Comparison

APM Mobile Edge vs PENNYMAC MOBILE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

APM Mobile Edge

This app streamlines the loan process with real-time updates and secure document sharing for all parties. It offers mortgage calculators, educational resources, and direct communication to ensure efficient and informed transactions.

Highlights
  • Real-time loan updates
  • Milestone communication
  • Mortgage calculators
  • Secure document transfer
  • Direct borrower communication
  • Educational resources
Features
Read full description

The APM Mobile Edge Application was designed to guide the borrower through the loan process and provide real time updates and communication to all parties involved, ensuring more efficient transactions and on time closings. Whether you are ready to purchase a home, or refinance your current mortgage, the Loan Advisors will help you choose the best loan to match your financial circumstances. Key Features: - Live, real-time updates to let involved parties know where they stand and when to take action - Milestone communication as loan is processed - State-of the art mortgage calculators to provide various loan options and help the borrower better evaluate monthly payments and budget - Secure document transfer to ensure more efficient transactions and document gathering - Loan Officers can collect, scan and preview documents and communicate directly with borrower through the application - Loan Officers can view appraisals and credit reports through the application as well as order credit. - Education feature to inform borrower by educating them on unique Mortgage - Industry terminology and helping them feel more confident with the loan process. - Includes a glossary of mortgage related terms, a news feed, and articles about specific loan topics.

About

PENNYMAC MOBILE

Manage your home loan conveniently with 24/7 access to your account. Track payments, make one-time or recurring payments, download statements, and manage escrow details. Secure login and payment reminders are also available.

Highlights
  • Check loan balance
  • Track loan payments
  • Set up automatic payments
  • Download statements
  • Manage escrow
  • Payment reminders
  • Fingerprint authentication
Features
Read full description

**What’s new: Updated design and improved functionality based on customer feedback** Make it simple to manage your home loan, with everything you need at your fingertips. Enjoy complete convenience with 24/7 access to your account(s) and the ability to: - Check your current loan balance - Keep track of loan payments and activity at a glance - Set up automatic, recurring monthly payments or make a one-time payment - Download and view statements and documents, making it easy to go paperless - Get payment reminders - Manage escrow, tax and insurance - Get available refunds with eDisbursements - Log in securely with fingerprint authentication - Make principal reduction and escrow shortage payments - Calculate ways to adjust and save on your payments - View/pay multiple mortgages *App available in Spanish./App disponible en Español. Pennymac Publication Rules PennyMac Loan Services, LLC does not pay or otherwise provide compensation for reviews/comments. All reviews/comments are subject to the disclaimer provided prior to posting and become the property of Pennymac once submitted. We reserve the right to validate, remove or republish your reviews/comments at any time. Equal Housing Opportunity © 2023 PennyMac Loan Services, LLC, 3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361, 818-224-7442. NMLS ID # 35953. For licensing information, go to: www.nmlsconsumeraccess.org. Trade/service marks are the property of PennyMac Loan Services, LLC and/or its subsidiaries or affiliates. Arizona Mortgage Banker License # 0911088. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Colorado office: 5500 South Quebec Street, Suite 260 Greenwood Village, CO 80111, (877) 215-2552. Massachusetts Mortgage Lender License # MC35953. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. North Carolina Permit No. 119504607, 119505929, 119506567, 119506570, 119507419. Rhode Island Licensed Lender # 20092600LL, Loan Broker, and Third Party Loan Servicer. Texas office: 2201 W. Plano Parkway, Suites 150 and 300, Plano, TX 75075. For more information, review Pennymac’s state licenses and important notices. Co-op loans not available. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of PennyMac Loan Services, LLC. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. (02-2023)

Screenshots

APM Mobile Edge4 screens
PENNYMAC MOBILE4 screens

Verdict

The call

The clearest difference is review sentiment: PENNYMAC MOBILE at 50% against APM Mobile Edge's 0%. PENNYMAC MOBILE also leads on rating (4.8 vs 3.8) and ratings volume (172K vs 70). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PENNYMAC MOBILE holds the better App Store score, 4.8 against 3.8. That said, the two scores are not equally well evidenced: PENNYMAC MOBILE has 172K ratings behind it against 70, so its average is the more settled of the two. Written reviews point the same way: 0% of APM Mobile Edge's written reviews are positive against 50% of PENNYMAC MOBILE's.

UpkeepUpdate frequency

APM Mobile Edge ships an update every 6 weeks, PENNYMAC MOBILE fortnightly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

Scorecard5 real differences · 5 level
APM Mobile Edge versus PENNYMAC MOBILE: the parameters behind the verdict, then further details
ParameterAPM Mobile EdgePENNYMAC MOBILE
PriceFreeFree
Rating3.8 (70 ratings)4.8 (172K ratings) — better
Positive reviews0.0% of reviews50.0% of reviews — better
Number of ratings70172K — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS18.016.6 — better
Further details — not scored
Size104 MB66 MB
Age rating4+17+
DeveloperAmerican Pacific Mortgage CorporationPennyMac Loan Services, LLC

Customer experience

APM Mobile Edge

All ratings69 ratings
Positive66.7%
Neutral8.7%
Negative24.6%
Written reviews3 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

PENNYMAC MOBILE

All ratings169,923 ratings
Positive96.6%
Neutral1.4%
Negative2.0%
Written reviews730 reviews
Positive50.0%
Neutral7.9%
Negative42.1%

Bugs and requests

APM Mobile Edge

Not enough reviews yet to summarise bugs or requests.

PENNYMAC MOBILE

Reported bugs

4 issues
  • App crashing when switching between loans
  • Biometric login not working
  • Pending payments not showing up correctly
  • Issues with document viewing and downloading

Requested features

6 requests
  • Biometric login options
  • Improved payment tracking and history
  • Ability to set up automatic payments
  • Better integration between app and website
  • More detailed payment breakdowns
Show 1 more
  • Spanish language support

In-app purchases

None

APM Mobile Edge

No in-app purchases

None

PENNYMAC MOBILE

No in-app purchases

Questions

Is APM Mobile Edge free?
APM Mobile Edge is free to download, with no in-app purchases.
Is PENNYMAC MOBILE free?
PENNYMAC MOBILE is free to download, with no in-app purchases.
Which has better reviews, APM Mobile Edge or PENNYMAC MOBILE?
PENNYMAC MOBILE is rated higher. APM Mobile Edge averages 3.8 out of 5 from 70 ratings, while PENNYMAC MOBILE averages 4.8 from 172K ratings.
Do APM Mobile Edge or PENNYMAC MOBILE have ads?
Neither APM Mobile Edge nor PENNYMAC MOBILE shows ads.
Which is updated more often, APM Mobile Edge or PENNYMAC MOBILE?
APM Mobile Edge ships an update every 6 weeks, and PENNYMAC MOBILE fortnightly. Most recently, APM Mobile Edge was updated on November 2, 2026 and PENNYMAC MOBILE on November 4, 2026.

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