Best Optum Financial Apps

202+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated May 2026

If you already know Optum Financial, this is the deeper bench. 202+ optum financial apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.

Compare top Optum Financial Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Optum FinancialOptum FinancialFree4.7★ (29K)NoNoJul 2026
2Optum BankOptum BankFree4.7★ (54K)NoNoJul 2026
3OptumOptumFree4.4★ (11K)NoNoJul 2026
4UnitedHealthcareUnitedHealthcareFree4.7★ (800K)NoNoJul 2026
5OptumRxOptumRxFree4.7★ (146K)NoNoJul 2026
6VoyaVoyaFree4.7★ (188K)NoNoJul 2026
7Optum Specialty PharmacyOptum Specialty PharmacyFree4.7★ (6.6K)NoNoJul 2026
8HealthEquity MobileHealthEquity MobileFree4.3★ (14K)NoNoJul 2026

Top Picks for Optum Financial

Optum Financial#1

Optum Financial by Optum Inc

Connecting health and finance
Editor's Choice
💰 Finance
4.7😐(29K ratings)
Free
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Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile experience
  • 💳 Ability to pay providers directly
  • 📂 Straightforward claim submission

Room to Improve

  • 🐛 Buggy document upload and submission
  • 🤔 Lack of explanations for claim rejections
  • 🕰️ Slow processing and response times
Optum Bank#2

Optum Bank by Optum Inc.

Connecting health & finance
Strong Contender
💰 Finance
4.7😞(54K ratings)
Free
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Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

What We Love

  • 🚀 Convenient and streamlined
  • 👍 Easy to check balance and manage contributions
  • 💡 Allows digital card in Apple Wallet

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🤔 Inconsistent user experience between app and website
Optum#3

Optum by Optum Inc.

Your guide to a healthier you
Worth Considering
💪 Health & Fitness
4.4😞(11K ratings)
Free
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Manage your health journey with personalized support. Find providers, schedule appointments, access your health information, and connect with care professionals for guidance. Securely store your data and maximize your benefits.

What We Love

  • ⚡ Quick test result delivery
  • 👨‍⚕️ Compassionate and attentive healthcare providers
  • 📋 Detailed medical information access
  • 🏥 Well-organized clinic staff

Room to Improve

  • 🐛 Persistent authentication loop errors
  • 🔄 Endless loading screens
  • ❌ Internal server errors across multiple features

More Optum Financial apps to explore

4
UnitedHealthcare
UnitedHealthcare
UnitedHealthcare
Access Health Plan & Benefits
Free

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

Check plan coverage and deductiblesTrack claims and view balancesFind in-network doctors and facilities
🏥 Medical
(800K)
free
5
OptumRx
OptumRx
OptumRx
by Optum Inc.
Free

Manage your pharmacy benefits and medications from your phone. Compare drug prices, view your prescriptions, and opt for home delivery. Refill prescriptions, track orders, and access your member ID card easily.

Compare drug pricesView all medicationsTransfer to home delivery
🏥 Medical
(146K)
free
6
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
7
Optum Specialty Pharmacy
Optum Specialty Pharmacy
Optum Specialty Pharmacy
by Optum Inc
Free

Manage your specialty prescriptions and treatment on the go. Request refills, schedule deliveries, track orders, and update your account information. Access support from a clinical care team or pharmacist to optimize your health.

Request and schedule prescription refillsSchedule prescription deliveryTrack order status
💪 Health & Fitness
(6.6K)
free
8
HealthEquity Mobile
HealthEquity Mobile
HealthEquity Mobile
Connecting Health and Wealth
Free

Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

On-the-go account access and historySubmit claims and paymentsManage debit cards
💰 Finance
(14K)
free
9
FSAFEDS
FSAFEDS
FSAFEDS
by HealthEquity Inc.
Free

Easily submit claims for your FSAFEDS Health Care FSA, Limited Expense FSA, and Dependent Care FSA. Get quick reimbursements or direct payments to providers. View account balances, claim history, and manage your profile.

Submit health care claims with photo receiptsSubmit dependent care claimsView account balances
📊 Productivity
(39K)
free
10
Optum Perks
Optum Perks
Optum Perks
Find Rx Coupons
Free

Reduce your prescription costs by comparing prices at local pharmacies and accessing free coupons. Save on FDA-approved medications nationwide, regardless of insurance coverage. Get instant discounts by showing the coupon at the pharmacy.

