Comparison

Northmill vs SEB ID

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Northmill

Manage your money with a free card and account, earn interest on savings, and consolidate loans to lower your rates. Access a flexible credit line for an extra financial buffer. This app aims to simplify your financial life.

Highlights
  • Free card and account with no hidden fees
  • Interest-earning savings accounts with deposit guarantee
  • Loan consolidation up to 300,000 SEK with guaranteed lower interest
  • Flexible credit line up to 50,000 SEK
  • Connect to Apple Pay
  • Card made from recycled plastic
Features
Read full description

Take full control of your finances – download the Northmill app for free! Join 600,000 others and experience how easy it is! Free card & account – no hidden fees - No foreign transaction fees when shopping abroad - No annual or withdrawal fees - Card made from recycled plastic - Connect to Apple Pay and start using it instantly Smarter savings with interest & deposit guarantee - Open a savings account quickly and easily - Your money grows with a government deposit guarantee - Start saving today – your future self will thank you Consolidate your loans & lower your interest rate - With our loan consolidation, you can combine loans up to 300,000 SEK - If you meet the criteria, we guarantee a lower interest rate - Simplify your finances – fewer loans, lower monthly costs Flexible credit line – borrow up to 50,000 SEK - Individual interest rates & smooth transfers - Pay only for the amount you use - Perfect as an extra buffer – no annual fees More to come! We are constantly working to improve our services and build the bank of the future together with you. Stay tuned for new smart features!

About

SEB ID

Securely log in to digital banking services and sign transactions with advanced authentication. This standalone app offers a user-friendly interface for enhanced convenience and broader geographical access to financial channels.

Highlights
  • Secure Login
  • Transaction Signing
  • User-Friendly Interface
  • Enhanced Convenience
  • Broader Geographical Coverage
Read full description

SEB ID is an authentication method designed to enhance access to SEB's digital channels. This standalone mobile application ensures secure login and transaction signing, providing broader geographical coverage and improved convenience. Key features: * Secure Login: Protect your identity with advanced security measures. * Transaction Signing: Easily sign transactions with just a few taps. * User-Friendly Interface: Enjoy a seamless and intuitive user experience. To use SEB ID, you need to be able to log in with your user ID to Business Arena, or log in with your customer ID to Private Wealth Management and Family Office.

Screenshots

Northmill4 screens
SEB ID4 screens

Verdict

The call

The clearest difference is update cadence: Northmill at weekly against SEB ID's every 6 weeks. Northmill also leads on ratings volume (17 vs 2) and iOS requirement (15.1 vs 17.0). SEB ID's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SEB ID holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Northmill has 17 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Northmill ships an update weekly, SEB ID every 6 weeks. The most recent releases landed on September 20, 2026 and September 18, 2026 respectively.

Scorecard4 real differences · 5 level
Northmill versus SEB ID: the parameters behind the verdict, then further details
ParameterNorthmillSEB ID
PriceFreeFree
Rating4.8 (17 ratings)5.0 (2 ratings) — better
Number of ratings17 — better2
Update frequencyWeekly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size181 MB31 MB
Age rating4+4+
DeveloperNorthmill Bank ABSkandinaviska Enskilda Banken AB (publ)

Customer experience

Northmill

All ratings17 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SEB ID

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Northmill

No in-app purchases

None

SEB ID

No in-app purchases

Questions

Is Northmill free?
Northmill is free to download, with no in-app purchases.
Is SEB ID free?
SEB ID is free to download, with no in-app purchases.
Which has better reviews, Northmill or SEB ID?
SEB ID is rated higher. Northmill averages 4.8 out of 5 from 17 ratings, while SEB ID averages 5.0 from 2 ratings.
Do Northmill or SEB ID have ads?
Neither Northmill nor SEB ID shows ads.
Which is updated more often, Northmill or SEB ID?
Northmill ships an update weekly, and SEB ID every 6 weeks. Most recently, Northmill was updated on September 20, 2026 and SEB ID on September 18, 2026.

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