Comparison

Your Flex Benefits vs CB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Your Flex Benefits

Manage your Aptia365 Spending, Savings, and Reimbursement Accounts on the go. Access account balances, track claims, and submit reimbursements with ease. This app provides 24/7 convenience to maximize your benefit dollars.

Highlights
  • Check account balances
  • View claim status
  • Submit claims
  • Upload receipts via camera
  • Manage providers
  • Order replacement benefits cards
  • Sign up for account alerts
Features
Read full description

For participants enrolled in Aptia365 benefits powered by TRI-AD. The Your Flex Benefits mobile app makes accessing your Aptia365 Spending, Savings and Reimbursement Accounts powered by TRI-AD easy and convenient! Your Flex Benefits allows you to take your accounts with you wherever you go – 24/7 - to ensure you get the most out of your benefit dollars. To use Your Flex Benefits mobile app you must register within the app, creating a Username and Password. Once you’ve created your account, simply use the Username and Password you created to access your accounts. The features available in Your Flex Benefits mobile app allow you to: · Check your account balances · View claim status · Manage your providers · View information on your benefit elections, payments and contributions · Submit a claim right from your mobile device · Use your device’s camera to take a picture of your receipt and upload the image directly to your account · Manage your Personal Profile and sign up for Account Alerts · Report your Mercer Marketplace Benefits Card lost or stolen · Order additional or replacement Benefits Cards for you and your eligible dependents · Review online resources regarding eligible expenses, benefit summaries and more Download the Your Flex Benefits mobile app today!

About

CB

Features
Read full description

This app supports internal event coordination for bank staff. Not intended for customer use.

Screenshots

Your Flex Benefits4 screens
CB3 screens

Verdict

The call

The clearest difference is ads: CB at none against Your Flex Benefits's shown. Your Flex Benefits's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Your Flex Benefits ships an update every 3 months, CB every 2 months. The most recent releases landed on October 21, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 8 level
Your Flex Benefits versus CB: the parameters behind the verdict, then further details
ParameterYour Flex BenefitsCB
PriceFreeFree
Rating4.5 (1.7K ratings) — better—
Positive reviews13.3% of reviews—
Number of ratings1.7K — better—
Update frequencyEvery 3 monthsEvery 2 months — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size30 MB64 MB
Age rating4+4+
DeveloperAptia UK LimitedColumbia Banking System, Inc.

Bugs and requests

Your Flex Benefits

Reported bugs

5 issues
  • Logs users out frequently
  • Registration process issues
  • Login errors
  • App crashes
  • Incompatibility with older devices

Requested features

3 requests
  • Allow copy-pasting of one-time passwords
  • Improve password management
  • Provide better access to account information

CB

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Your Flex Benefits

No in-app purchases

None

CB

No in-app purchases

Questions

Is Your Flex Benefits free?
Your Flex Benefits is free to download, with no in-app purchases.
Is CB free?
CB is free to download, with no in-app purchases.
Do Your Flex Benefits or CB have ads?
Your Flex Benefits shows ads; CB does not.
Which is updated more often, Your Flex Benefits or CB?
Your Flex Benefits ships an update every 3 months, and CB every 2 months. Most recently, Your Flex Benefits was updated on October 21, 2026 and CB on October 12, 2026.

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