Free

Details

  • Released
  • Updated
  • January 2, 2018
  • June 4, 2026

Features

LIC Digital screenshot #1 for iPhone
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About

Access comprehensive information and services for life insurance policies. Manage your policies, make payments, and find essential resources like office and agent locators. Stay updated with alerts and track your claims and requests.

View policy details
Online premium payment
Benefit illustration
Policy brochure download
Office and agent locator
Claim status enquiry
Premium calendar
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What users say

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What's New in LIC Digital

1.4.4

June 4, 2026

New app enhancement

User reviews

Conflicting app

Stupid app that does not let me use, unless I uninstall AnyDesk (which is a harmful/ conflicting app according to LIC). I know it’s a screen sharing app so for security purpose you can just warn us instead of forcing to uninstall it. What one day competitors like HDFC or TATA considers LIC as conflicting as ask to uninstall ?!?

A good developer should give the user choice. A warning is enough to tell the customer of the conflicting app, forcing to uninstall is totally baseless.

I use AnyDesk for my business purposes. Now I am def not going uninstall that. So I uninstalled LIC Digital instead. Really sad that the consumer is bound and does not have choice even in this modern age.
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Please make a good app like other private finance/banking apps.

Dear lic, we are facing very much difficult in paying lic premiums and getting to know the due dates, due amount and etc. This app is worst of its kind. OTP wont work. App wont open. Login cant be done on time. Everything is old waste junk. Sorry to say this. LIC is a big company you should not have app like this… everyone is upgrading. Even non-banking companies very low customers bank/finance companies have a good functioning app. With new model fully functional app new customers will come, people will be encouraged to pay online. Payments will be done quickly since everyone has a busy life. You should make everyone’s life even more easy with your app. If you need any input contact me but please make excellent app with exceptional features which are not even available in any other. Please it’s a request. Sorry if you offended with my review but it is my view for my lic.
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Not fast and so much lag

I am trying to update my password, I am not receiving Otp immediately it comes after 15min and by the time it expires it us not one time I faced this issue so many days. There should be option to add any family member in the login as parents or illaws or brothers, at least we should have option to pay for others through our login so we can maintain some history of our payment to family members policies, I hope for LIC only wife and children are considered as family.
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Suboptimal App

The app requires you to log in to your account, each time you use the app. Why doesn't my account stay "logged in", on my own phone is something I am unable to understand. Resetting the password every few months is another task in itself. For the DOB that needs to be filled, to reset the password - the app provides a weird keyboard without the "/" to separate the dd/mm/yyyy! Why! Why would you do that? The OTPs to reset the password arrive late. Payment options are quite limited and not saved, prompting you to fill details....yet again. The app just fills like a glorified Web page....nothing else. The company should take some tips from the banking apps available in India, on how to design a decent app. Truly frustrating experience to the core!
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Extremely Disappointing – App Not Working for Over a Year!

This is by far one of the worst apps I’ve ever used. I have not been able to log in for more than a year now! Despite multiple updates, the issue still persists. No proper error message, no support, and no improvement from the developer’s side.

It’s unacceptable that a major organization like LIC cannot provide a stable and user-friendly app in today’s digital age. I’ve missed important updates and had to rely on outdated manual methods because the app simply refuses to work.

If LIC really values its policyholders, this app needs a complete overhaul. Fix the login issues immediately and provide proper support to users. Extremely frustrating experience. NOT recommended until they make serious improvements.
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Developer apps

User experience

🐞

Reported Bugs

5 issues

Unable to login or login issues

Bug

Blank screens and app crashes

Bug

Keyboard issues for entering date of birth

Bug

Payment processing failures

Bug

Inconsistent app behavior

Bug

Requested Features

5 requests

Add policy surrender and ECS payment options

Feature

Provide policy status details like surrender value, loan details, etc.

Feature

Implement push notifications for premium due alerts

Feature

Improve UI and user experience

Feature

Ensure seamless cross-device compatibility

Feature

FAQ

What does the LIC Digital app do?

The LIC Digital app provides LIC customers with fingertip access to all information about LIC products and portal services. It allows users to view policy details, make premium payments, download brochures, and access various service requests and status updates.

What are the key features of the LIC Digital app?

Key features include viewing policies for self and family, online premium payments, premium calculators, benefit illustrations, policy brochure downloads, office and agent locators, claim status inquiries, and premium paid statements.

Is the LIC Digital app free to use?

Yes, the LIC Digital app is free to download and use. There are no charges associated with accessing the information and services provided within the application.

Who is the target audience for the LIC Digital app?

The app is specifically developed for LIC's esteemed customers. It is designed for individuals who have life insurance policies with LIC and wish to manage them digitally.

How can I use the app to manage my policy payments?

You can easily manage your policy payments through the app by signing in with your registered mobile number or email ID. The app allows for online renewal premium payments and top-up payments.