Comparison

Firstmac Money vs AFG Retro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Firstmac Money

Manage your finances on the go. View account balances, transaction history, and transfer funds. Securely activate debit cards, manage loan repayments, and pay bills with high-grade encryption.

Highlights
  • View account balances and transaction history
  • Transfer money and pay bills
  • Activate and manage debit card PINs
  • Manage loan repayments
  • Edit Biller and Pay Anyone lists
  • Download transactions in multiple formats
  • Secure in-app messaging
Features
Read full description

Top features • See your balance, access your accounts, transfer money and pay bills • View your account transaction history • Instantly activate, and change your PIN on your debit card • Manage your loan repayments or change your transfer limit • Access and edit your Biller and Pay Anyone lists • Download your transactions in multiple formats • Multiple contact forms to request specific changes to your accounts • Messaging Service to contact us directly via the app Firstmac Money is secure and can only be accessed with your Access Code. All data is protected with high-grade encryption.

About

AFG Retro

Manage your home loan accounts securely on the go. Features include PIN or biometric login, card management, fund transfers, and updating personal details. Access support and view transaction history anytime.

Highlights
  • Secure login (PIN, fingerprint, facial recognition)
  • Visa Debit Card activation and PIN management
  • Report lost/stolen cards
  • Transfer funds and pay anyone
  • View account balances and transaction history
  • Update contact details
  • Access in-app support
Features
Read full description

Manage your AFG Home Loans Retro accounts anytime, anywhere with the secure Retro Banking App. Key features: • Secure login with PIN, fingerprint or facial recognition on supported devices • Activate your Visa Debit Card in-app • Change your card PIN anytime • Report a lost or stolen card quickly and securely • Increase or reduce your transfer limits when needed • Pay anyone and transfer funds between accounts • Update your contact details directly in-app • View account balances and transaction history • Access support when you need it AFG Home Loans Pty Ltd ABN 26 153 255 559 Australian Credit Licence 411913 is the originator of AFG Home Loans Retro. The AFG Home Loans Retro App and online services are operated by Data Action Pty Ltd ABN 32 008 102 690 on behalf of AFG Securities Pty Limited ABN 90 119 343 118 and its related entities. BPAY® is registered to BPAY Pty Ltd ABN 69 079 137 518.

Screenshots

Firstmac Money4 screens
AFG Retro4 screens

Verdict

The call

The clearest difference is update cadence: Firstmac Money at every 3 weeks against AFG Retro's every 30 months. Firstmac Money also leads on review sentiment (13% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Firstmac Money ships an update every 3 weeks, AFG Retro every 30 months. Both last shipped on November 11, 2026.

Scorecard2 real differences · 6 level
Firstmac Money versus AFG Retro: the parameters behind the verdict, then further details
ParameterFirstmac MoneyAFG Retro
PriceFreeFree
Positive reviews12.5% of reviews — better0.0% of reviews
Update frequencyEvery 3 weeks — betterEvery 30 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better16.4
Further details — not scored
Size82 MB92 MB
Age rating4+4+
DeveloperFirstMacAFG SECURITIES PTY LTD

Customer experience

Firstmac Money

Written reviews24 reviews
Positive12.5%
Neutral12.5%
Negative75.0%

AFG Retro

Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Firstmac Money

No in-app purchases

None

AFG Retro

No in-app purchases

Questions

Is Firstmac Money free?
Firstmac Money is free to download, with no in-app purchases.
Is AFG Retro free?
AFG Retro is free to download, with no in-app purchases.
Do Firstmac Money or AFG Retro have ads?
Neither Firstmac Money nor AFG Retro shows ads.
Which is updated more often, Firstmac Money or AFG Retro?
Firstmac Money ships an update every 3 weeks, and AFG Retro every 30 months. Most recently, Firstmac Money was updated on November 11, 2026 and AFG Retro on November 11, 2026.

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