1. Home
  2. Topics
  3. Optum Financial Hsa

Best Optum Financial Hsa Apps

250+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated August 2026

If you already know Optum Financial, this is the deeper bench. 250+ optum financial hsa apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Optum Financial Hsa Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Optum FinancialOptum FinancialFree4.7★ (29K)NoNoAug 2026
2Optum BankOptum BankFree4.7★ (54K)NoNoAug 2026
3UnitedHealthcareUnitedHealthcareFree4.7★ (825K)NoNoAug 2026
4Fidelity Health®Fidelity Health®Free4.9★ (25K)NoNoAug 2026
5OptumOptumFree4.4★ (11K)NoNoAug 2026
6NetBenefitsNetBenefitsFree4.6★ (29K)NoNoAug 2026
7VoyaVoyaFree4.7★ (188K)NoNoAug 2026
8Brightside FinancialBrightside FinancialFree4.6★ (1.5K)NoNoAug 2026

Top Picks for Optum Financial Hsa

Optum Financial#1

Optum Financial by Optum Inc.

Connecting health and finance
Editor's Choice
💰 Finance
4.7😐(29K ratings)
Free
Optum Financial screenshot 1
Optum Financial screenshot 2
Optum Financial screenshot 3

Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile experience
  • 💳 Ability to pay providers directly
  • 📂 Straightforward claim submission

Room to Improve

  • 🐛 Buggy document upload and submission
  • 🤔 Lack of explanations for claim rejections
  • 🕰️ Slow processing and response times
Optum Bank#2

Optum Bank by Optum Inc.

Connecting health & finance
Strong Contender
💰 Finance
4.7😞(54K ratings)
Free
Optum Bank screenshot 1
Optum Bank screenshot 2
Optum Bank screenshot 3
Optum Bank screenshot 4

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

What We Love

  • 🚀 Convenient and streamlined
  • 👍 Easy to check balance and manage contributions
  • 💡 Allows digital card in Apple Wallet

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🤔 Inconsistent user experience between app and website
UnitedHealthcare#3

UnitedHealthcare by United HealthCare Services, Inc.

Access Health Plan & Benefits
Worth Considering
🏥 Medical
4.7😐(825K ratings)
Free
#4in Medical
UnitedHealthcare screenshot 1
UnitedHealthcare screenshot 2
UnitedHealthcare screenshot 3
UnitedHealthcare screenshot 4
UnitedHealthcare screenshot 5
UnitedHealthcare screenshot 6

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

What We Love

  • 🚀 Convenient access to insurance information
  • 🔍 Easy to find in-network providers
  • 📊 Clear overview of claims and expenses
  • 💬 Helpful customer service

Room to Improve

  • 🐛 Glitches and bugs in the app
  • 🔍 Inaccurate provider information
  • 🤔 Confusing navigation and UI

More Optum Financial Hsa apps to explore

4
Fidelity Health®
Fidelity Health®
Fidelity Health®
Health benefits + expenses
Free

Manage your employer-sponsored health benefits and healthcare expenses with ease. Access coverage details, store ID cards, track HSA/FSA balances, and pay providers directly. Simplify your healthcare financial management on the go.

Access health plan coverage detailsStore health benefit ID cardsManage HSA and FSA balances
💰 Finance
(25K)
free
5
Optum
Optum
Optum
Your guide to a healthier you
Free

Manage your health journey with personalized support. Find providers, schedule appointments, access your health information, and connect with care professionals for guidance. Securely store your data and maximize your benefits.

Personalized health trackingProvider search and schedulingAppointment management
💪 Health & Fitness
(11K)
free
6
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
7
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
8
Brightside Financial
Brightside Financial
Brightside Financial
Financial Care starts here
Free

This app offers on-demand financial assistance and tailored solutions to improve users' financial health. It provides comprehensive support around the clock, helping individuals manage debt, save money, and navigate financial challenges through a blend of human insight and technology.

On-demand financial assistantsTailored financial solutionsDebt management tools
💰 Finance
(1.5K)
free
9
HealthEquity Mobile
HealthEquity Mobile
HealthEquity Mobile
Connecting Health and Wealth
Free

Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

On-the-go account access and historySubmit claims and paymentsManage debit cards
💰 Finance
(15K)
free
10
Inspira Mobile™
Inspira Mobile™
Inspira Mobile™
by Inspira Financial Health, Inc.
Free

Manage your health, wealth, and benefit accounts in real-time. This app offers easy control over your savings, reimbursements, and payments. It also features a scanner to check product eligibility for your plans.

