PENNYMAC MOBILE

PENNYMAC MOBILE

Your mortgage, made easy

159K ratings
594 reviews
Free

Details

  • Released
  • Updated
  • September 11, 2018
  • July 12, 2026

Features

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About

Manage your home loan conveniently with 24/7 access to your account. Track payments, make one-time or recurring payments, download statements, and manage escrow details. Secure login and payment reminders are also available.

Check loan balance
Track loan payments
Set up automatic payments
Download statements
Manage escrow
Payment reminders
Fingerprint authentication
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What users say

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What's New in PENNYMAC MOBILE

1.4.391190

July 12, 2026

This release comes with updated design and functionality enhancements based on your feedback. Be sure to turn on automatic app updates to always have access to our most improved version. (Go to Settings > App Store, and then switch on “App Updates.”)

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User reviews

Payment

I was making my payment on 7.16.26 and it would not let me make my payment without changing me a late fee and the payment was within my grace period

App not great

Always an update that makes the app glitch rather then fix anything way to many updates for an app

My experience with PennyMc Mobile App.

I so appreciate the ease of use. Info is clear & concise .

Loan Balance

The app has been improving little by little but recently they changed the Home Screen. The Home Screen used to display the loan balance and the upcoming payment due and now it only displays the payment due and it’s very hard to find the loan balance. I like seeing my balance go down every month and now I have to go searching for it just to find it. Please add it back to the Home Screen.
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Why

I’m trying to understand what the motivation of app developers is. If I have a loan, I want to know what my balance is, why would that not be on the front page? I don’t know anybody with a mortgage that doesn’t know what their mortgage payment is. Whose idea was this? The only thing you’re willing to show on the landing page is the monthly payment? Just in case we forgot how much you’ve been paying for the last 30 months?
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Developer apps

User experience

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Reported Bugs

4 issues

App crashing when switching between loans

Bug

Biometric login not working

Bug

Pending payments not showing up correctly

Bug

Issues with document viewing and downloading

Bug

Requested Features

6 requests

Biometric login options

Feature

Improved payment tracking and history

Feature

Ability to set up automatic payments

Feature

Better integration between app and website

Feature

More detailed payment breakdowns

Feature

Spanish language support

Feature

FAQ

What can I do with the PENNYMAC MOBILE app?

The app allows you to manage your home loan with 24/7 access to your account. You can check your current loan balance, track payments, set up automatic or one-time payments, download statements, manage escrow, and receive payment reminders.

Is the PENNYMAC MOBILE app free to use?

Yes, the app is available for free. There are no charges for downloading or using the core features to manage your mortgage.

What devices is the PENNYMAC MOBILE app compatible with?

The description does not explicitly state compatibility with specific operating systems (iOS or Android) or device types. However, it is designed for mobile use, implying compatibility with smartphones and tablets.

How can I make payments through the app?

You can make payments through the app by setting up automatic, recurring monthly payments or by making a one-time payment. The app also supports principal reduction and escrow shortage payments.

Can I view multiple mortgages in the app?

Yes, the app allows you to view and pay multiple mortgages. This feature is beneficial for users who have more than one home loan serviced by PennyMac.