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Best Optum Health Savings Apps

247+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our optum health savings list covers 247+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Optum Health Savings Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Optum BankOptum BankFree4.7★ (54K)NoNoAug 2026
2Optum FinancialOptum FinancialFree4.7★ (29K)NoNoAug 2026
3OptumOptumFree4.4★ (11K)NoNoAug 2026
4Optum Specialty PharmacyOptum Specialty PharmacyFree4.7★ (6.6K)NoNoAug 2026
5OptumRxOptumRxFree4.7★ (146K)NoNoAug 2026
6Optum EngageOptum EngageFree4.7★ (7.4K)NoNoAug 2026
7Optum PerksOptum PerksFree4.8★ (3.7K)YesNoAug 2026
8UnitedHealthcareUnitedHealthcareFree4.7★ (825K)NoNoAug 2026

Top Picks for Optum Health Savings

Optum Bank#1

Optum Bank by Optum Inc.

Connecting health & finance
Editor's Choice
💰 Finance
4.7😞(54K ratings)
Free
Optum Bank screenshot 1
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Optum Bank screenshot 4

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

What We Love

  • 🚀 Convenient and streamlined
  • 👍 Easy to check balance and manage contributions
  • 💡 Allows digital card in Apple Wallet

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🤔 Inconsistent user experience between app and website
Optum Financial#2

Optum Financial by Optum Inc.

Connecting health and finance
Strong Contender
💰 Finance
4.7😐(29K ratings)
Free
Optum Financial screenshot 1
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Optum Financial screenshot 3

Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile experience
  • 💳 Ability to pay providers directly
  • 📂 Straightforward claim submission

Room to Improve

  • 🐛 Buggy document upload and submission
  • 🤔 Lack of explanations for claim rejections
  • 🕰️ Slow processing and response times
Optum#3

Optum by Optum Inc.

Your guide to a healthier you
Worth Considering
💪 Health & Fitness
4.4😞(11K ratings)
Free
Optum screenshot 1
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Optum screenshot 4
Optum screenshot 5
Optum screenshot 6

Manage your health journey with personalized support. Find providers, schedule appointments, access your health information, and connect with care professionals for guidance. Securely store your data and maximize your benefits.

What We Love

  • ⚡ Quick test result delivery
  • 👨‍⚕️ Compassionate and attentive healthcare providers
  • 📋 Detailed medical information access
  • 🏥 Well-organized clinic staff

Room to Improve

  • 🐛 Persistent authentication loop errors
  • 🔄 Endless loading screens
  • ❌ Internal server errors across multiple features

More Optum Health Savings apps to explore

4
Optum Specialty Pharmacy
Optum Specialty Pharmacy
Optum Specialty Pharmacy
by Optum Inc.
Free

Manage your specialty prescriptions and treatment on the go. Request refills, schedule deliveries, track orders, and update your account information. Access support from a clinical care team or pharmacist to optimize your health.

Request and schedule prescription refillsSchedule prescription deliveryTrack order status
💪 Health & Fitness
(6.6K)
free
5
OptumRx
OptumRx
OptumRx
by Optum Inc.
Free

Manage your pharmacy benefits and medications from your phone. Compare drug prices, view your prescriptions, and opt for home delivery. Refill prescriptions, track orders, and access your member ID card easily.

Compare drug pricesView all medicationsTransfer to home delivery
🏥 Medical
(146K)
free
6
Optum Engage
Optum Engage
Optum Engage
Your health in your hands
Free

This app helps users build healthy habits and get rewarded for taking small steps towards better health. It offers personalized recommendations, well-being programs, and fun activities to improve fitness, nutrition, sleep, and emotional well-being.

Personalized health recommendationsWell-being programsFun activities and competitions
💪 Health & Fitness
(7.4K)
free
7
Optum Perks
Optum Perks
Optum Perks
Find Rx Coupons
Free

Reduce your prescription costs by comparing prices at local pharmacies and accessing free coupons. Save on FDA-approved medications nationwide, regardless of insurance coverage. Get instant discounts by showing the coupon at the pharmacy.

Compare local pharmacy pricesAccess free prescription couponsSave on FDA-approved medications
🏥 Medical
(3.7K)
free with in-app purchases
8
UnitedHealthcare
UnitedHealthcare
UnitedHealthcare
Access Health Plan & Benefits
Free

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

Check plan coverage and deductiblesTrack claims and view balancesFind in-network doctors and facilities
🏥 Medical
(825K)
free
9
FollowMyHealth®
FollowMyHealth®
FollowMyHealth®
by Allscripts Healthcare Solutions Inc
Free

Manage your personal health records and communicate with your care team. Access medical profiles, schedule appointments, view results, and handle prescriptions and billing securely. Integrates with Apple Health and offers convenient access via Apple Watch and Touch ID.

