STIV vs IO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
STIV
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STIV concentra tutte le informazioni in un'unica app! Tessera fedeltà, prossimi appuntamenti e coupon ricevuti verranno direttamente inviati alla tua app.
IO
Interact securely with Italian public administrations. Access services, receive communications, and manage payments all in one place. Store digital versions of personal documents and pay notices easily.
- Digital personal documents
- Receive public administration messages
- Manage deadlines
- Pay pagoPA notices
- Download pagoPA receipts
- Secure login with SPID/CIE
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Con l’app IO interagisci in modo semplice e sicuro con diverse Pubbliche Amministrazioni italiane, sia locali che nazionali. Puoi accedere a tutti i loro servizi, ricevere comunicazioni e gestire i pagamenti, in un'unica app. In particolare, tramite IO puoi: - aggiungere i tuoi documenti personali al Portafoglio dell’app per averli in versione digitale e sempre con te, sul tuo dispositivo; - ricevere messaggi e comunicazioni rilevanti dagli enti pubblici, incluse quelle a valore legale; - ricordare e gestire le tue scadenze verso la Pubblica Amministrazione; - pagare qualsiasi avviso pagoPA, inquadrando il codice QR o a partire da un messaggio ricevuto in app; - scaricare le tue ricevute pagoPA, anche se non hai pagato tramite l’app. Per iniziare con IO, accedi all’app con le tue credenziali SPID o, in alternativa, con la tua Carta d’Identità Elettronica (CIE) o l’app CieID. Dopo il primo accesso, potrai accedere ancora più velocemente digitando un PIN che hai scelto o tramite riconoscimento biometrico (impronta digitale o riconoscimento del volto), mantenendo un'autenticazione sicura. IO è un’app che evolve giorno dopo giorno, anche grazie ai tuoi feedback: se nell'utilizzarla noti qualcosa che non funziona come dovrebbe o che pensi possa essere migliorata, puoi segnalarlo con funzionalità dedicate presenti in app. Dichiarazione di accessibilità: https://form.agid.gov.it/view/0125cff0-97b7-11f0-b1d3-cb68959f3505
Screenshots
Verdict
The clearest difference is update cadence: IO at fortnightly against STIV's every 2 months. STIV's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
STIV ships an update every 2 months, IO fortnightly. The most recent releases landed on January 20, 2026 and September 26, 2026 respectively.
| Parameter | STIV | IO |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (832 ratings) — better |
| Positive reviews | — | 35.1% of reviews |
| Number of ratings | — | 832 — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 43 MB | 131 MB |
| Age rating | 4+ | 17+ |
| Developer | BE READY SOFTWARE DI SALVUCCI MARINA | PagoPA S.p.A. |
Bugs and requests
STIV
Not enough reviews yet to summarise bugs or requests.
IO
Reported bugs
17 issues- App crashes and freezes frequently
- Cannot add payment methods or cards
- Transactions not recognized or recorded
- Cashback not credited despite valid purchases
- Language settings not applying to notifications
Show 12 moreShow fewer
- Login and authentication failures
- Wallet section under maintenance
- Inconsistent data display and synchronization
- Payment processing errors and timeouts
- Developer mode exposed in production
- Subscription charges not appearing in app settings
- Contactless transactions not recognized
- Duplicate card registration requirements
- Green pass certification not updating
- Temporary error messages without resolution
- Missing IBAN registration functionality
- Inconsistent card appearance/disappearance in wallet
Requested features
15 requests- Apple Pay and Google Pay integration
- Passport storage capability
- Offline document access
- Wallet integration for digital documents
- Two-way messaging with government officials
Show 10 moreShow fewer
- Search functionality for municipalities
- Automatic document export to Apple/Google Wallet
- Support for more payment methods
- Faster transaction processing
- Better notification management
- Service categorization and filtering
- Bulk service activation/deactivation
- More municipal services integration
- QR code generation for easier registration
- Support for various document types (driver's license, ID card)
In-app purchases
STIV
No in-app purchases
IO
No in-app purchases









