Moneygment vs BDO Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moneygment
Manage your finances with this comprehensive app. Send money, pay bills, make investments, and get insured all in one place. It's designed for individuals without traditional bank accounts to handle essential financial tasks.
- Send money
- Pay bills and taxes
- Manage contributions
- Investments
- Insurance
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Your finances in an app, your future in a tap! Moneygment is an all-in-one financial app where you can send money, pay bills, manage contributions, invest and get insured – anytime and anywhere! This app is perfect for freelancers, SMEs, OFWs, homemakers and people with no bank accounts to pay for taxes and government contributions like SSS, Pagibig and Philhealth! You can do the following with Moneygment! • Send money • Compute and pay your real property tax • Pay for SSS loans, utilities and government contributions • Investments and insurance
BDO Pay
This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.
- Scan QR Ph codes
- Send money for free to BDO accounts
- Pay bills with no service fees
- Request money from users
- Split bills
- Buy load
- QR withdrawals and deposits
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No fees on ALL transactions. No cash-in needed. No hassle. BDO Pay Mo Na! Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay. More reasons to love BDO Pay • Manage your BDO Credit Card and explore available Installment Offers. • View and redeem Rewards Points anytime, anywhere. • Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders. • Withdraw for free at any QR-enabled BDO ATM nationwide. • Lock or unlock your BDO Debit or Credit Card and manage limits with ease. • Open a Basic Account with no initial deposit and no maintaining balance required. BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph. For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.
Screenshots
Verdict
The clearest difference is rating: BDO Pay at 4.8 against Moneygment's 3.2. BDO Pay also leads on ratings volume (1.7K vs 24) and update cadence (monthly vs every 2 months). Moneygment's advantage is monetization model (free vs free with in-app purchases) and review sentiment (53% vs 31%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BDO Pay holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: BDO Pay has 1.7K ratings behind it against 24, so its average is the more settled of the two. Written reviews complicate that: 53% of Moneygment's written reviews are positive against 31% of BDO Pay's, so the app with the better star average is not the one people write more warmly about.
Moneygment ships an update every 2 months, BDO Pay monthly. The most recent releases landed on October 8, 2026 and October 15, 2026 respectively.
| Parameter | Moneygment | BDO Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (24 ratings) | 4.8 (1.7K ratings) — better |
| Positive reviews | 52.7% of reviews — better | 30.8% of reviews |
| Number of ratings | 24 | 1.7K — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 66 MB | 576 MB |
| Age rating | 4+ | 4+ |
| Developer | Togetech Inc. | BDO Unibank, Inc. |
Customer experience
Moneygment
BDO Pay
In-app purchases
Moneygment
No in-app purchases
BDO Pay
No in-app purchases
