Best Optum Bank Apps

229+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated April 2026

With an average user rating of 4.7★, the optum bank category is one of the App Store's strongest. Browse all 229+ apps we track, sorted so the most loved ones surface first.

Top Picks for Optum Bank

Optum Bank#1

Optum Bank by Optum Inc

Connecting health & finance
Editor's Choice
💰 Finance
4.7😞(54K ratings)
Free
Optum Bank screenshot 1
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Optum Bank is a digital platform that seamlessly connects users with health and financial services. Manage your health-related finances efficiently and securely in one convenient app.

What We Love

  • 🚀 Convenient and streamlined
  • 👍 Easy to check balance and manage contributions
  • 💡 Allows digital card in Apple Wallet

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🤔 Inconsistent user experience between app and website
Optum Financial#2

Optum Financial by Optum Inc

Connecting health and finance
Strong Contender
💰 Finance
4.7😐(29K ratings)
Free
Optum Financial screenshot 1
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Optum Financial screenshot 4

Effortlessly manage and pay for health care expenses with the Optum Financial mobile app. Access account details, view balances, submit claims, and connect with customer care 24/7. Take control of your health finances conveniently on-the-go.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile experience
  • 💳 Ability to pay providers directly
  • 📂 Straightforward claim submission

Room to Improve

  • 🐛 Buggy document upload and submission
  • 🤔 Lack of explanations for claim rejections
  • 🕰️ Slow processing and response times
UnitedHealthcare#3

UnitedHealthcare by UNITED HEALTHCARE SERVICES, INC.

Access Health Plan & Benefits
Worth Considering
🏥 Medical
4.7😐(774K ratings)
Free
#3in Medical
UnitedHealthcare screenshot 1
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UnitedHealthcare screenshot 6

Access Health Plan is an all-in-one mobile application that provides comprehensive healthcare services, including appointment scheduling, prescription management, wellness tracking, and telemedicine consultations. Stay on top of your health effortlessly - download now!

What We Love

  • 🚀 Convenient access to insurance information
  • 🔍 Easy to find in-network providers
  • 📊 Clear overview of claims and expenses
  • 💬 Helpful customer service

Room to Improve

  • 🐛 Glitches and bugs in the app
  • 🔍 Inaccurate provider information
  • 🤔 Confusing navigation and UI

More Optum Bank apps to explore

4
Optum Specialty Pharmacy
Optum Specialty Pharmacy
Optum Specialty Pharmacy
by Optum Inc
Free

The mobile app offered by Optum Specialty Pharmacy™ allows users to easily manage prescriptions, schedule refills, track orders, update account information, receive live support from a clinical care team, and optimize their treatment. Take control of your prescriptions and treatment with this convenient app.

💪 Health & Fitness
(6.6K)
5
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
6
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

A comprehensive banking app allowing users to easily manage their accounts, make payments, deposit checks, track spending with insights, manage bills, view credit scores, and access account alerts. Features include account aggregation, card replacement, ATM locator, payment scheduling, and enhanced security measures like Quick Lock and biometric access. Explore more at the provided privacy notice links for a trusted and convenient banking experience.

💰 Finance
(3.9M)
7
Southwest Missouri Bank | SMB
Southwest Missouri Bank | SMB
Southwest Missouri Bank | SMB
by Southwest Missouri Bank
Free

Easily manage all your financial accounts in one place with the SMB online app. Stay organized, make informed decisions, and enjoy secure, up-to-the-minute financial insights at your fingertips.

💰 Finance
(4.3K)
8
FNB Maine
FNB Maine
FNB Maine
by The First, N.A.
Free

"Access your accounts anytime, anywhere with this free mobile banking app. Manage transactions, set alerts, make payments, transfer money, deposit checks, locate branches/ATMs, and secure your account easily."

💰 Finance
(3.5K)
9
Synchrony Bank
Synchrony Bank
Synchrony Bank
Banking in sync with you
Free

Access quick and secure banking services with our award-winning app. Easily open and manage accounts, deposit checks, connect with customer service, and more. Banking in sync with you, wherever you go.

