Comparison

STIV vs IO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

STIV

Features
Read full description

STIV concentra tutte le informazioni in un'unica app! Tessera fedeltà, prossimi appuntamenti e coupon ricevuti verranno direttamente inviati alla tua app.

About

IO

Interact securely with Italian public administrations. Access services, receive communications, and manage payments all in one place. Store digital versions of personal documents and pay notices easily.

Highlights
  • Digital personal documents
  • Receive public administration messages
  • Manage deadlines
  • Pay pagoPA notices
  • Download pagoPA receipts
  • Secure login with SPID/CIE
Features
Read full description

Con l’app IO interagisci in modo semplice e sicuro con diverse Pubbliche Amministrazioni italiane, sia locali che nazionali. Puoi accedere a tutti i loro servizi, ricevere comunicazioni e gestire i pagamenti, in un'unica app. In particolare, tramite IO puoi: - aggiungere i tuoi documenti personali al Portafoglio dell’app per averli in versione digitale e sempre con te, sul tuo dispositivo; - ricevere messaggi e comunicazioni rilevanti dagli enti pubblici, incluse quelle a valore legale; - ricordare e gestire le tue scadenze verso la Pubblica Amministrazione; - pagare qualsiasi avviso pagoPA, inquadrando il codice QR o a partire da un messaggio ricevuto in app; - scaricare le tue ricevute pagoPA, anche se non hai pagato tramite l’app. Per iniziare con IO, accedi all’app con le tue credenziali SPID o, in alternativa, con la tua Carta d’Identità Elettronica (CIE) o l’app CieID. Dopo il primo accesso, potrai accedere ancora più velocemente digitando un PIN che hai scelto o tramite riconoscimento biometrico (impronta digitale o riconoscimento del volto), mantenendo un'autenticazione sicura. IO è un’app che evolve giorno dopo giorno, anche grazie ai tuoi feedback: se nell'utilizzarla noti qualcosa che non funziona come dovrebbe o che pensi possa essere migliorata, puoi segnalarlo con funzionalità dedicate presenti in app. Dichiarazione di accessibilità: https://form.agid.gov.it/view/0125cff0-97b7-11f0-b1d3-cb68959f3505

Screenshots

STIV3 screens
IO4 screens

Verdict

The call

The clearest difference is update cadence: IO at fortnightly against STIV's every 2 months. STIV's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

STIV ships an update every 2 months, IO fortnightly. The most recent releases landed on January 20, 2026 and September 26, 2026 respectively.

Scorecard2 real differences · 8 level
STIV versus IO: the parameters behind the verdict, then further details
ParameterSTIVIO
PriceFreeFree
Rating—4.8 (832 ratings) — better
Positive reviews—35.1% of reviews
Number of ratings—832 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size43 MB131 MB
Age rating4+17+
DeveloperBE READY SOFTWARE DI SALVUCCI MARINAPagoPA S.p.A.

Bugs and requests

STIV

Not enough reviews yet to summarise bugs or requests.

IO

Reported bugs

17 issues
  • App crashes and freezes frequently
  • Cannot add payment methods or cards
  • Transactions not recognized or recorded
  • Cashback not credited despite valid purchases
  • Language settings not applying to notifications
Show 12 more
  • Login and authentication failures
  • Wallet section under maintenance
  • Inconsistent data display and synchronization
  • Payment processing errors and timeouts
  • Developer mode exposed in production
  • Subscription charges not appearing in app settings
  • Contactless transactions not recognized
  • Duplicate card registration requirements
  • Green pass certification not updating
  • Temporary error messages without resolution
  • Missing IBAN registration functionality
  • Inconsistent card appearance/disappearance in wallet

Requested features

15 requests
  • Apple Pay and Google Pay integration
  • Passport storage capability
  • Offline document access
  • Wallet integration for digital documents
  • Two-way messaging with government officials
Show 10 more
  • Search functionality for municipalities
  • Automatic document export to Apple/Google Wallet
  • Support for more payment methods
  • Faster transaction processing
  • Better notification management
  • Service categorization and filtering
  • Bulk service activation/deactivation
  • More municipal services integration
  • QR code generation for easier registration
  • Support for various document types (driver's license, ID card)

In-app purchases

None

STIV

No in-app purchases

None

IO

No in-app purchases

Questions

Is STIV free?
STIV is free to download, with no in-app purchases.
Is IO free?
IO is free to download, with no in-app purchases.
Do STIV or IO have ads?
Neither STIV nor IO shows ads.
Which is updated more often, STIV or IO?
STIV ships an update every 2 months, and IO fortnightly. Most recently, STIV was updated on January 20, 2026 and IO on September 26, 2026.

Other comparisons