Comparison

Moneygment vs RCBC Pulz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moneygment

Manage your finances with this comprehensive app. Send money, pay bills, make investments, and get insured all in one place. It's designed for individuals without traditional bank accounts to handle essential financial tasks.

Highlights
  • Send money
  • Pay bills and taxes
  • Manage contributions
  • Investments
  • Insurance
Features
Read full description

Your finances in an app, your future in a tap! Moneygment is an all-in-one financial app where you can send money, pay bills, manage contributions, invest and get insured – anytime and anywhere! This app is perfect for freelancers, SMEs, OFWs, homemakers and people with no bank accounts to pay for taxes and government contributions like SSS, Pagibig and Philhealth! You can do the following with Moneygment! • Send money • Compute and pay your real property tax • Pay for SSS loans, utilities and government contributions • Investments and insurance

About

RCBC Pulz

Manage all your bank accounts, cards, and loans from a single, modern interface. Perform transactions, open new accounts, and track spending with ease. Offers financial literacy resources and investment opportunities.

Highlights
  • Unified account view
  • Hassle-free transactions
  • Open accounts remotely
  • Transaction history tracking
  • QR code payments
  • Cardless ATM withdrawals
  • In-app investments
Features
Read full description

YOUR PULZ EXPERIENCE, MADE PERSONAL Meet the refreshed RCBC Pulz, your digital banking app for everyday banking. Enjoy a new, more personal experience for sending money online, managing your cards, growing your savings, and more. BECOME A HEXAGON CLUB MEMBER ONLINE Enjoy the privileges that come with being a Hexagon Club member. Join in-app to unlock exclusive rewards, lifestyle perks, and personalized support tailored to your banking needs. RECEIVE US DOLLARS AND CONVERT ON DEMAND Have more flexibility with your US funds through your US Virtual Account. Receive US dollars and convert them to Philippine pesos whenever it suits you, giving you greater control over your money. SEND MONEY ONLINE FOR FREE Enjoy unlimited free transfers to local banks through InstaPay, PESONet, and QRPh, and conveniently send money online for everyday payments or move funds between accounts. DEPOSIT CHECKS FROM YOUR PHONE No need to make a trip to the branch just to deposit a check. With mobile check deposit, you can submit checks through the app and take care of it wherever you are. EASILY MANAGE YOUR RCBC CREDIT CARDS Keep your credit cards within reach and stay on top of your spending. Check your card activity, view your transactions, and access key card services whenever you need them. LET YOUR SAVINGS DO MORE Give your money more room to grow with an online Time Deposit. Open your account digitally, keep track of your deposits, and make the most of your savings as you work toward your financial goals. GET SUPPORT THAT KNOWS YOU When you need assistance, connect with your dedicated Hexagon Club support team for personalized help from people who understand your banking relationship. MORE WAYS TO BANK WITH PULZ Go beyond the essentials with more digital banking services designed around your everyday needs. Send or request payments, pay bills, buy load, deposit or withdraw cash, and manage your loans and investments through Pulz. From Foreign Exchange and Bank Certificate requests to additional account services, Pulz gives you more ways to stay on top of your finances and work toward your financial goals. ——— Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas (BSP) https://bsp.gov.ph Deposits are insured by PDIC up to P1 Million per depositor. Copyright 2026, Rizal Commercial Banking Corporation. All rights reserved. A Member of the Yuchengco Group of Companies

Screenshots

Moneygment4 screens
RCBC Pulz4 screens

Verdict

The call

The clearest difference is rating: Moneygment at 3.2 against RCBC Pulz's 2.0. Moneygment also leads on review sentiment (53% vs 18%) and device support (3 vs 1). RCBC Pulz's advantage is update cadence (every 4 weeks vs every 2 months) and ratings volume (93 vs 24). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Moneygment holds the better App Store score, 3.2 against 2.0. Both are backed by a comparable volume of ratings — 24 and 93 respectively. Written reviews point the same way: 53% of Moneygment's written reviews are positive against 18% of RCBC Pulz's.

UpkeepUpdate frequency

Moneygment ships an update every 2 months, RCBC Pulz every 4 weeks. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
Moneygment versus RCBC Pulz: the parameters behind the verdict, then further details
ParameterMoneygmentRCBC Pulz
PriceFreeFree
Rating3.2 (24 ratings) — better2.0 (93 ratings)
Positive reviews52.7% of reviews — better18.2% of reviews
Number of ratings2493 — better
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.6
Further details — not scored
Size66 MB161 MB
Age rating4+4+
DeveloperTogetech Inc.Rizal Commercial Banking Corporation

Customer experience

Moneygment

All ratings24 ratings
Positive50.0%
Neutral12.5%
Negative37.5%
Written reviews129 reviews
Positive52.7%
Neutral6.2%
Negative41.1%

RCBC Pulz

All ratings84 ratings
Positive21.4%
Neutral3.6%
Negative75.0%
Written reviews176 reviews
Positive18.2%
Neutral3.4%
Negative78.4%

In-app purchases

None

Moneygment

No in-app purchases

None

RCBC Pulz

No in-app purchases

Questions

Is Moneygment free?
Moneygment is free to download, with no in-app purchases.
Is RCBC Pulz free?
RCBC Pulz is free to download, with no in-app purchases.
Which has better reviews, Moneygment or RCBC Pulz?
Moneygment is rated higher. Moneygment averages 3.2 out of 5 from 24 ratings, while RCBC Pulz averages 2.0 from 93 ratings.
Do Moneygment or RCBC Pulz have ads?
Neither Moneygment nor RCBC Pulz shows ads.
Which is updated more often, Moneygment or RCBC Pulz?
Moneygment ships an update every 2 months, and RCBC Pulz every 4 weeks. Most recently, Moneygment was updated on October 24, 2026 and RCBC Pulz on October 24, 2026.

Other comparisons