PFSAUTO® vs Carpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PFSAUTO®
Manage your auto loan accounts with ease. Make secure payments, track due dates, and find branch information. Receive timely reminders to avoid late payments.
- Make secure payments
- Check payment due dates
- Verify loan balance
- Receive notification reminders
- Find branch locations
- Contact local branches
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Make account management easier than ever with the PFSAUTO® Mobile App. Easily make a secure payment, check your next due date, call your local branch, and so much more — all right within the App! Plus, receive notification reminders so that you never have to worry about making a late payment. The PFSAUTO® Mobile App makes it easy to: • Make payments • Receive notification reminders • Check your next payment amount & due date • Verify your loan balance • View your last payment & amount • Find a branch near you • Contact your local branch easily Since 1995, Professional Financial Services (PFS) has purchased retail installment contracts for new and used automobiles, trucks, and motorcycles, originated by franchise and independent dealers. We are an experienced, flexible, and financially solid organization, which maintains personal and professional relationships with over 6,000 automobile dealers in 11 states. If you are not currently a customer with PFS, you can login as a guest and see store locations, contact information, and more. Once you have opened a loan account, you will be able to enjoy the App’s full functionality. Any account activity processed on a given day will not be reflected until the next business day. All Rights Reserved 2020 PFS is affiliated with the following Brands: Professional Financial Services, PFS Auto Finance, and PFS Financial Services.
Carpay
Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.
- Make loan payments
- Print receipts
- Check account balances
- Schedule autopay
- Enable notifications
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Manage your car loan through Carpay's mobile app. Make payments, print receipts, check balances, schedule autopay, and enable notifications so you never miss anything!
Screenshots
Verdict
The clearest difference is rating: Carpay at 4.8 against PFSAUTO®'s 2.5. Carpay also leads on review sentiment (46% vs 15%) and ratings volume (4.9K vs 19). PFSAUTO®'s advantage is iOS requirement (10.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Carpay holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: Carpay has 4.9K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 15% of PFSAUTO®'s written reviews are positive against 46% of Carpay's.
PFSAUTO® ships an update every 5 months, Carpay every 5 weeks. The most recent releases landed on October 2, 2026 and October 10, 2026 respectively.
| Parameter | PFSAUTO® | Carpay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (19 ratings) | 4.8 (4.9K ratings) — better |
| Positive reviews | 15.0% of reviews | 45.7% of reviews — better |
| Number of ratings | 19 | 4.9K — better |
| Update frequency | Every 5 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 10.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 67 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Security Finance Corporation of Spartanburg | CarPay, Inc. |
Customer experience
PFSAUTO®
Carpay
Bugs and requests
PFSAUTO®
Not enough reviews yet to summarise bugs or requests.
Carpay
Reported bugs
3 issues- Login credentials being deleted after app updates
- Inability to make payments through the app
- App failing to load user information
Requested features
3 requests- Ability to view payment history and remaining balance
- Option to set up automatic payments without fees
- Improved customer support and responsiveness
In-app purchases
PFSAUTO®
No in-app purchases
Carpay
No in-app purchases
Questions
Is PFSAUTO® free?
Is Carpay free?
Which has better reviews, PFSAUTO® or Carpay?
Do PFSAUTO® or Carpay have ads?
Which is updated more often, PFSAUTO® or Carpay?
Other comparisons
