Comparison

Optum Bank vs Easy Check Splitter

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Optum Bank

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

Highlights
  • Track account balances
  • Understand eligible expenses
  • Pay for health costs
  • Submit claims for reimbursement
  • Store health care receipts
  • View account transactions
Features
Read full description

The Optum Bank app helps you get more out of your health account benefits. You’ll get clear tips on stretching every dollar. Plus, we’ll help you understand how to make your health savings account, flexible spending account or other spending accounts work harder for you. WITH THE APP UPDATE, YOU CAN NOW EASILY: Keep track of all your account balances Unlock more ways to use your health account dollars Use your account to pay for health costs Find answers if you have questions Store your health care receipts all in one place Understand what may qualify as an eligible health expense VIEW YOUR HEALTH ACCOUNTS FROM ANYWHERE See your health account balances and contributions and view health spending and saving transactions all in one place. DID SOMEONE SAY SHOPPING? YES, WE DID. Get more out of your health dollars and understand what health costs are eligible (think allergy meds, acupuncture and thousands more). Then shop and pay with your Optum card or digital wallet. PAY BILLS, PAY EASILY, PAY YOURSELF Pay for health-related expenses, check and submit claims for reimbursement and easily capture receipts, all with a few taps. AND IF YOU HAVE QUESTIONS, WE HAVE ANSWERS Easily find out what you need or type away and send us an email. ACCESS INSTRUCTIONS: You will need to have an Optum Bank health account to use this app. Please visit optumbank.com if you’re an Optum Bank customer and need to update your account credentials. ABOUT OPTUM BANK: Optum Bank is advancing care, connecting the worlds of health and finance in ways that no one else can. Optum Bank is a leading health accounts administrator with over $19.8B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Bank helps reduce costs while helping people make better health decisions — creating a better health care experience for our customers.

About

Easy Check Splitter

Effortlessly divide bills among friends and family. Assign individual items, calculate tax and tip fairly, and see exactly what each person owes. Avoid complex calculations and ensure everyone pays their exact share.

Highlights
  • Item-by-item bill splitting
  • Receipt scanning (Pro)
  • Fair tax, tip, and fee distribution
  • Uneven item splitting
  • Shareable payment summaries
  • CSV export (Pro)
Features
Read full description

Easy Check Splitter makes splitting the bill fast, fair, and stress-free. No more mental math, no more "let's just divide it evenly" when that's not fair. Everyone pays exactly what they owe. How it works: 1. Add the people splitting the bill 2. Add items from the bill or scan your receipt to add them automatically 3. Assign each item to whoever had it 4. Add tax, tip, and any fees, or discounts 5. See exactly what each person owes, including their fair share of fees Features: • All your data stays on your device • No ads, no accounts, no subscriptions, no limits • Item-by-item splitting so everyone pays for what they actually ordered • Receipt scanner to add items automatically from a photo (Pro) • Supports uneven items split between multiple people • Flat fees, discounts, tax and tip can be split evenly or relative to what each person ordered • Share a snapshot link so everyone can see what they owe • Export to CSV (Pro) • Customizable currency and number formatting settings Easy Check Splitter Pro Unlock receipt scanning and CSV export with a single one-time payment. No subscription, no recurring charges. Future premium features are included at no extra cost.

Screenshots

Optum Bank4 screens
Easy Check Splitter4 screens

Verdict

The call

The clearest difference is in-app purchases: Optum Bank at none against Easy Check Splitter's 1. Optum Bank also leads on ratings volume (55K vs 1). Easy Check Splitter's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Easy Check Splitter sells 1 one-off in-app purchase. Optum Bank asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Easy Check Splitter holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Optum Bank has 55K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Optum Bank ships an update monthly, Easy Check Splitter every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Optum Bank versus Easy Check Splitter: the parameters behind the verdict, then further details
ParameterOptum BankEasy Check Splitter
PriceFreeFree
Rating4.7 (55K ratings)5.0 (1 ratings) — better
Positive reviews25.6% of reviews—
Number of ratings55K — better1
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.5 — better
Further details — not scored
Size66 MB90 MB
Age rating4+4+
DeveloperOptum Inc.Keshia Rose LLC

Bugs and requests

Optum Bank

Reported bugs

4 issues
  • App crashes when submitting reimbursement claims
  • Receipts not displaying properly or disappearing
  • Investment transfer functionality not working
  • Slow performance and loading times

Requested features

4 requests
  • Batch claim processing for pharmacy receipts
  • Ability to associate receipts with past claims
  • Improved receipt management and submission flow
  • Consistent data and functionality between app and website

Easy Check Splitter

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Optum Bank

No in-app purchases

1 purchases

Easy Check Splitter

One-time1
  • Easy Check Splitter Pro$2.99

Questions

Is Optum Bank free?
Optum Bank is free to download, with no in-app purchases.
Is Easy Check Splitter free?
Easy Check Splitter is free to download, with in-app purchases available.
Which has better reviews, Optum Bank or Easy Check Splitter?
Easy Check Splitter is rated higher. Optum Bank averages 4.7 out of 5 from 55K ratings, while Easy Check Splitter averages 5.0 from 1 ratings.
Do Optum Bank or Easy Check Splitter have ads?
Neither Optum Bank nor Easy Check Splitter shows ads.
Which is updated more often, Optum Bank or Easy Check Splitter?
Optum Bank ships an update monthly, and Easy Check Splitter every 3 weeks. Most recently, Optum Bank was updated on November 5, 2026 and Easy Check Splitter on October 31, 2026.

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