Moneygment vs Virtual Pag
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moneygment
Manage your finances with this comprehensive app. Send money, pay bills, make investments, and get insured all in one place. It's designed for individuals without traditional bank accounts to handle essential financial tasks.
- Send money
- Pay bills and taxes
- Manage contributions
- Investments
- Insurance
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Your finances in an app, your future in a tap! Moneygment is an all-in-one financial app where you can send money, pay bills, manage contributions, invest and get insured – anytime and anywhere! This app is perfect for freelancers, SMEs, OFWs, homemakers and people with no bank accounts to pay for taxes and government contributions like SSS, Pagibig and Philhealth! You can do the following with Moneygment! • Send money • Compute and pay your real property tax • Pay for SSS loans, utilities and government contributions • Investments and insurance
Virtual Pag
Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.
- View savings and MP2 records
- Monitor loan balances
- Track payments
- Apply for short-term loans
- Online payment options
- Check loan status
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The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.
Screenshots
Verdict
The clearest difference is review sentiment: Moneygment at 53% against Virtual Pag's 0%. Moneygment also leads on rating (3.2 vs 2.8). Virtual Pag's advantage is iOS requirement (13.1 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Moneygment holds the better App Store score, 3.2 against 2.8. Both are backed by a comparable volume of ratings — 24 and 13 respectively. Written reviews point the same way: 53% of Moneygment's written reviews are positive against 0% of Virtual Pag's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 20, 2026 and August 7, 2026 respectively.
| Parameter | Moneygment | Virtual Pag |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (24 ratings) — better | 2.8 (13 ratings) |
| Positive reviews | 52.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 24 — better | 13 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.1 — better |
| Further details — not scored | ||
| Size | 66 MB | 132 MB |
| Age rating | 4+ | 4+ |
| Developer | Togetech Inc. | Pag-IBIG Fund |
Customer experience
Moneygment
Virtual Pag
In-app purchases
Moneygment
No in-app purchases
Virtual Pag
No in-app purchases
