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PENNYMAC MOBILE

PENNYMAC MOBILE

Your mortgage, made easy

172K ratings
715 reviews
🔧 Utilities
💰 Finance
Free

Details

Released
September 11, 2018
Updated
October 15, 2026

Features

Developer

PennyMac Loan Services, LLC
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About

Manage your home loan conveniently with 24/7 access to your account. Track payments, make one-time or recurring payments, download statements, and manage escrow details. Secure login and payment reminders are also available.

✓Check loan balance
✓Track loan payments
✓Set up automatic payments
✓Download statements
✓Manage escrow
✓Payment reminders
✓Fingerprint authentication
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What users say about PENNYMAC MOBILE

Reviews of PENNYMAC MOBILE are mixed: the Finance app is rated 4.8/5 from 172K App Store ratings. What users like most: easy to use, user-friendly interface. Top complaints: frequent app crashes, difficult to navigate. Summarized from real user reviews.

Positive things

  • 🚀Easy to use
  • 👍User-friendly interface
  • 💰Convenient payment options
  • 📱Helpful mobile app
  • 🔒Secure login options
  • 💻Efficient website
  • 🗓️Helpful payment reminders
  • 🤝Caring and understanding customer service

Negative things

  • 🐛Frequent app crashes
  • 🔍Difficult to navigate
  • 🔑Login issues
  • 🕰️Slow loading times
  • 🤖Unhelpful automated systems
  • 📃Unclear payment information
  • 🤔Confusing user experience
  • 🤯Frustrating customer service experiences
See all reviews

What's New in PENNYMAC MOBILE

1.4.404066

October 15, 2026

This release comes with updated design and functionality enhancements based on your feedback. Be sure to turn on automatic app updates to always have access to our most improved version. (Go to Settings > App Store, and then switch on “App Updates.”)

More

User reviews

Most RecentHighest RatedLowest Rated

Mortgage Crisis of 2007

Y'all the devil. A mortgage company shouldn't be a debt collector. Think about ya whole lives.
KSKill Switch199

Great app!!!

I’ve been using the PENNYMAC app for years and it’s always been easy to navigate. I like that I get alerts when any activity has been posted. It allows check what’s changed
LLouie210chevy56

Reliable

PennyMac mobile has been functional and fitting for my mortgage needs. I couldn’t be happier with it.
JJoedy-Joe

Home loan

1806 Wynthrop
药药剂小猪。

Pay increases

Every year y’all raise my monthly mortgage saying property tax and county tax went up. But I have not seen any amount that explains this amount of increase for this year or past. I do know it did go up in the past but not this time or this amount!!!
Vvenmosuckzz
See 710 more reviews

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User experience

🐞

Reported Bugs

4 issues

App crashing when switching between loans

Bug

Biometric login not working

Bug

Pending payments not showing up correctly

Bug

Issues with document viewing and downloading

Bug
✨

Requested Features

6 requests

Biometric login options

Feature

Improved payment tracking and history

Feature

Ability to set up automatic payments

Feature

Better integration between app and website

Feature

More detailed payment breakdowns

Feature

Spanish language support

Feature

FAQ

What can I do with the PENNYMAC MOBILE app?

The app allows you to manage your home loan with 24/7 access to your account. You can check your current loan balance, track payments, set up automatic or one-time payments, download statements, manage escrow, and receive payment reminders.

Is the PENNYMAC MOBILE app free to use?

Yes, the app is available for free. There are no charges for downloading or using the core features to manage your mortgage.

What devices is the PENNYMAC MOBILE app compatible with?

The description does not explicitly state compatibility with specific operating systems (iOS or Android) or device types. However, it is designed for mobile use, implying compatibility with smartphones and tablets.

How can I make payments through the app?

You can make payments through the app by setting up automatic, recurring monthly payments or by making a one-time payment. The app also supports principal reduction and escrow shortage payments.

Can I view multiple mortgages in the app?

Yes, the app allows you to view and pay multiple mortgages. This feature is beneficial for users who have more than one home loan serviced by PennyMac.