Manage health savings accounts (HSA)Manage flexible spending accounts (FSA)Request reimbursement
💰 Finance
(37K)
free with in-app purchases
11
HSA Bank – COBRA
HSA Bank – COBRA
HSA Bank – COBRA
by Webster Financial Corporation
Free

Manage your health savings and COBRA plans on the go. View payment history, receive administrator messages, and make one-time or scheduled payments using your bank account or credit card. Easily select and adjust your coverage options securely.

View plan information and paymentsReceive administrator notificationsMake one-time payments
🏥 Medical
(13)
free
12
Optum Specialty Pharmacy
Optum Specialty Pharmacy
Optum Specialty Pharmacy
by Optum Inc.
Free

Manage your specialty prescriptions and treatment on the go. Request refills, schedule deliveries, track orders, and update your account information. Access support from a clinical care team or pharmacist to optimize your health.

Request and schedule prescription refillsSchedule prescription deliveryTrack order status
💪 Health & Fitness
(6.6K)
free
13
HSA Bank
HSA Bank
HSA Bank
Own your health & wealth™
Free

Manage your health and benefit accounts with ease. Access balances, track transactions, make contributions, and file claims. Plan for the future with investment management and a contribution planner tool.

Account balance and transaction historyContribution managementReimbursement and claim filing
💰 Finance
(1.6K)
free
14
Lively Benefits
Lively Benefits
Lively Benefits
Invest in Your Health ™
Free

Manage your health benefits effortlessly with an intuitive interface designed for everyone. Track balances, initiate claims, verify purchases, and access eligible expense lists on the go. Secure login features ensure your account remains protected.

View important benefit informationManage account balance and transactionsInitiate and verify claims
💰 Finance
(9K)
ad-supported
15
PCMI HSA/FSA/HRA Savings Acct.
PCMI HSA/FSA/HRA Savings Acct.
PCMI HSA/FSA/HRA Savings Acct.
by Pinnacle Claims Management, Inc.
Free

Manage your health benefit accounts like HSA, HRA, and FSA with ease. Quickly check balances, view account details, and submit claims on the go. The secure app provides real-time access to all your important information.

Check account balances 24/7View account summaries and chartsFile claims and submit receipts
💰 Finance
(1)
free
16
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(233K)
free with in-app purchases
17
HRally FSA/HSA
HRally FSA/HSA
HRally FSA/HSA
by WINSTON FINANCIAL SERVICES, INC.
Free

Easily manage your health benefit accounts with real-time balance checks, claim submissions, and expense tracking. Securely access your HRA and FSA details on the go with intuitive navigation and biometric login options.

Check account balances 24/7Submit claims with receipt photosScan product barcodes for eligibility
💰 Finance
(1)
free
18
APA BENEFITS FSA/HRA/HSA
APA BENEFITS FSA/HRA/HSA
APA BENEFITS FSA/HRA/HSA
by APA Benefits, Inc.
Free
🏥 Medical
(0)
19
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
High-Yield Savings & Stocks
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(386K)
free with in-app purchases
20
My 90DB HSA FSA
My 90DB HSA FSA
My 90DB HSA FSA
by 90 Degree Benefits, LLC
Free

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Quickly check balances, view claims, submit receipts, and access account details securely. This app simplifies health benefit management with real-time information and intuitive navigation.

Check account balances 24/7View account summaries and chartsSubmit claims with receipt photos
💰 Finance
(4)
free

FAQ about Optum Financial Hsa

What are the best optum financial hsa apps for iPhone?
Optum Financial tops our optum financial hsa apps ranking as of August 2026, with a 4.7-star average from 29K App Store ratings, and it's free to download.
Yes — 20 of the top optum financial hsa apps we rank are free to download, including Optum Financial and Optum Bank.
Optum Financial has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ optum financial hsa apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Optum Financial app allows users to manage and pay for eligible healthcare expenses on the go. It provides features for viewing account details, transaction history, balances, paying providers, and reimbursing yourself for qualified out-of-pocket expenses.
Key features include managing all Optum Financial benefit accounts, viewing account balances and transaction history, paying providers or reimbursing yourself, managing claims, capturing and uploading documentation via photo, and accessing live customer care via mobile chat 24/7.