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Best Optimum Financial App

248+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Out of 248+ optimum financial app on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Optimum Financial App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Optum FinancialOptum FinancialFree4.7★ (29K)NoNoAug 2026
2Optum BankOptum BankFree4.7★ (54K)NoNoAug 2026
3Empower ®Empower ®Free4.8★ (400K)NoNoAug 2026
4Vanguard: Save, Invest, RetireVanguard: Save, Invest, RetireFree4.6★ (177K)YesNoJul 2026
5VoyaVoyaFree4.7★ (188K)NoNoAug 2026
6Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (111K)NoNoAug 2026
7My OptimumMy OptimumFree4.3★ (84K)NoNoAug 2026
8Revolut: Send, spend and saveRevolut: Send, spend and saveFree4.7★ (71K)NoNoAug 2026

Top Picks for Optimum Financial App

Optum Financial#1

Optum Financial by Optum Inc.

Connecting health and finance
Editor's Choice
💰 Finance
4.7😐(29K ratings)
Free
Optum Financial screenshot 1
Optum Financial screenshot 2
Optum Financial screenshot 3

Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile experience
  • 💳 Ability to pay providers directly
  • 📂 Straightforward claim submission

Room to Improve

  • 🐛 Buggy document upload and submission
  • 🤔 Lack of explanations for claim rejections
  • 🕰️ Slow processing and response times
Optum Bank#2

Optum Bank by Optum Inc.

Connecting health & finance
Strong Contender
💰 Finance
4.7😞(54K ratings)
Free
Optum Bank screenshot 1
Optum Bank screenshot 2
Optum Bank screenshot 3
Optum Bank screenshot 4

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

What We Love

  • 🚀 Convenient and streamlined
  • 👍 Easy to check balance and manage contributions
  • 💡 Allows digital card in Apple Wallet

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🤔 Inconsistent user experience between app and website
Empower ®#3

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Worth Considering
💰 Finance
4.8😞(400K ratings)
Free
#52in Finance
Empower ® screenshot 1
Empower ® screenshot 2
Empower ® screenshot 3
Empower ® screenshot 4
Empower ® screenshot 5
Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality

More Optimum Financial App apps to explore

4
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
5
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
6
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(111K)
free
7
My Optimum
My Optimum
My Optimum
View WiFi, pay, and get help
Free

Manage your internet service and WiFi network from your phone. Troubleshoot issues, optimize speeds, and pay bills easily. Personalize your home network experience and monitor device usage.

WiFi management and troubleshootingInternet speed optimizationQuick and easy bill pay
📊 Productivity
(84K)
free
8
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(71K)
free with in-app purchases
9
Optum
Optum
Optum
Your guide to a healthier you
Free

Manage your health journey with personalized support. Find providers, schedule appointments, access your health information, and connect with care professionals for guidance. Securely store your data and maximize your benefits.

Personalized health trackingProvider search and schedulingAppointment management
💪 Health & Fitness
(11K)
free
10
surys financial services
surys financial services
surys financial services
by Optimum Fintech
Free
💰 Finance
(0)
11
GoDigital Enhanced - MF App
GoDigital Enhanced - MF App
GoDigital Enhanced - MF App
by Optimum Fintech
Free
💼 Business
(0)
12
CashKaro - Cashback & Coupons
CashKaro - Cashback & Coupons
CashKaro - Cashback & Coupons
Extra Cashback on 1500 brands
Free

This app provides real cashback and exclusive discount coupons on online purchases from over 1500 brands. Users can earn money back on their shopping and transfer it to their bank account or gift cards. It also features price comparison tools to help users save money.

Real cashback on 1500+ brandsExclusive discount couponsCashback transfer to bank account
🛍️ Shopping
(55)
free
13
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(80K)
free with in-app purchases
14
Beyond Finance
Beyond Finance
Beyond Finance
by Beyond Finance Inc.
Free

Track your financial program's progress and view enrolled accounts. Connect with your Client Success Team for support and receive personalized financial tips to inspire your journey.

Review program progressView enrolled accountsConnect with Client Success Team
💰 Finance
(18K)
free
15
Equitable Mobile App
Equitable Mobile App
Equitable Mobile App
Advice•Protection•Retirement
Free

Manage your financial accounts, investments, and retirement plans conveniently on the go. Access account details, documents, and update your profile. Connect with your financial professional and customer service.

Account access with FaceID/TouchIDConsolidated account viewAccess to historical documents
💰 Finance
(32K)
free
16
First Option Financial Svcs
First Option Financial Svcs
First Option Financial Svcs
by First Option Bank And Trust
Free
💰 Finance
(0)
17
My Secure Advantage
My Secure Advantage
My Secure Advantage
MSA's Mobile App
Free

Access financial wellness tools, personalized resources, and expert Money Coaching on a secure, member-only platform. Track progress, manage budgets, and plan for the future anytime, anywhere.

Secure financial dashboardOne-on-one Money Coach consultationsGoal progress tracking
💰 Finance
(4)
free
18
Optimoney - Mutual Funds App
Optimoney - Mutual Funds App
Optimoney - Mutual Funds App
by Optimum Fintech
Free
💼 Business
(0)
19
eMoney Client Portal
eMoney Client Portal
eMoney Client Portal
eMoney Client Portal
Free

Access a consolidated view of your entire financial life, track spending and investments, and set personalized goals. Securely store important documents and communicate with your advisor all in one place.

All-in-one account aggregationSpending and investment trackingPersonalized goal setting
💰 Finance
(25)
free
20
Weightless Financial App
Weightless Financial App
Weightless Financial App
Join Weightless Financial
Free
💼 Business
(0)

FAQ about Optimum Financial App

What is the best optimum financial app for iPhone?
Optum Financial tops our optimum financial app ranking as of July 2026, with a 4.7-star average from 29K App Store ratings, and it's free to download.
Yes — 20 of the top optimum financial app we rank are free to download, including Optum Financial and Optum Bank.
Optum Financial has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 248+ optimum financial app on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Optum Financial app allows users to manage and pay for eligible healthcare expenses on the go. It provides features for viewing account details, transaction history, balances, paying providers, and reimbursing yourself for qualified out-of-pocket expenses.
Key features include managing all Optum Financial benefit accounts, viewing account balances and transaction history, paying providers or reimbursing yourself, managing claims, capturing and uploading documentation via photo, and accessing live customer care via mobile chat 24/7.