Comparison

Optum Bank vs Bulk Receipt Scanner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Optum Bank

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

Highlights
  • Track account balances
  • Understand eligible expenses
  • Pay for health costs
  • Submit claims for reimbursement
  • Store health care receipts
  • View account transactions
Features
Read full description

The Optum Bank app helps you get more out of your health account benefits. You’ll get clear tips on stretching every dollar. Plus, we’ll help you understand how to make your health savings account, flexible spending account or other spending accounts work harder for you. WITH THE APP UPDATE, YOU CAN NOW EASILY: Keep track of all your account balances Unlock more ways to use your health account dollars Use your account to pay for health costs Find answers if you have questions Store your health care receipts all in one place Understand what may qualify as an eligible health expense VIEW YOUR HEALTH ACCOUNTS FROM ANYWHERE See your health account balances and contributions and view health spending and saving transactions all in one place. DID SOMEONE SAY SHOPPING? YES, WE DID. Get more out of your health dollars and understand what health costs are eligible (think allergy meds, acupuncture and thousands more). Then shop and pay with your Optum card or digital wallet. PAY BILLS, PAY EASILY, PAY YOURSELF Pay for health-related expenses, check and submit claims for reimbursement and easily capture receipts, all with a few taps. AND IF YOU HAVE QUESTIONS, WE HAVE ANSWERS Easily find out what you need or type away and send us an email. ACCESS INSTRUCTIONS: You will need to have an Optum Bank health account to use this app. Please visit optumbank.com if you’re an Optum Bank customer and need to update your account credentials. ABOUT OPTUM BANK: Optum Bank is advancing care, connecting the worlds of health and finance in ways that no one else can. Optum Bank is a leading health accounts administrator with over $19.8B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Bank helps reduce costs while helping people make better health decisions — creating a better health care experience for our customers.

About

Bulk Receipt Scanner

Read full description

One photo. The whole desk. Most receipt apps make you photograph receipts one at a time. Bulk Receipt Scanner reads a whole pile from a single photo — spread them out, shoot once, and every receipt comes back separated, itemized, and ready to edit. HOW IT WORKS 1. Spread your receipts out and take one photo. 2. Review what we pulled out — vendor, date, total, tax, payment method, and line items. Fix anything that needs fixing. 3. Export a CSV and get on with your day. WHAT WE PULL OUT • Vendor, date, and total • Tax and payment method • Line-item detail, for when a single receipt spans several categories EXPORT THAT FITS YOUR BOOKS Three CSV formats: QuickBooks-ready, plain generic, or detailed with every line item. Share straight out of the app — email it to your bookkeeper, drop it in Files, or send it to your desktop. BUILT FOR PEOPLE WITH A PILE Freelancers at tax time. Contractors with a truck full of receipts. Anyone who has ever put off a shoebox until April. If you have thirty receipts and twenty minutes, this is twenty minutes. YOUR RECEIPTS STAY YOURS Receipts scan on your phone and sync to your account. Nothing is sold, and nothing goes to a third-party service. Delete your account and it all goes with it. Scanning requires a free Bulk Receipt Scanner account. A paid plan adds a direct QuickBooks Online connection, so receipts post to your books without the CSV step.

Screenshots

Optum Bank4 screens
Bulk Receipt Scanner4 screens

Verdict

The call

The clearest difference is update cadence: Bulk Receipt Scanner at every 5 days against Optum Bank's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Optum Bank ships an update monthly, Bulk Receipt Scanner every 5 days. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
Optum Bank versus Bulk Receipt Scanner: the parameters behind the verdict, then further details
ParameterOptum BankBulk Receipt Scanner
PriceFreeFree
Rating4.7 (55K ratings) — better—
Positive reviews25.6% of reviews—
Number of ratings55K — better—
Update frequencyMonthlyEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size66 MB3 MB
Age rating4+4+
DeveloperOptum Inc.Zyzyva LLC

Bugs and requests

Optum Bank

Reported bugs

4 issues
  • App crashes when submitting reimbursement claims
  • Receipts not displaying properly or disappearing
  • Investment transfer functionality not working
  • Slow performance and loading times

Requested features

4 requests
  • Batch claim processing for pharmacy receipts
  • Ability to associate receipts with past claims
  • Improved receipt management and submission flow
  • Consistent data and functionality between app and website

Bulk Receipt Scanner

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Optum Bank

No in-app purchases

None

Bulk Receipt Scanner

No in-app purchases

Questions

Is Optum Bank free?
Optum Bank is free to download, with no in-app purchases.
Is Bulk Receipt Scanner free?
Bulk Receipt Scanner is free to download, with no in-app purchases.
Do Optum Bank or Bulk Receipt Scanner have ads?
Neither Optum Bank nor Bulk Receipt Scanner shows ads.
Which is updated more often, Optum Bank or Bulk Receipt Scanner?
Optum Bank ships an update monthly, and Bulk Receipt Scanner every 5 days. Most recently, Optum Bank was updated on October 31, 2026 and Bulk Receipt Scanner on October 24, 2026.

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