Expense Tracker vs Payplan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.
- Simple and easy to use
- No account registration
- Local data storage
- Budget settings by category
- Monthly, yearly, and cumulative reports
- CSV and PDF export
- Passcode lock with Face ID/Touch ID
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Simple & Free Budget Tracker A simple budgeting app to track income and expenses with ease. No account registration, no bank connections, and no subscriptions. All data is stored locally for fast, secure, offline use. Designed with a familiar iOS interface, This app lets anyone start budgeting instantly. FEATURES ---------------- • Extremely simple and easy to use • No account registration required • Free to use forever (no hidden charges later) • Built-in calendar for easy tracking • Budget settings by category • Monthly, yearly, and cumulative reports • Unlimited custom categories • Unlimited fixed income and expense settings • 20+ theme colors and 20+ app icons • CSV (Excel) export, PDF export, and printing • Passcode lock with Face ID and Touch ID • iCloud backup and iPad sync • 15+ Home Screen widgets • Lock Screen widgets supported Everything you need for daily expense management, completely free. RECOMMENDED FOR ---------------- • People who don’t want a complicated budgeting app • Users who feel uneasy linking bank accounts or credit cards • Those who dislike apps that constantly connect to the internet • Anyone who wants to record expenses simply and quickly • Users who gave up on receipt scanning apps • People who just want easy input • Anyone who doesn’t want monthly subscription fees This app stores all data locally, so it’s fast, secure, and works offline. Unlike many other apps, there are no monthly subscriptions, and useful features remain free. FEATURE DETAILS ---------------- [ Input ] Tap large, easy-to-press category buttons and enter amounts quickly. The built-in calculator keyboard makes input fast and comfortable. An automatic input mode allows you to enter multiple receipts continuously. [ Calendar ] Check daily income and expenses at a glance on the calendar. Customize the start day of the week and monthly start or closing dates, making it easy to begin tracking from your payday. Add or delete entries directly from the calendar for easy bulk input. Savings and initial balances can be set to display carry-overs and cumulative totals. [ Reports ] Monthly income and expenses are displayed in clear pie charts. View spending ratios by category to easily spot overspending or hidden waste. [ Backup / CSV / PDF Export ] All data can be exported as CSV (Excel-compatible) files. Use exported files as backups and import them when changing devices, including iPhone and iPad. CSV data can also be used on a computer for accounting or tax filing. Monthly data can be exported as PDF files for archiving or printing. [ Theme Colors & App Icons ] Customize the app with over 20 theme colors, from cute pinks to chic dark blues. Change the app icon to match your style, choosing from more than 20 designs. [ Passcode Lock ] Protect your financial data with a passcode. Face ID and Touch ID are fully supported. [ Widgets ] Supports both Home Screen and Lock Screen widgets. Check remaining budgets by category without opening the app. See how much you can still spend this month. Display a mini calendar showing recorded days. Add new entries directly from the Lock Screen with a single tap. ABOUT THE APP ---------------- This is a simple and free budgeting app with no subscriptions. Just record your income and expenses, and the app automatically organizes them into clear calendars and reports, helping you understand your finances at a glance. Unlike overly complex apps that rely on bank syncing or receipt scanning, This app focuses on essential features only, designed to be fast, clear, and easy for anyone to use. 【Terms of Service】 https://komorebi-studio.com/tos_en.html 【Privacy Policy】 https://komorebi-studio.com/policyredirect.html
Payplan
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Payplan is an intuitive and efficient application designed to help you organize your monthly debts. With Payplan, you can easily track all your expenses and ensure that you are always in control of your finances. In addition to tracking your monthly expenses, Payplan offers additional features to help you manage your debts efficiently. With this intuitive app, you can create a personalized payment plan, setting realistic goals to gradually pay off your debts.
Screenshots
Verdict
The clearest difference is update cadence: Payplan at weekly against Expense Tracker's every 3 weeks. Payplan also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 2 one-off in-app purchases and Payplan sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 3 weeks, Payplan weekly. The most recent releases landed on November 2, 2026 and October 25, 2026 respectively.
| Parameter | Expense Tracker | Payplan |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (3K ratings) — better | — |
| Positive reviews | 89.8% of reviews | — |
| Number of ratings | 3K — better | — |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 110 MB | 26 MB |
| Age rating | 4+ | 12+ |
| Developer | Komorebi Inc. | Andre Salvador |
Bugs and requests
Expense Tracker
Reported bugs
2 issues- Data loss after uninstalling and reinstalling the app
- Issues with date synchronization after updates
Requested features
5 requests- Ability to set budgets for expense categories
- Option to mark expenses as 'paid'
- Sync data across multiple devices
- More detailed reporting and analytics
- Support for multiple accounts/wallets
Payplan
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expense Tracker
- Removing Ads$12.99
- Premium Service (Lifetime)$14.99
Payplan
- Sem anúncios$0.99









