Comparison

My Simple Expenses vs Payplan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Simple Expenses

Track your monthly spending and manage recurring or installment expenses. This app helps you visualize your financial outflows with a clear interface, highlighting overdue payments and offering detailed expense management.

Highlights
  • Monthly expense tracking
  • Recurring expense management
  • Installment expense management
  • Overdue payment highlighting
  • Detailed expense editing
  • Expense deletion options
Features
Read full description

My Expenses — Simple Bill & Installment Tracker Do you know exactly what you have to pay this month? With My Expenses, you always will. My Expenses is the simplest way to track your monthly bills, fixed expenses, and installment payments — all in one place. No complicated setup. No learning curve. Just open the app, add your expenses, and stay in control. WHY PEOPLE LOVE MY EXPENSES: • Track fixed monthly bills — rent, utilities, subscriptions • Manage installment payments — set the total number of installments and the app tracks every single one automatically (e.g. Car loan 1/36) • Overdue alerts — the app highlights overdue payments so you never miss a due date • Monthly overview — see your total expenses, what's already paid, and your remaining balance at a glance • Simple and fast — add an expense in seconds HOW IT WORKS: Home Screen — your monthly expense list, organized and easy to read. Overdue payments are highlighted so they're impossible to miss. Add Expense — enter the description, amount, and due date. Choose between a one-time expense, a recurring fixed bill, or an installment payment with a set number of months. Expense Detail — view full details, mark as paid, edit, or delete — for just that month, all future months, or all installments at once. Installment Edit — need to adjust a specific month? Edit individual installments without affecting the rest. Download My Expenses for free today and finally know where your money is going.

About

Payplan

Features
Read full description

Payplan is an intuitive and efficient application designed to help you organize your monthly debts. With Payplan, you can easily track all your expenses and ensure that you are always in control of your finances. In addition to tracking your monthly expenses, Payplan offers additional features to help you manage your debts efficiently. With this intuitive app, you can create a personalized payment plan, setting realistic goals to gradually pay off your debts.

Screenshots

My Simple Expenses4 screens
Payplan4 screens

Verdict

The call

The clearest difference is in-app purchases: My Simple Expenses at none against Payplan's 1. Payplan's advantage is update cadence (weekly vs every 5 months) and iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Payplan sells 1 one-off in-app purchase. My Simple Expenses asks for nothing beyond the download.

UpkeepUpdate frequency

My Simple Expenses ships an update every 5 months, Payplan weekly. The most recent releases landed on October 8, 2026 and October 2, 2026 respectively.

Scorecard3 real differences · 7 level
My Simple Expenses versus Payplan: the parameters behind the verdict, then further details
ParameterMy Simple ExpensesPayplan
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews60.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 5 monthsWeekly — better
AdsYesYes
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size46 MB26 MB
Age rating4+12+
DeveloperGracetech Digital Solutions LLCAndre Salvador

In-app purchases

None

My Simple Expenses

No in-app purchases

1 purchases

Payplan

One-time1
  • Sem anúncios$0.99

Questions

Is My Simple Expenses free?
My Simple Expenses is free to download, with no in-app purchases.
Is Payplan free?
Payplan is free to download, with in-app purchases available.
Do My Simple Expenses or Payplan have ads?
Both My Simple Expenses and Payplan show ads.
Which is updated more often, My Simple Expenses or Payplan?
My Simple Expenses ships an update every 5 months, and Payplan weekly. Most recently, My Simple Expenses was updated on October 8, 2026 and Payplan on October 2, 2026.

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