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Best Optimum Financial App

181+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Out of 181+ optimum financial app apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Optimum Financial App

Optum Financial#1

Optum Financial by Optum Inc

Connecting health and finance
Editor's Choice
💰 Finance
4.7😐(29K ratings)
Free
Optum Financial screenshot 1
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Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile experience
  • 💳 Ability to pay providers directly
  • 📂 Straightforward claim submission

Room to Improve

  • 🐛 Buggy document upload and submission
  • 🤔 Lack of explanations for claim rejections
  • 🕰️ Slow processing and response times
Optum Bank#2

Optum Bank by Optum Inc

Connecting health & finance
Strong Contender
💰 Finance
4.7😞(54K ratings)
Free
Optum Bank screenshot 1
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Optum Bank screenshot 4

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

What We Love

  • 🚀 Convenient and streamlined
  • 👍 Easy to check balance and manage contributions
  • 💡 Allows digital card in Apple Wallet

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🤔 Inconsistent user experience between app and website
Empower ®#3

Empower ® by Empower Annuity Insurance Company of America

Plan, save, invest, retire
Worth Considering
💰 Finance
4.8😞(393K ratings)
FreeAds
#59in Finance
Empower ® screenshot 1
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This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality

More Optimum Financial App apps to explore

4
Optum
Optum
Optum
Your guide to a healthier you
Free

Manage your health journey with personalized support. Find providers, schedule appointments, access your health information, and connect with care professionals for guidance. Securely store your data and maximize your benefits.

Personalized health trackingProvider search and schedulingAppointment management
💪 Health & Fitness
(10K)
free
5
My Optimum
My Optimum
My Optimum
by CSC Holdings, Inc.
Free

Manage your internet service and WiFi network from your phone. Troubleshoot issues, optimize speeds, and pay bills easily. Personalize your home network experience and monitor device usage.

WiFi management and troubleshootingInternet speed optimizationQuick and easy bill pay
📊 Productivity
(74K)
free
6
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(187K)
free
7
UnitedHealthcare
UnitedHealthcare
UnitedHealthcare
Access Health Plan & Benefits
Free

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

Check plan coverage and deductiblesTrack claims and view balancesFind in-network doctors and facilities
🏥 Medical
(793K)
free
8
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(110K)
free
9
Optimum
Optimum
Optimum
Turn every screen into a TV.
Free

Stream live TV, manage DVR recordings, and explore an extensive On Demand library on any screen. This app offers a sleek interface for easy content discovery and allows for picture-in-picture viewing while browsing. It's designed for Optimum Video subscribers to enjoy their favorite programs anywhere, anytime.

Watch Live TV and browse guideAccess On Demand libraryTV to GO feature for remote viewing
🎬 Entertainment
(28K)
free
10
Beyond Finance
Beyond Finance
Beyond Finance
by Beyond Finance Inc.
Free

Track your financial program's progress and view enrolled accounts. Connect with your Client Success Team for support and receive personalized financial tips to inspire your journey.

Review program progressView enrolled accountsConnect with Client Success Team
💰 Finance
(18K)
free
11
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
12
CashKaro - Cashback & Coupons
CashKaro - Cashback & Coupons
CashKaro - Cashback & Coupons
Extra Cashback on 1500 brands
Free

This app provides real cashback and exclusive discount coupons on online purchases from over 1500 brands. Users can earn money back on their shopping and transfer it to their bank account or gift cards. It also features price comparison tools to help users save money.

Real cashback on 1500+ brandsExclusive discount couponsCashback transfer to bank account
🛍️ Shopping
(4.2K)
free
13
Origin: AI Budget and Track
Origin: AI Budget and Track
Origin: AI Budget and Track
Spending, Saving, & Net Worth
Free

Effortlessly track finances, create AI-powered budgets, and gain personalized financial guidance. Manage spending, investments, and plan for life events with secure account connections and expert advice.

Securely connect financial accountsTrack spending, cash flow, subscriptions, and billsBuild AI-powered budgets
💰 Finance
(3.5K)
free with in-app purchases
14
Sparkasse Ihre mobile Filiale
Sparkasse Ihre mobile Filiale
Sparkasse Ihre mobile Filiale
Bankgeschäfte mobil erledigen
Free

Manage your bank accounts, make transfers, and track transactions from your mobile device. This app offers secure and convenient banking services, including bill payments, account alerts, and access to financial planning tools.

Account managementTransfers and standing ordersAccount alerts
💰 Finance
(16K)
free with in-app purchases
15
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
16
HealthEquity Mobile
HealthEquity Mobile
HealthEquity Mobile
Connecting Health and Wealth
Free

Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

On-the-go account access and historySubmit claims and paymentsManage debit cards
💰 Finance
(14K)
free
17
Thrivent Financial
Thrivent Financial
Thrivent Financial
Manage your money with purpose
Free

Manage your investments, insurance, and bills securely on the go. Access important documents, make payments, and direct funds to causes you care about. Connect with your financial advisor for personalized advice.

Monitor investments and insurancePurchase, redeem, and exchange mutual fundsAccess statements and tax forms
💰 Finance
(748)
ad-supported
18
Alphanso Wealth
Alphanso Wealth
Alphanso Wealth
Financial planning & advisory
Free

This app offers personalized financial planning and wealth management. It combines AI-driven insights with expert advice to help users achieve goals like retirement, tax optimization, and legacy planning. Enjoy affordable, flat-fee services with full control over your investments.

Personalized financial adviceFlat-fee wealth managementAI-powered financial insights
💰 Finance
(90)
subscription
19
Optum Specialty Pharmacy
Optum Specialty Pharmacy
Optum Specialty Pharmacy
by Optum Inc
Free

Manage your specialty prescriptions and treatment on the go. Request refills, schedule deliveries, track orders, and update your account information. Access support from a clinical care team or pharmacist to optimize your health.

Request and schedule prescription refillsSchedule prescription deliveryTrack order status
💪 Health & Fitness
(6.6K)
free
20
Healthy Savings
Healthy Savings
Healthy Savings
by SOLUTRAN, INC.
Free

Access exclusive savings on healthier food brands and health-related items at participating stores. Easily redeem benefits by scanning your mobile app barcode at checkout. Save up to $50 weekly on qualifying products, including fresh produce.

Exclusive savings on healthier food brandsInstant benefit redemption via barcode scanSave up to $50 weekly
💪 Health & Fitness
(2.8K)
free