Comparison

PayJunction vs ThryvPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayJunction

This app allows existing customers to process payments and collect electronic signatures on the go. It supports keying in credit cards, sending email receipts, and offers next-day deposits. It is PCI Level 1 compliant for secure transactions.

Highlights
  • Key-in credit cards
  • Send receipts via email
  • Collect electronic signatures
  • Next-day deposits
  • PCI Level 1 compliance
  • Process ACH payments
Features
Read full description

Process payments on the go with PayJunction’s mobile app. You must be an existing PayJunction customer to use this companion app on your iPhone or iPad. Features • Key-in credit cards • Send receipts via email • Collect customers' signatures electronically • Receive next-day deposits • Achieve PCI Level 1 compliance • Remember to update the app often as we’ll be adding more features throughout 2018! PayJunction allows U.S.-based businesses to process payments and capture electronic signatures for card-present and card-not-present transactions. Users can set up recurring billing schedules, process ACH payments, store tokenized cards on file, recharge and refund with a click and access the system from any computer, smartphone or tablet with an Internet connection. The Smart Terminal for retail transactions is plug and play, allowing businesses to process EMV (chip), magstripe cards (swipe), and NFC-enabled devices without having to print or store paper receipts. PayJunction is a Level 1 PCI compliant provider.

About

ThryvPay

Accept payments anywhere, anytime with this business app. It supports contactless, credit card, bank transfers, and digital wallet payments. Manage transactions, set up recurring payments, and offer financing options to your customers.

Highlights
  • Accept all major credit cards
  • Contactless payment options
  • Automated bank transfers
  • Digital wallet payments
  • Recurring payment setup
  • Instant payment requests
  • Real-time transaction tracking
Features
Read full description

Getting paid faster has never been easier. ThryvPay lets you accept payments anywhere, anytime, with just a few clicks. ThryvPay mobile app is free to download with no hidden fees or set-up costs. Offer safe and secure contactless payments while providing convenience to your customers with the ThryvPay Mobile Card reader which offers on the go tap, insert and swiped credit card payment options, QR code payments and instant payment requests right from your mobile phone. Accept all major credit cards with competitive processing rates, next-day funding, and charge optional flat convenience fees or surcharge fees to minimize processing costs. Accept Automated Bank Transfers and save even more on fees. Set the max you will accept for credit card transactions. Accept in-demand digital payment options from Wallet Pay, giving your customers convenience at check-out. Wallet Pay incurs the same processing fees as credit card payments, reduces paper usage with electronic receipts, and provide accessibility and encryption for extra security. Give your customers more purchasing power with affordable ThryvPay Financing options now available for select industries (U.S. only). Create and save your customized services for easy management and organization. ThryvPay allows you to create instant payment requests for your saved paid services. Offer your customers flexibility by setting up automatic one-time payments or recurring payments to build customer loyalty. Allow optional tipping to increase profits for you and your staff. Get real-time payment activity and details for all your transactions in one place. View and manage your payments, fees, and deposits. Track pending, paid and overdue payments, so your accounting is always up to date. Subject to ThryvPay terms of use and privacy policy. Terms and Conditions: https://thryv.com/thryvpay-terms/

Screenshots

PayJunction4 screens
ThryvPay4 screens

Verdict

The call

The clearest difference is ratings volume: ThryvPay at 46 against PayJunction's 8. PayJunction's advantage is iOS requirement (9.0 vs 15.2). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for PayJunction against 4.4 for ThryvPay. That said, the two scores are not equally well evidenced: ThryvPay has 46 ratings behind it against 8, so its average is the more settled of the two. Written reviews are what separate them: 100% of PayJunction's written reviews are positive against 93% of ThryvPay's.

UpkeepUpdate frequency

PayJunction ships an update every 3 weeks, ThryvPay fortnightly. The most recent releases landed on September 28, 2026 and September 30, 2026 respectively.

Scorecard2 real differences · 8 level
PayJunction versus ThryvPay: the parameters behind the verdict, then further details
ParameterPayJunctionThryvPay
PriceFreeFree
Rating4.5 (8 ratings) — better4.4 (46 ratings)
Positive reviews100.0% of reviews — better93.3% of reviews
Number of ratings846 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.0 — better15.2
Further details — not scored
Size11 MB119 MB
Age rating4+17+
DeveloperMessiahic, Inc.Thryv, Inc.

Customer experience

PayJunction

All ratings8 ratings
Positive75.0%
Neutral25.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

ThryvPay

All ratings46 ratings
Positive82.6%
Neutral4.3%
Negative13.0%
Written reviews15 reviews
Positive93.3%
Neutral0.0%
Negative6.7%

In-app purchases

None

PayJunction

No in-app purchases

None

ThryvPay

No in-app purchases

Questions

Is PayJunction free?
PayJunction is free to download, with no in-app purchases.
Is ThryvPay free?
ThryvPay is free to download, with no in-app purchases.
Which has better reviews, PayJunction or ThryvPay?
PayJunction is rated higher. PayJunction averages 4.5 out of 5 from 8 ratings, while ThryvPay averages 4.4 from 46 ratings.
Do PayJunction or ThryvPay have ads?
Neither PayJunction nor ThryvPay shows ads.
Which is updated more often, PayJunction or ThryvPay?
PayJunction ships an update every 3 weeks, and ThryvPay fortnightly. Most recently, PayJunction was updated on September 28, 2026 and ThryvPay on September 30, 2026.

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