Best Optum Hsa Apps

250+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.1★, the optum hsa category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Optum Hsa Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Optum BankOptum BankFree4.7★ (55K)NoNoAug 2026
2Optum FinancialOptum FinancialFree4.7★ (29K)NoNoAug 2026
3OptumOptumFree4.4★ (12K)NoNoAug 2026
4UnitedHealthcareUnitedHealthcareFree4.7★ (825K)NoNoAug 2026
5HealthEquity MobileHealthEquity MobileFree4.3★ (15K)NoNoAug 2026
6OptumRxOptumRxFree4.7★ (146K)NoNoAug 2026
7Optum Specialty PharmacyOptum Specialty PharmacyFree4.7★ (6.6K)NoNoAug 2026
8Inspira Mobile™Inspira Mobile™Free4.3★ (37K)NoNoAug 2026

Top Picks for Optum Hsa

Optum Bank#1

Optum Bank by Optum Inc.

Connecting health & finance
Editor's Choice
💰 Finance
4.7😞(54K ratings)
Free
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Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

What We Love

  • 🚀 Convenient and streamlined
  • 👍 Easy to check balance and manage contributions
  • 💡 Allows digital card in Apple Wallet

Room to Improve

  • 🐛 Frequent login issues and app crashes
  • 🔍 Limited functionality compared to website
  • 🤔 Inconsistent user experience between app and website
Optum Financial#2

Optum Financial by Optum Inc.

Connecting health and finance
Strong Contender
💰 Finance
4.7😐(29K ratings)
Free
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Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile experience
  • 💳 Ability to pay providers directly
  • 📂 Straightforward claim submission

Room to Improve

  • 🐛 Buggy document upload and submission
  • 🤔 Lack of explanations for claim rejections
  • 🕰️ Slow processing and response times
Optum#3

Optum by Optum Inc.

Your guide to a healthier you
Worth Considering
💪 Health & Fitness
4.4😞(12K ratings)
Free
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Manage your health journey with personalized support. Find providers, schedule appointments, access your health information, and connect with care professionals for guidance. Securely store your data and maximize your benefits.

What We Love

  • ⚡ Quick test result delivery
  • 👨‍⚕️ Compassionate and attentive healthcare providers
  • 📋 Detailed medical information access
  • 🏥 Well-organized clinic staff

Room to Improve

  • 🐛 Persistent authentication loop errors
  • 🔄 Endless loading screens
  • ❌ Internal server errors across multiple features

More Optum Hsa apps to explore

4
UnitedHealthcare
UnitedHealthcare
UnitedHealthcare
Access Health Plan & Benefits
Free

Manage your health plan and access care conveniently. View benefits, track claims, find providers, and access digital ID cards. Refill prescriptions and earn rewards for healthy activities.

Check plan coverage and deductiblesTrack claims and view balancesFind in-network doctors and facilities
🏥 Medical
(825K)
free
5
HealthEquity Mobile
HealthEquity Mobile
HealthEquity Mobile
Connecting Health and Wealth
Free

Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

On-the-go account access and historySubmit claims and paymentsManage debit cards
💰 Finance
(15K)
free
6
OptumRx
OptumRx
OptumRx
by Optum Inc.
Free

Manage your pharmacy benefits and medications from your phone. Compare drug prices, view your prescriptions, and opt for home delivery. Refill prescriptions, track orders, and access your member ID card easily.

Compare drug pricesView all medicationsTransfer to home delivery
🏥 Medical
(146K)
free
7
Optum Specialty Pharmacy
Optum Specialty Pharmacy
Optum Specialty Pharmacy
by Optum Inc.
Free

Manage your specialty prescriptions and treatment on the go. Request refills, schedule deliveries, track orders, and update your account information. Access support from a clinical care team or pharmacist to optimize your health.

Request and schedule prescription refillsSchedule prescription deliveryTrack order status
💪 Health & Fitness
(6.6K)
free
8
Inspira Mobile™
Inspira Mobile™
Inspira Mobile™
by Inspira Financial Health, Inc.
Free

Manage your health, wealth, and benefit accounts in real-time. This app offers easy control over your savings, reimbursements, and payments. It also features a scanner to check product eligibility for your plans.

Manage health savings accounts (HSA)Manage flexible spending accounts (FSA)Request reimbursement
💰 Finance
(37K)
free with in-app purchases
9
HSA Bank
HSA Bank
HSA Bank
Own your health & wealth™
Free

Manage your health and benefit accounts with ease. Access balances, track transactions, make contributions, and file claims. Plan for the future with investment management and a contribution planner tool.

