My Simple Expenses vs Payplan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Simple Expenses
Track your monthly spending and manage recurring or installment expenses. This app helps you visualize your financial outflows with a clear interface, highlighting overdue payments and offering detailed expense management.
- Monthly expense tracking
- Recurring expense management
- Installment expense management
- Overdue payment highlighting
- Detailed expense editing
- Expense deletion options
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My Expenses — Simple Bill & Installment Tracker Do you know exactly what you have to pay this month? With My Expenses, you always will. My Expenses is the simplest way to track your monthly bills, fixed expenses, and installment payments — all in one place. No complicated setup. No learning curve. Just open the app, add your expenses, and stay in control. WHY PEOPLE LOVE MY EXPENSES: • Track fixed monthly bills — rent, utilities, subscriptions • Manage installment payments — set the total number of installments and the app tracks every single one automatically (e.g. Car loan 1/36) • Overdue alerts — the app highlights overdue payments so you never miss a due date • Monthly overview — see your total expenses, what's already paid, and your remaining balance at a glance • Simple and fast — add an expense in seconds HOW IT WORKS: Home Screen — your monthly expense list, organized and easy to read. Overdue payments are highlighted so they're impossible to miss. Add Expense — enter the description, amount, and due date. Choose between a one-time expense, a recurring fixed bill, or an installment payment with a set number of months. Expense Detail — view full details, mark as paid, edit, or delete — for just that month, all future months, or all installments at once. Installment Edit — need to adjust a specific month? Edit individual installments without affecting the rest. Download My Expenses for free today and finally know where your money is going.
Payplan
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Payplan is an intuitive and efficient application designed to help you organize your monthly debts. With Payplan, you can easily track all your expenses and ensure that you are always in control of your finances. In addition to tracking your monthly expenses, Payplan offers additional features to help you manage your debts efficiently. With this intuitive app, you can create a personalized payment plan, setting realistic goals to gradually pay off your debts.
Screenshots
Verdict
The clearest difference is in-app purchases: My Simple Expenses at none against Payplan's 1. Payplan's advantage is update cadence (weekly vs every 5 months) and iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Payplan sells 1 one-off in-app purchase. My Simple Expenses asks for nothing beyond the download.
My Simple Expenses ships an update every 5 months, Payplan weekly. The most recent releases landed on October 8, 2026 and October 2, 2026 respectively.
| Parameter | My Simple Expenses | Payplan |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 5 months | Weekly — better |
| Ads | Yes | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 46 MB | 26 MB |
| Age rating | 4+ | 12+ |
| Developer | Gracetech Digital Solutions LLC | Andre Salvador |
In-app purchases
My Simple Expenses
No in-app purchases
Payplan
- Sem anúncios$0.99
Questions
Is My Simple Expenses free?
Is Payplan free?
Do My Simple Expenses or Payplan have ads?
Which is updated more often, My Simple Expenses or Payplan?
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