Stockspot vs Pearler
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Stockspot
This app offers a professionally managed investment portfolio to help you grow your wealth. It provides tailored advice and investment strategies for various financial goals, with a focus on low-cost ETFs and expert management. Track your portfolio's performance and transactions with ease.
- Tailored investment advice
- Low-cost ETF portfolios
- Expertly managed investments
- Automatic rebalancing
- Transparent portfolio tracking
- Transaction history
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Stockspot: Robo Advice Stockspot makes investing easy. Be as hands-on or hands-off as you like. Grow your wealth with your own professionally managed investment portfolio. See exactly what you’re invested in and watch your portfolio grow. TAILORED INVESTMENT ADVICE AND INVESTMENT STRATEGY Whether your aim is to grow your wealth, save for a home, save for retirement, or invest for your kids' future, we help you get there with the right portfolio and guidance. LOW-COST A low monthly fee gets you a personalised portfolio consisting of low-cost ETFs. No hidden fees like brokerage, transaction charges, or withdrawal fees. MANAGED BY FINANCIAL EXPERTS Our team of unbiased experts select and manage the right low-fee investments designed to grow your wealth. Our portfolios have been carefully constructed based on Nobel Prize winning research. INVESTMENTS WITH A PROVEN TRACK RECORD Intelligent investment management. You get a broad mix of ASX and global investments with a proven long-term track record. AUTOMATIC REBALANCING Our expert team and smart technology manages your portfolio to ensure you always have the right balance of investments. -- Stockspot Investment App Features -- Easy log-in: Use biometric login or set a 4-digit PIN for quick access on the go Transparency: See your assets, track your portfolio value, savings value and total return Transaction history: Keep track of your transactions, dividends and income Education: Read the latest money insights from the Stockspot blog Invite program: Refer your friends and benefit --Featured In-- Australian Financial Review, Channel 9 News, Channel 7 News, The Today Show, Sydney Morning Herald, Business Insider, The Age, Yahoo Finance - and more --Customer satisfaction-- "The two key ways Stockspot differs from a traditional financial adviser or fund manager is with low fees and unbiased advice." - Forbes Magazine "Forget paying thousands of dollars in service fees and trailing commissions, online financial adviser Stockspot wants to disrupt the cosy world of wealth management." - Sydney Morning Herald
Pearler
This app simplifies investing for long-term financial independence. Discover your style with shares, LICs, and ETFs, or use template portfolios. Build wealth with automated investing and track your progress towards your goals.
- Share, LIC, and ETF investing
- Low trading fees
- Template portfolios
- Set-and-forget Autoinvest
- Financial goal tracking
- Community insights
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Build financial independence, no matter where you are on the investing journey. Pearler can help you get there – it’s investing made simple again. Pearler is a share trading app designed to help you invest smart to build financial independence. We don’t have all the answers (nobody does), but we’re on a mission to help you find your own. With the Pearler app, you can: • Discover your investing style through shares trading, LICs and ETF investing • Avoid hidden fees and simply pay low fees per trade • Choose assets to invest in or use a template portfolio to get you started • Build wealth while you sleep with a set-and-forget Autoinvest strategy • Track your progress towards financial independence or any other financial goal • Follow Finfluencers to learn and help you find your investing path Get rich slow – that’s the Pearler mantra. Real investing should be about going the distance. Investing should be boring. That’s why Pearler is built for long-term investors, not traders. No FOMO, no get-rich-quick stock tips, just insights from a community you can trust. With Pearler, you don’t do the journey alone. Plus, you can earn investment credits for referring your friends! Ready to build your wealth? Download the Pearler app for free and start your journey today. IMPORTANT THAT YOU READ The information is prepared by Pearler Investments Pty Ltd t/a Pearler (ABN 32 625 120 649) (Pearler) who is an authorised representative (AFS Representative No. 1281540) of Sanlam Private Wealth Pty Ltd (ABN 18 136 960 775, AFSL 337927) (Sanlam). At Pearler, we strive to make investing for your long-term goals easier and fun but we only provide general information and/ or general advice. We have not taken into consideration any of your personal circumstances, objectives, financial situation or needs nor do we use your preferences or search history to tailor your user experience. Any information is of a general nature only and does not consider your personal circumstances, objectives, financial situation or needs. Before acting on the information, you should consider its appropriateness, having regard to your personal circumstances, objectives, financial situation and needs. You may also wish to consider seeking appropriate financial, taxation and/or legal advice. All investments carry risk. You may lose some or all of your money invested. Except as expressly disclosed otherwise, the performance of an investment or the repayment of capital is not guaranteed. Please view our Financial Services Guide (https://pearler.com/financial-services-guide) before deciding to use or invest on Pearler.
Screenshots
Verdict
The clearest difference is review sentiment: Stockspot at 72% against Pearler's 25%. Pearler's advantage is rating (5.0 vs 3.7) and monetization model (free vs free with in-app purchases). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pearler holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 4 respectively. Written reviews complicate that: 72% of Stockspot's written reviews are positive against 25% of Pearler's, so the app with the better star average is not the one people write more warmly about.
Stockspot ships an update every 2 weeks, Pearler every 5 days. The most recent releases landed on October 20, 2026 and October 30, 2026 respectively.
| Parameter | Stockspot | Pearler |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 71.9% of reviews — better | 24.8% of reviews |
| Number of ratings | 3 | 4 — better |
| Update frequency | Every 2 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 69 MB | 125 MB |
| Age rating | 9+ | 4+ |
| Developer | Stockspot | Pearler Investments |
Customer experience
Stockspot
Pearler
Bugs and requests
Stockspot
Not enough reviews yet to summarise bugs or requests.
Pearler
Reported bugs
20 issues- Login failures and authentication errors
- Buttons not responding or not clickable
- App crashes during purchases and transactions
- Verification email code input not working
- Address field not accepting input
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- File upload rejecting documents (too large or wrong format)
- Blank screens when switching between apps
- Password reset loop - multiple resets required
- Face ID and biometric sign-in not working
- App freezing on loading screens
- Back button functionality broken
- Text overlapping and pixelated graphics
- Net wealth graph showing incorrect or broken data
- Verification process rejecting correct information
- Automatic investments not executing as scheduled
- Incorrect capital growth calculations for US stocks
- Cannot find sell functionality after UI updates
- Account reactivation blocked by email already registered error
- Chat support feature causing app crashes
- Inactive buttons until screen is reset
Requested features
15 requests- Complete UI/UX overhaul with modern design
- Dark mode option
- Back button that returns to previous screen, not top level
- Daily/YTD/annual returns data display
- Ability to see stock price trends and daily changes
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- Watch list for stocks not yet owned
- Customizable dashboard with less information clutter
- Native mobile app instead of web wrapper
- Reduce frequency of mandatory updates
- Better customer service and support options
- Faster fund transfer and transaction processing
- Ability to schedule ASX purchases for later dates
- Better accessibility for vision-impaired users
- Option to choose between old and new dashboard designs
- Restore lifetime earnings display without paywall
In-app purchases
Stockspot
No in-app purchases
Pearler
No in-app purchases









