LIC Digital vs smallcase
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LIC Digital
Access comprehensive information and services for life insurance policies. Manage your policies, make payments, and find essential resources like office and agent locators. Stay updated with alerts and track your claims and requests.
- View policy details
- Online premium payment
- Benefit illustration
- Policy brochure download
- Office and agent locator
- Claim status enquiry
- Premium calendar
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"OFFICIAL IOS APP FROM LIFE INSURANCE CORPORATION OF INDIA" This app is developed for LIC’s esteemed customers. Now all information about LIC products & portal services are at your fingertips. Options for viewing Product information, downloading Plan brochures of LIC, Premium calculator, Benefit illustration, Apply for Policy, LIC Office Locator, etc. The features are as follows:- Sign in using Registered mobile number, Registered email-id View Policies of self, spouse and children Register for e-Services (online service requests) Online Premium payment; Renewal Premium and Top-up Agent Locator Doctor Locator Premium paid statements; Individual and Consolidated Premium Calendar Revival Quotations. Complaint Registration and View Complaint Status Claim status enquiry Loan status enquiry Claim history View Service Request status Email and SMS Alerts Submitting Digital Existence Certificate through Jeevan Saakshya Option Disclaimer: The Jeevan Saakshya Facility has a dependency on UIDAI for submission of Digital Existence Certificate.
smallcase
Invest in Indian and US stocks, ETFs, and mutual funds through expert-curated model portfolios. Track your net worth across various assets and access loans against your securities with competitive rates.
- Expert-curated model portfolios (smallcases)
- Invest in Indian and US stocks/ETFs
- Invest in direct mutual funds
- Track net worth across all assets
- Loan against securities
- SIP investments
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smallcase is a great place to put your money to work. We have investment ideas across Indian Stocks & ETFs, Mutual Funds, Fixed Deposits, and for global diversification, US Stocks & ETFs. What makes smallcase stand out from other investment apps is our ‘model portfolios’, also known as ‘smallcases’. These are baskets of Indian Stocks/ETFs, Mutual Funds or US Stocks/ETFs. These smallcases are created by investment experts around an idea like a trending sector (Defence, Pharma, etc.), a theme (AI & Data Centres, Clean Energy, etc.) or a trusted strategy (Momentum, Value & Growth, etc.) To keep your investments fresh, these smallcases are periodically rebalanced by buy/sell recommendations of underlying stocks to keep up with market trends. INVEST IN INDIAN STOCKS & ETFs - Connect your existing broking or demat account, or open a new one. smallcase supports India's top brokers including Kite by Zerodha, Groww, Upstox, ICICI Direct, HDFC Securities, IIFL Securities, Angel One, Motilal Oswal, Axis Direct, Kotak Securities, 5paisa, Alice Blue, Nuvama, and more - Select an idea to invest in like Electric Mobility, and leave the underlying stock picking to experts. They will research across EV manufacturers, charging service providers, battery manufacturers, etc. to find the most suitable for the smallcase - SIP into multiple stocks in one go - Apply rebalance updates periodically to keep your investments fresh INVEST IN US STOCKS & ETFs - Open a free Global Investing Account and fund it via your Indian bank account - Invest in trending ideas unique to US markets like AI Supply Chain, Robotics, Country Rotation, etc. Leave the underlying stock picking to experts. - Since fractional shares are supported, start investing with just $50 - Your investments stay fresh with automated rebalancing when the smallcase manager triggers a buy/sell action of underlying stocks - Invest with confidence via the GIFT City framework, fully compliant with Indian regulations INVEST IN MUTUAL FUNDS - Invest in baskets of direct mutual funds with zero commission - Select an idea like Parking your Savings, Sector Rotation, Flexicap Picks, etc, and leave the selection of underlying mutual funds to experts - SIP into multiple mutual funds at once TRACK YOUR NET WORTH WITH WEALTH OFFICE - Get a 360° view of your finances across stocks, mutual funds, gold, real estate, FDs, EPF, loans, and credit health - Chat with Wealth Office AI to uncover insights about your wealth, forecast your net worth, and get roadmaps for your financial goals GET LOAN AGAINST SECURITIES - Get a loan against your stock and mutual fund investments, without selling them - Avail low interest rates starting at 9.9% p.a. - Repay at any time with no foreclosure charges Tenure: 36 months Maximum Annual Percentage Rate (APR): 13% Registered Non-Banking Financial Company (NBFC) Lenders: - DSP Finance Private Limited - The South Indian Bank Limited - Bajaj Finance Limited Example: Interest Rate: 16% p.a. Tenure: 36 months Cash to be credited: ₹1,00,000 Processing Fee: ₹2,073 GST: ₹373 Loan Insurance: ₹1,199 Total Loan Amount: ₹1,03,645 EMI: ₹3,644 Total Repayment Amount: ₹1,31,184 INVEST IN FIXED DEPOSITS - Open high-interest FDs with returns up to 8.5% p.a. - Get DICGC insurance up to ₹5 lakhs - Choose from Slice SF, Shivalik SF Bank, and more NOTE: Equity investments are subject to share market risk. Investments in global markets are subject to market, currency, regulatory, and jurisdictional risks. Read all the related documents carefully before investing. Investors should consider all risk factors and consult their financial advisors before investing. Representations are not indicative of future results. The quoted model portfolios are not recommendatory. For full disclosures, visit: https://smallcase.com/meta/disclosures Registered Address: CASE Platforms Private Limited #51, 3rd Floor, Le Parc Richmonde, Richmond Road, Shanthala Nagar, Richmond Town, Bangalore - 560025
Screenshots
Verdict
The clearest difference is ratings volume: LIC Digital at 124K against smallcase's 765. smallcase's advantage is update cadence (weekly vs every 5 weeks) and review sentiment (48% vs 26%). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for LIC Digital against 4.8 for smallcase. That said, the two scores are not equally well evidenced: LIC Digital has 124K ratings behind it against 765, so its average is the more settled of the two. Written reviews are what separate them: 26% of LIC Digital's written reviews are positive against 48% of smallcase's.