Compare local pharmacy pricesAccess free prescription couponsSave on FDA-approved medications
🏥 Medical
(3.5K)
free with in-app purchases
11
Brightside Financial
Brightside Financial
Brightside Financial
Financial Care starts here
Free

This app offers on-demand financial assistance and tailored solutions to improve users' financial health. It provides comprehensive support around the clock, helping individuals manage debt, save money, and navigate financial challenges through a blend of human insight and technology.

On-demand financial assistantsTailored financial solutionsDebt management tools
💰 Finance
(1.4K)
free
12
My Optimum
My Optimum
My Optimum
by CSC Holdings, Inc.
Free

Manage your internet service and WiFi network from your phone. Troubleshoot issues, optimize speeds, and pay bills easily. Personalize your home network experience and monitor device usage.

WiFi management and troubleshootingInternet speed optimizationQuick and easy bill pay
📊 Productivity
(83K)
free
13
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(230K)
free with in-app purchases
14
Squared Away Forecaster
Squared Away Forecaster
Squared Away Forecaster
Finest Financial Forecaster
Free

This app helps you monitor your financial data, including expenses and transactions, in one place. It allows you to simulate your financial future using your real data to understand your financial trajectory. It is designed as a financial forecaster rather than a budgeting tool.

Expense monitoringTransaction trackingFinancial data consolidation
💰 Finance
(3)
subscription
15
Northwestern Mutual
Northwestern Mutual
Northwestern Mutual
by THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY INC
Free

Manage your investment and insurance accounts, make payments, and track your net worth. Consolidate all your financial accounts in one place to monitor spending and view your overall financial health.

View investment performance and transactionsAccess insurance policy detailsMake premium payments
💰 Finance
(11K)
free
16
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(386K)
free with in-app purchases
17
Inventure Growth & Securities
Inventure Growth & Securities
Inventure Growth & Securities
Inventure Growth & Securities
Free

This app provides comprehensive financial services, including investment advisory, mutual fund distribution, and insurance products. It caters to institutional clients, high-net-worth individuals, and retail investors across India.

Investment advisory servicesMutual fund distributionInsurance product distribution
💰 Finance
(2)
free
18
WellCents
WellCents
WellCents
WellCents
Free

This program offers a comprehensive financial wellness plan to help individuals achieve financial well-being and prepare for retirement. It includes an assessment to gauge financial health, a personalized action plan, and tailored educational workshops and one-on-one meetings.

Financial Wellness AssessmentCustomized Action PlansGroup Education Workshops
💼 Business
(8)
free
19
Octo Members Community
Octo Members Community
Octo Members Community
For UK Finance Professionals
Free

A private community for UK financial services professionals to connect, share ideas, and engage with peers. Access exclusive content and discussions on topics like investments, regulation, and practice development.

Private community for UK finance professionalsConnect with peersShare ideas and experiences
💰 Finance
(0)
ad-supported
20
My Flex Account Mobile
My Flex Account Mobile
My Flex Account Mobile
by Flexible Benefit Service Corporation
Free

Manage your FSA, HRA, HSA, Transit, and Parking accounts on the go. Access account balances, view transactions, and manage card details securely. Contact your administrator directly from the app.

Manage FSA, HRA, HSA, Transit, Parking accountsView account balances and detailsCheck recent transactions
🏥 Medical
(883)
free with in-app purchases

FAQ about Optum Financial

What are the best optum financial apps for iPhone?
Optum Financial tops our optum financial apps ranking as of May 2026, with a 4.7-star average from 29K App Store ratings, and it's free to download.
Yes — 20 of the top optum financial apps we rank are free to download, including Optum Financial and Optum Bank.
Optum Financial has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 202+ optum financial apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
The Optum Financial app allows users to manage and pay for eligible healthcare expenses on the go. It provides features for viewing account details, transaction history, balances, paying providers, and reimbursing yourself for qualified out-of-pocket expenses.
Key features include managing all Optum Financial benefit accounts, viewing account balances and transaction history, paying providers or reimbursing yourself, managing claims, capturing and uploading documentation via photo, and accessing live customer care via mobile chat 24/7.

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