Comparison

ElGameya vs Klivvr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ElGameya

Digitize traditional money saving cycles with a user-friendly platform. Easily set savings goals, payment schedules, and receive cashouts conveniently. Prioritizes security and offers dedicated support for a hassle-free financial experience.

Highlights
  • Digitize traditional money cycles
  • User-friendly saving platform
  • Set custom savings amounts and durations
  • Automatic cycle matching
  • Multiple payment methods
  • Scheduled cashouts
  • Prioritizes security and privacy
Features
Read full description

ElGameya is a fintech startup that digitizes the traditional money cycles also known as ROSCA by offering a fully digital and user-friendly platform that provides you with a fast and convenient way to save money and be in control of your finances. Our platform is designed with ease of use in mind, making it accessible and user-friendly for everyone. You can easily specify the amount you need, the duration of the cycle, and choose your desired slot. Our platform automatically adds you to a cycle that fits your criteria. You can pay monthly through the app with various payment methods available, and receive your cashout during the slot you specified; making it fast and hassle-free. At ElGameya, we prioritize your security and privacy. Our state-of-the-art technology and compliance with all financial regulatory authorities ensure a secure environment for your money. Our support teams are always available to provide you with superior support through various outreach channels. Join us today and experience a new way of saving money with ease and convenience. ElGameya - Your Savings, Your Way. الجمعية، هي شركة ناشئة في مجال التكنولوجيا المالية، بتحوّل جمعيات التحويش التقليدية بانها تكون بطريقة الكترونية من خلال ابليكيشن ، إللي بيوفرلك طريقة سريعة وسهلة للتوفير والتحكم في فلوسك. الابليكيشن بيتميز بالسهولة واليسر في الاستخدام، إللي بيخلّي كل الناس تقدر تستخدمه بتقدر تحدد المبلغ اللي عايز تقبضة، ومدة الجمعية، وميعاد قبضك. الابليكيشن بيضيفك تلقائياً لجمعية تناسب مواصفاتك، وبتقدر تدفع كل شهر عن طريق الابليكيشن، بأي طريقة دفع تناسبك، وتستلم فلوسك في الفترة اللي اخترتها، وكل ده بيخلّي الموضوع سريع ومريح. في الجمعية، الأمان والخصوصية بتاعتك بتهمنا، وبنقدّملك بيئة آمنة لفلوسك، بتكنولوجيا حديثة ومطابقة لكل الأنظمة المالية. وفريق الدعم بيبقى متاح دايمًا، بكل الطرق المختلفة. تعالى اشترك معانا وجرّب تجربة جديدة لتوفير فلوسك بسهولة وراحة.

About

Klivvr

Manage your spending, credit, and rewards with this comprehensive financial app. It offers buy now, pay later options, a prepaid card for everyday use, and family accounts with customizable spending limits. Earn points on transactions to redeem for cashback and exclusive rewards.

Highlights
  • Buy now, pay later with instant credit
  • Flexible repayment plans up to 60 months
  • Prepaid card for seamless everyday spending
  • Earn and redeem K.Points for cashback
  • Family accounts with spending permissions
  • Real-time spending tracking and control
Features
Read full description

Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances.   Buy now, pay later Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments. - Flexible repayment plans up to 60 months - Competitive interest rates, zero hidden charges - Apply and get approved in minutes through the app - Clear payment schedule, always visible in-app   Spend & send Klivvr's prepaid card is built for seamless everyday spending - Pay online, in-store, or withdraw cash from ATMs - Earn K.Points on every transaction - Redeem your K.Points for cashback - Track your spending in real time with full control   Klivvr Family One account, more flexibility, total control. - Issue up to 5 cards for you and your family - Set spending permissions per card - Transfer money instantly between accounts - Double the K.Points per transaction - Enjoy reduced credit interest rates K.Points & rewards Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn.   Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.

Screenshots

ElGameya4 screens
Klivvr4 screens

Verdict

The call

The clearest difference is rating: ElGameya at 4.3 against Klivvr's 3.6. ElGameya also leads on review sentiment (50% vs 30%). Klivvr's advantage is ratings volume (55 vs 13). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ElGameya holds the better App Store score, 4.3 against 3.6. Both are backed by a comparable volume of ratings — 13 and 55 respectively. Written reviews point the same way: 50% of ElGameya's written reviews are positive against 30% of Klivvr's.

UpkeepUpdate frequency

ElGameya ships an update every 9 days, Klivvr every 10 days. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
ElGameya versus Klivvr: the parameters behind the verdict, then further details
ParameterElGameyaKlivvr
PriceFreeFree
Rating4.3 (13 ratings) — better3.6 (55 ratings)
Positive reviews50.0% of reviews — better29.8% of reviews
Number of ratings1355 — better
Update frequencyEvery 9 days — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, Apple Watch
Requires iOS15.1 — better16.0
Further details — not scored
Size77 MB220 MB
Age rating17+4+
DeveloperElGameyaKlivvr

Customer experience

ElGameya

All ratings13 ratings
Positive84.6%
Neutral0.0%
Negative15.4%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Klivvr

All ratings55 ratings
Positive65.5%
Neutral1.8%
Negative32.7%
Written reviews47 reviews
Positive29.8%
Neutral2.1%
Negative68.1%

In-app purchases

None

ElGameya

No in-app purchases

None

Klivvr

No in-app purchases

Questions

Is ElGameya free?
ElGameya is free to download, with no in-app purchases.
Is Klivvr free?
Klivvr is free to download, with no in-app purchases.
Which has better reviews, ElGameya or Klivvr?
ElGameya is rated higher. ElGameya averages 4.3 out of 5 from 13 ratings, while Klivvr averages 3.6 from 55 ratings.
Do ElGameya or Klivvr have ads?
Neither ElGameya nor Klivvr shows ads.
Which is updated more often, ElGameya or Klivvr?
ElGameya ships an update every 9 days, and Klivvr every 10 days. Most recently, ElGameya was updated on November 6, 2026 and Klivvr on November 7, 2026.

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