💰 Finance
(34K)
10
Dean Bank - Mobile Banking
Dean Bank - Mobile Banking
Dean Bank - Mobile Banking
by Dean Bank
Free

Access your accounts anytime, anywhere with our mobile banking app. View balances, transfer funds, pay bills, deposit checks using your phone's camera, and find branches/ATMs. Enjoy secure transactions with the latest encryption technology.

💰 Finance
(920)
11
The Hometown Savings Bank
The Hometown Savings Bank
The Hometown Savings Bank
by The Hometown Savings Bank
Free

Experience convenient mobile banking with the ability to check balances, transfer funds, pay bills, find branches/ATMs, and contact support—all in one easy-to-use app. Simplify your financial management on the go.

💰 Finance
(977)
12
BankMobile
BankMobile
BankMobile
Digital banking on demand!
Free

Experience the convenience of smart digital banking with this on-the-go app. Enjoy early access to funds, instant money transfers, card security features, mobile check deposits, and more. Download now to simplify your banking experience!

💰 Finance
(30K)
13
Optum
Optum
Optum
Your guide to a healthier you
Free

Optum is a free resource that offers personalized support to help you maximize your health benefits. With Optum, you can access Care Guides and nurses to find doctors, coordinate care, and make informed healthcare decisions. Get clear answers and assistance online or by phone to make managing your health easier.

💪 Health & Fitness
(9.3K)
14
Heritage Bank Mobile Banking
Heritage Bank Mobile Banking
Heritage Bank Mobile Banking
by Heritage Bank
Free

Manage your finances conveniently with our mobile banking app: view balances, transfer funds, pay bills, and more. Access your accounts on the go and stay connected with our branches and ATMs. Visit our website to learn more about our privacy policy.

💰 Finance
(3.1K)
15
Anderson Brothers Bank Mobile
Anderson Brothers Bank Mobile
Anderson Brothers Bank Mobile
by ANDERSON BROTHERS BANK
Free

The app aggregates all your financial accounts in one place for better organization and smart decision making, while offering features like multi-account aggregation and alerts for a seamless financial management experience.

💰 Finance
(6.7K)
16
HSB Mobile Banking
HSB Mobile Banking
HSB Mobile Banking
by Home State Bank National Association
Free

Bank conveniently on-the-go with this mobile app for iPhone and iPad. Easily deposit checks, pay bills, transfer funds, view account history, and locate ATMs. Sign up or use your existing online banking login to get started.

💰 Finance
(996)
17
Passumpsic Bank
Passumpsic Bank
Passumpsic Bank
by Passumpsic Savings Bank
Free

A free mobile banking app that provides real-time access to manage finances on-the-go. Features include viewing transactions, bill payments, mobile check deposits, branch/ATM locators, fund transfers, and direct contact with the bank. Get organized, make smarter financial decisions, and stay informed with mobile alerts.

💰 Finance
(0)
18
NVB Mobile
NVB Mobile
NVB Mobile
by Nodaway Valley Bank
Free

NVB Mobile app offers quick access to account balances, deposits, transfers, and more with free and fast service. Simply link your Online Banking account with Nodaway Valley Bank for convenient banking on the go.

💰 Finance
(3K)
19
AIB Mobile
AIB Mobile
AIB Mobile
AIB
Free

Easily manage your everyday banking with the AIB Mobile app. Open accounts, apply for loans, manage payments, and more - all from your phone. Take control of your finances anytime, anywhere.

💰 Finance
(1.2K)
20
First Command Bank
First Command Bank
First Command Bank
by First Command Bank
Free

This mobile banking app provides active-duty service members, military families, and veterans with secure, anytime access to their accounts, allowing them to manage their finances on-the-go. With features such as account tracking, fund transfers, bill pay, and credit score monitoring, users can stay on top of their financial progress and take control of their money management.

💰 Finance
(2.1K)

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