Comparison

My Debts vs Payplan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Debts

Organize and track all your debts, bills, subscriptions, and daily expenses in one place. Receive timely payment reminders and view insightful spending reports to improve your savings and financial planning.

Highlights
  • Track debts, bills, and subscriptions
  • Log and categorize daily expenses
  • Scan receipts for faster expense entry
  • Payment reminders
  • Real-time debt and expense totals
  • Spending reports with charts
  • Home screen widgets
  • Siri Shortcuts integration
Read full description

Organize your debts, expenses and payments easily. With Mis Deudas, keep track of debts, everyday expenses, subscriptions and monthly payments in one place. Get reminders and improve your personal savings. Do you have debts, pending payments or several subscriptions and forget the due dates? With Mis Deudas you can: Track debts, bills, monthly payments, subscriptions and tandas (rotating savings groups). Log your daily expenses and sort them by category. Scan receipts to capture expenses faster. Get reminders before every payment. See the total of your debts and expenses in real time. View reports with charts of your spending by category. Use Home Screen widgets to see your finances at a glance. Add expenses and check your balance with Siri Shortcuts and quick actions. Organize your money and plan your savings better. Access premium features like expense tracking, subscriptions and recurring monthly payments. Mis Deudas is the ideal app for anyone who wants to manage their personal finances simply and quickly. Download now and start taking control of your finances. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Payplan

Features
Read full description

Payplan is an intuitive and efficient application designed to help you organize your monthly debts. With Payplan, you can easily track all your expenses and ensure that you are always in control of your finances. In addition to tracking your monthly expenses, Payplan offers additional features to help you manage your debts efficiently. With this intuitive app, you can create a personalized payment plan, setting realistic goals to gradually pay off your debts.

Screenshots

My Debts4 screens
Payplan4 screens

Verdict

The call

The clearest difference is device support: Payplan at 3 against My Debts's 1. Payplan also leads on iOS requirement (13.0 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Debts sells 2 in-app purchases, starting at $2.99 per month and Payplan sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
My Debts versus Payplan: the parameters behind the verdict, then further details
ParameterMy DebtsPayplan
PriceFreeFree
Rating5.0 (9 ratings) — better—
Positive reviews71.4% of reviews—
Number of ratings9 — better—
Update frequencyWeeklyWeekly
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.613.0 — better
Further details — not scored
Size40 MB26 MB
Age rating4+12+
DeveloperIvan Andres Venegas MunizAndre Salvador

In-app purchases

2 purchases

My Debts

Subscriptions2
  • Premium Monthly7 Days trial$2.991 Month
  • Premium Annual7 Days trial$29.991 Year
1 purchases

Payplan

One-time1
  • Sem anúncios$0.99

Questions

Is My Debts free?
My Debts is free to download, with in-app purchases available.
Is Payplan free?
Payplan is free to download, with in-app purchases available.
Do My Debts or Payplan have ads?
Both My Debts and Payplan show ads.
Which is updated more often, My Debts or Payplan?
My Debts ships an update weekly, and Payplan weekly. Most recently, My Debts was updated on November 3, 2026 and Payplan on October 25, 2026.

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