tracking tools, with secure login options and customizable notifications.

Account balance informationTransaction historyMobile check deposit
💰 Finance
(340)
free
19
George Slovensko
George Slovensko
George Slovensko
by Slovenska sporitelna, a.s.
Free

Manage your finances on the go with this smart banking app. It offers secure login, easy payment scanning, contact saving, and foreign currency conversion. Personalize your experience with custom colors and photos.

Global banking accessContact and IBAN savingFingerprint and code login
💰 Finance
(907)
free
20
ОББ Мобайл
ОББ Мобайл
ОББ Мобайл
by United Bulgarian Bank
Free

Manage your bank accounts, cards, and payments with ease. Open new accounts, apply for loans, and purchase insurance or vignettes directly from your phone. Enjoy secure login and personalized features for a seamless banking experience.

Secure login with biometrics or PINAccount and card managementInstant transfers and bill payments
💰 Finance
(703)
free

FAQ about Optum Bank

What are the best optum bank apps for iPhone?
Optum Bank tops our optum bank apps ranking as of June 2026, with a 4.7-star average from 54K App Store ratings, and it's free to download.
Yes — 20 of the top optum bank apps we rank are free to download, including Optum Bank and Optum Financial.
Optum Bank has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 234+ optum bank apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The Optum Bank app helps you manage your health savings accounts (HSA), flexible spending accounts (FSA), and other health spending accounts. It allows you to track your balances, understand what expenses are eligible, pay for healthcare costs, and submit claims for reimbursement.
Key features include tracking account balances and transactions, identifying eligible health expenses, paying for healthcare costs directly, submitting claims for reimbursement, and storing health care receipts all in one place.

Related searches

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