Account balance and transaction historyContribution managementReimbursement and claim filing
💰 Finance
(1.7K)
free
10
HSA Tracker - Save on Taxes
HSA Tracker - Save on Taxes
HSA Tracker - Save on Taxes
HSA Tracking for Taxes
Free
💰 Finance
(0)
11
HSA Smart
HSA Smart
HSA Smart
by SINKHWAL LLC
Free

This application helps you manage your Health Savings Account by organizing medical receipts and invoices. It allows for scanning, categorizing, and backing up your documents to Google Drive, ensuring you stay prepared for tax season.

Scan and import medical receiptsOrganize receipts by categoryBackup to Google Drive
📊 Productivity
(3)
free
12
NationalHR HSA HRA FSA Mobile
NationalHR HSA HRA FSA Mobile
NationalHR HSA HRA FSA Mobile
by B F N CORP
Free
💪 Health & Fitness
(0)
13
Precision Administrators, Inc.
Precision Administrators, Inc.
Precision Administrators, Inc.
by Precision Administrators
Free
💰 Finance
(0)
14
PCMI HSA/FSA/HRA Savings Acct.
PCMI HSA/FSA/HRA Savings Acct.
PCMI HSA/FSA/HRA Savings Acct.
by Pinnacle Claims Management, Inc.
Free

Manage your health benefit accounts like HSA, HRA, and FSA with ease. Quickly check balances, view account details, and submit claims on the go. The secure app provides real-time access to all your important information.

Check account balances 24/7View account summaries and chartsFile claims and submit receipts
💰 Finance
(1)
free
15
Selfcare HSA
Selfcare HSA
Selfcare HSA
by Sunwest Bank
Free

Manage your Health Savings Account (HSA) on the go. Check balances, review transactions, reimburse yourself, pay bills, and upload receipts. Easily report lost or stolen debit cards and manage signers and beneficiaries.

Check account balanceReview transactionsReimburse yourself
💰 Finance
(4)
free
16
ExpenseTracker™ by HSA Store
ExpenseTracker™ by HSA Store
ExpenseTracker™ by HSA Store
Get Money From HSA Expenses
Free

Identify past purchases eligible for HSA reimbursement and recover tax savings. Connect store accounts or upload receipts to automatically scan for eligible items and generate expense reports for easy claims.

Identify HSA eligible purchasesScan purchase historyUpload paper receipts
💰 Finance
(9)
ad-supported
17
Transamerica HSA
Transamerica HSA
Transamerica HSA
by Transamerica Retirement Solutions, LLC
Free

Manage your health benefit accounts, including HSAs, with this secure mobile app. Quickly check balances, manage investments, submit claims, and pay for eligible healthcare expenses. It offers a convenient way to leverage tax advantages for current and future healthcare costs.

Real-time balance informationManage HSA investmentsSubmit claim receipts
💰 Finance
(37)
free
18
WellSense Health Plan
WellSense Health Plan
WellSense Health Plan
Your health, made easy
Free

Manage your health coverage, understand benefits, and access plan details securely. Find doctors, track claims, and get personalized reminders all in one place.

Access plan detailsView member ID cardTrack claims
🏥 Medical
(1)
free
19
Aither Health FLEX HSA HRA
Aither Health FLEX HSA HRA
Aither Health FLEX HSA HRA
by Aither Health LLC
Free

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Securely check balances, view claims, and submit receipts with real-time access to your important account information.

Check account balances 24/7View account summaries and statementsSubmit claims and upload receipts
🏥 Medical
(7)
free
20
SquareBiz Docs HHA Policies
SquareBiz Docs HHA Policies
SquareBiz Docs HHA Policies
by Jamion Turner
Free
🔧 Utilities
(0)

FAQ about Optum Hsa

What are the best optum hsa apps for iPhone?
Optum Bank tops our optum hsa apps ranking as of August 2026, with a 4.7-star average from 55K App Store ratings, and it's free to download.
Yes — 20 of the top optum hsa apps we rank are free to download, including Optum Bank and Optum Financial.
Optum Bank has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ optum hsa apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Optum Bank app helps you manage your health savings accounts (HSA), flexible spending accounts (FSA), and other health spending accounts. It allows you to track your balances, understand what expenses are eligible, pay for healthcare costs, and submit claims for reimbursement.
Key features include tracking account balances and transactions, identifying eligible health expenses, paying for healthcare costs directly, submitting claims for reimbursement, and storing health care receipts all in one place.