Comparison

Wauna CU vs InRoads

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wauna CU

Manage your bank accounts, pay bills, and deposit checks conveniently from your mobile device. Access your finances 24/7, find nearby branches and ATMs, and securely send messages to the credit union.

Highlights
  • Manage accounts
  • Check balances and history
  • Deposit checks
  • Pay bills and credit cards
  • Transfer money
  • Find ATMs and branches
  • Send messages
Read full description

Wauna Credit Union’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iOS phone or tablet! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Wauna Credit Union’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iOS phone or tablet. It’s fast, secure and free. With Wauna Credit Union Mobile, you can: • Check available balances & transaction history • Deposit Checks • Pay bills and credit cards • Transfer money between Wauna Credit Union accounts • Find the nearest Wauna Credit Union branches and ATMs • Send us a message To use Wauna Credit Union Mobile, you must be a Wauna Credit Union member and enrolled in our online banking service. To sign up, visit https://waunafcu.org/.

About

InRoads

Manage your credit union accounts conveniently from your mobile device. Access your funds 24/7, transfer money, deposit checks, and pay bills securely from anywhere.

Highlights
  • 24/7 account access
  • Secure fund transfers
  • Mobile check deposit
  • Bill payment
  • Check account balances
Features
Read full description

Take your credit union with you wherever you go. Add the InRoads Credit Union app to your phone or tablet for true convenience. You’ll have 24/7, secure access to your accounts anywhere you go, including the ability to transfer funds, deposit a check, pay a bill, and more. Check Account Balances Transfer Funds Deposit a Check Pay Bills

Screenshots

Wauna CU4 screens
InRoads4 screens

Verdict

The call

The clearest difference is ads: InRoads at none against Wauna CU's shown. Wauna CU's advantage is review sentiment (71% vs 53%) and monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Wauna CU against 4.7 for InRoads. Both are backed by a comparable volume of ratings — 609 and 744 respectively. Written reviews are what separate them: 71% of Wauna CU's written reviews are positive against 53% of InRoads's.

UpkeepUpdate frequency

Wauna CU ships an update every 4 months, InRoads every 3 months. The most recent releases landed on October 22, 2026 and October 26, 2026 respectively.

Scorecard3 real differences · 7 level
Wauna CU versus InRoads: the parameters behind the verdict, then further details
ParameterWauna CUInRoads
PriceFreeFree
Rating4.7 (609 ratings)4.7 (744 ratings) — better
Positive reviews71.4% of reviews — better52.6% of reviews
Number of ratings609744 — better
Update frequencyEvery 4 monthsEvery 3 months — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Apple Watch
Requires iOS17.017.0
Further details — not scored
Size113 MB170 MB
Age rating4+4+
DeveloperWAUNA FEDERAL CREDIT UNIONInRoads Federal Credit Union

Customer experience

Wauna CU

All ratings610 ratings
Positive92.5%
Neutral3.4%
Negative4.1%
Written reviews21 reviews
Positive71.4%
Neutral4.8%
Negative23.8%

InRoads

All ratings705 ratings
Positive91.9%
Neutral3.5%
Negative4.5%
Written reviews19 reviews
Positive52.6%
Neutral0.0%
Negative47.4%

User reviews

Wauna CU

From 609 App Store ratings

What we love

  • 👍 User-friendly interface and easy navigation
  • 🚀 Fast mobile check deposits
  • 💡 Fingerprint login capability
  • 📊 Consolidated account view in one place
  • 💳 Bill pay functionality

Room to improve

  • 😞 Loss of personal teller service and hometown feel
  • ⏱️ Slow customer service response for account closures
  • 📱 Check deposit functionality inferior to previous app
  • 🔌 Lack of Zelle transfer option

InRoads

From 744 App Store ratings

What we love

  • 👍 Easy to use
  • 🔒 Biometric login for security
  • 👍 Knowledgeable and polite staff
  • 👍 Multiple banking options (teller, video teller, ATM)
  • 👍 Great credit union overall

Room to improve

  • 🐛 App crashes frequently
  • 🐛 Login issues (fingerprint, loading)
  • 🐛 Transactions not loading or disappearing
  • 🐛 Delayed real-time updates for credit card transfers
  • 🐛 Inability to make changes online, requiring branch visits

Bugs and requests

Wauna CU

Reported bugs

3 issues
  • App won't allow login and locks accounts
  • Check deposit feature not functioning properly
  • Account visibility issues (resolved with support)

Requested features

2 requests
  • Zelle payment integration
  • Improved check deposit functionality

InRoads

Reported bugs

6 issues
  • App crashes constantly
  • Fingerprint login fails or takes multiple attempts
  • App won't load after login attempts
  • Card history not loading
  • Transactions post and disappear, or remain pending for days
Show 1 more
  • Credit card funds transfers are not in real-time

Requested features

5 requests
  • Allow principal-only mortgage payments online
  • Improve real-time transaction updates for credit cards
  • Fix app crashes and loading issues
  • Address issues with transactions posting/disappearing
  • Provide an option to opt-out of rating pop-ups

In-app purchases

None

Wauna CU

No in-app purchases

None

InRoads

No in-app purchases

Questions

Is Wauna CU free?
Wauna CU is free to download, with no in-app purchases.
Is InRoads free?
InRoads is free to download, with no in-app purchases.
Which has better reviews, Wauna CU or InRoads?
InRoads is rated higher. Wauna CU averages 4.7 out of 5 from 609 ratings, while InRoads averages 4.7 from 744 ratings.
Do Wauna CU or InRoads have ads?
Wauna CU shows ads; InRoads does not.
Which is updated more often, Wauna CU or InRoads?
Wauna CU ships an update every 4 months, and InRoads every 3 months. Most recently, Wauna CU was updated on October 22, 2026 and InRoads on October 26, 2026.

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