Xpress Bill Pay vs FSB Watonga
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Xpress Bill Pay
This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.
- Quick and secure bill payments
- Partnerships with local billing organizations
- Auto-pay functionality
- Up-to-the-minute account alerts
- Payment via credit/debit card or bank account
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Use Xpress Bill Pay to pay your bills quickly and securely. We've partnered with your local city and other billing organizations to provide you with the simplest way to pay. Getting started is as simple as selecting your billing organizations and looking up your account. Features include: - Never miss a bill again with auto pay - Up to the minute account alerts - Pay with your credit / debit card or bank account.
FSB Watonga
Manage your bank accounts conveniently from your mobile device. This free application offers secure and fast access to check balances and transfer funds with ease. Start banking on the go using your existing internet banking credentials.
- Bank on the go
- Manage bank accounts
- Check balances
- Transfer money
- Secure access
- Fast performance
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Mobile Banking by FSB Watonga allows you to bank on the go. It's free to download and offers quick access for managing your bank accounts. Check your balances, transfer money with just a touch. Our app is fast, secure, and free. Use your current Internet Banking login information to start Mobile Banking today.
Screenshots
Verdict
The clearest difference is rating: Xpress Bill Pay at 4.8 against FSB Watonga's 3.8. Xpress Bill Pay also leads on ratings volume (28K vs 11) and iOS requirement (12.2 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Xpress Bill Pay holds the better App Store score, 4.8 against 3.8. That said, the two scores are not equally well evidenced: Xpress Bill Pay has 28K ratings behind it against 11, so its average is the more settled of the two.
Xpress Bill Pay ships an update every 6 weeks, FSB Watonga monthly. The most recent releases landed on November 8, 2026 and October 30, 2026 respectively.
| Parameter | Xpress Bill Pay | FSB Watonga |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (28K ratings) — better | 3.8 (11 ratings) |
| Positive reviews | 46.3% of reviews | — |
| Number of ratings | 28K — better | 11 |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.2 — better | 15.6 |
| Further details — not scored | ||
| Size | 91 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Xpress Solutions Inc. | First State Bank Watonga |
Customer experience
Xpress Bill Pay
FSB Watonga
Bugs and requests
Xpress Bill Pay
Reported bugs
4 issues- Update loop causing login issues
- App crashing on launch
- Payment method validation problems
- Scheduled payments not showing up
Requested features
5 requests- Ability to schedule payments
- Option to pay multiple bills at once
- More detailed bill information
- Touch ID/biometric login support
- Improved dark mode compatibility
FSB Watonga
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Xpress Bill Pay
No in-app purchases
FSB Watonga
No in-app purchases
Questions
Is Xpress Bill Pay free?
Is FSB Watonga free?
Which has better reviews, Xpress Bill Pay or FSB Watonga?
Do Xpress Bill Pay or FSB Watonga have ads?
Which is updated more often, Xpress Bill Pay or FSB Watonga?
Other comparisons