LIC Digital ships an update every 5 weeks, smallcase weekly. Both last shipped on November 3, 2026.
| Parameter | LIC Digital | smallcase |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (124K ratings) | 4.8 (765 ratings) — better |
| Positive reviews | 26.5% of reviews | 48.1% of reviews — better |
| Number of ratings | 124K — better | 765 |
| Update frequency | Every 5 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 100 MB | 158 MB |
| Age rating | 4+ | 4+ |
| Developer | Life Insurance Corporation of India | Smallcase Technologies Private Limited |
Customer experience
LIC Digital
smallcase
User reviews
LIC Digital
From 124K App Store ratingsWhat we love
- 🚀 Convenient one-stop app
- 🔒 Precaution to lock account until payment validation
- 👍 Easy to manage policies and services
- 👍 Friendly user interface
Room to improve
- 🐛 Frequent login issues
- 🐛 Unstable app performance
- 🐛 Incomplete/missing features
- 🐛 Compatibility issues across devices
- 🐛 Slow response times
smallcase
From 765 App Store ratingsWhat we love
- 👍 Easy-to-use interface and intuitive design
- 💡 Innovative concept of curated stock baskets (smallcases)
- 🎯 Helps beginners navigate stock market investing
- 🔗 Smooth integration with brokers like Zerodha
- 📊 Good portfolio management and visualization features
Room to improve
- 💸 High subscription fees that often outweigh returns
- 📉 Poor investment performance and significant losses reported
- 🐛 Frequent app crashes and freezing issues
- 🔐 Persistent login and authentication problems
- ⏱️ Session timeouts and automatic logouts
Bugs and requests
LIC Digital
Reported bugs
5 issues- Unable to login or login issues
- Blank screens and app crashes
- Keyboard issues for entering date of birth
- Payment processing failures
- Inconsistent app behavior
Requested features
5 requests- Add policy surrender and ECS payment options
- Provide policy status details like surrender value, loan details, etc.
- Implement push notifications for premium due alerts
- Improve UI and user experience
- Ensure seamless cross-device compatibility
smallcase
Reported bugs
16 issues- App crashes on startup and during operations
- Login failures with OTP not being sent
- Session expires too quickly requiring frequent re-login
- Rebalancing orders fail with 'not enough shares' errors
- Insufficient funds errors during rebalancing
Show 11 moreShow fewer
- Screen resize issues on iPhone SE3 with unclickable buttons
- App freezes at 'Collecting Ideas' screen
- Repair orders not functioning properly
- Portfolio not syncing with broker accounts
- Stocks sold in broker account not reflecting in app
- Search functionality not working properly
- App becomes unresponsive and slow
- Automatic logouts throughout the day
- Incompatibility with older iOS versions
- Payment gateway connection issues with Zerodha
- Groww integration causing repeated login requirements
Requested features
14 requests- iOS widget for quick portfolio viewing
- Ability to prepone/advance SIP dates for market opportunities
- Search functionality within smallcase stock lists
- Dividend tracking and reporting features
- Transaction reports filtered by smallcase
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- Download investment and returns reports
- Total fees paid summary
- Multiple account/profile login support
- Apple Watch app version
- Loan tracking and management features
- Better SIP analysis with amount-oriented outcomes
- Direct stock selling from demat account within app
- Limit order feature for stocks
- Complete Zerodha integration for real-time sync
In-app purchases
LIC Digital
No in-app purchases
smallcase
No in-app purchases