View health summary and activitySecure communication with care teamSchedule appointments
🏥 Medical
(112K)
free
10
Optum Homecare
Optum Homecare
Optum Homecare
by Impilo L.L.C.
Free

This app helps eligible patients stay connected with their care team for a more convenient health journey. It allows for daily health check-ins, automatic submission of blood pressure readings, and access to educational resources and support contact information.

Daily health and symptom check-insAutomatic blood pressure monitor pairingTrack blood pressure and pulse readings
🏥 Medical
(2)
free
11
myLivewell By Optum
myLivewell By Optum
myLivewell By Optum
by Optum Inc.
Free

Access details about your organization's EAP or wellness program. Connect directly to a member portal for resources to improve your health and happiness. Find local professionals for one-on-one support.

EAP and wellness program detailsLivewell member portal accessHealth and happiness resources
💪 Health & Fitness
(2)
free
12
AARP Rx Discounts by OptumRx®
AARP Rx Discounts by OptumRx®
AARP Rx Discounts by OptumRx®
by Optum Inc.
Free

Compare prescription prices at local pharmacies and get a free discount card to save on medication. This tool helps both AARP members and non-members find the best prices nationwide, regardless of insurance coverage.

Compare local pharmacy pricesFree prescription discount cardSave on FDA-approved medications
🏥 Medical
(3)
free
13
AblePay Health
AblePay Health
AblePay Health
Simple Health Savings
Free

Reduce out-of-pocket medical costs with a free program offering zero-interest terms and flexible payment options. Manage bills electronically, track payments, and find participating providers for guaranteed savings. Refer friends for credits.

Reduce out-of-pocket medical expensesZero-interest terms and flexible paymentsElectronic storage of medical bills
💰 Finance
(9)
free
14
SingleCare Rx Pharmacy Coupons
SingleCare Rx Pharmacy Coupons
SingleCare Rx Pharmacy Coupons
Prescription Drug Discount App
Free

Access free prescription drug coupons to save up to 80% on medications at major pharmacies. Compare discounts, find low prices, and use the same coupon for refills. It's free for everyone, insured or uninsured.

Free prescription drug couponsSave up to 80% on medicationsCompare discounts at pharmacies
🏥 Medical
(26K)
free with in-app purchases
15
Glic Health Enrollment Center
Glic Health Enrollment Center
Glic Health Enrollment Center
Enroll customers to GlicRx
Free
💪 Health & Fitness
(0)
16
HealthEquity Mobile
HealthEquity Mobile
HealthEquity Mobile
Connecting Health and Wealth
Free

Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

On-the-go account access and historySubmit claims and paymentsManage debit cards
💰 Finance
(15K)
free
17
RxSS: Rx Savings Solutions
RxSS: Rx Savings Solutions
RxSS: Rx Savings Solutions
Your prescription savings tool
Free

This app helps users save money on prescription drugs by identifying lower-cost alternatives and comparing prices. It connects to your health plan to display current medications and potential savings, and offers support from certified pharmacy technicians.

Identify lower-cost prescription alternativesCompare drug pricesConnects to health plan
🏥 Medical
(295)
free
18
National Discount Networks Inc
National Discount Networks Inc
National Discount Networks Inc
by National Discount Networks Inc
Free

Access affordable health and lifestyle savings programs, including prescription discounts, hearing savings, and virtual primary care. Manage your benefits, search providers, and access digital ID cards 24/7.

Prescription discount cardMail-order medicationHearing discounts
💪 Health & Fitness
(4)
free
19
NowClinic
NowClinic
NowClinic
by Health Plan of Nevada, Inc.
Free

Connect instantly with healthcare professionals for private virtual visits on your mobile device. Receive care on-demand or by appointment, bringing healthcare directly to you, anytime and anywhere. Seamlessly share health data from Apple Health for a more informed consultation.

Instant connection to doctors and nursesPrivate virtual video visitsOn-demand or scheduled appointments
🏥 Medical
(32K)
free
20
healow
healow
healow
by eClinicalWorks LLC
Free

Access your medical records, communicate with your doctor's office, and manage appointments and medications. Track fitness goals and share progress with your physician.

Communicate with doctor's officeAccess medical recordsView appointments and lab results
🏥 Medical
(700K)
free

FAQ about Optum Health Savings

What are the best optum health savings apps for iPhone?
Optum Bank tops our optum health savings apps ranking as of August 2026, with a 4.7-star average from 54K App Store ratings, and it's free to download.
Yes — 20 of the top optum health savings apps we rank are free to download, including Optum Bank and Optum Financial.
Optum Bank has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 247+ optum health savings apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Optum Bank app helps you manage your health savings accounts (HSA), flexible spending accounts (FSA), and other health spending accounts. It allows you to track your balances, understand what expenses are eligible, pay for healthcare costs, and submit claims for reimbursement.
Key features include tracking account balances and transactions, identifying eligible health expenses, paying for healthcare costs directly, submitting claims for reimbursement, and storing health care receipts all in one place.