UBA Video Banking vs FirstMonie
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBA Video Banking
Connect face-to-face with banking experts via video calls to resolve queries, get product information, and access support 24/7. This service is exclusively for select customer tiers, offering real-time interaction from anywhere globally.
- Face-to-face video calls with experts
- Resolve banking queries
- Product and offer information
- 24/7 customer support
- Global accessibility
- Exclusive for select customers
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UBA Video Banking mobile application enables customers connect face to face with UBA Customer Experience Experts and Relationship Managers from the convenience of their living and work space through video calls and resolve most of their banking queries, get information on product and promotional offers while on the go, round the clock, 365 days a year. This service is offered exclusively to all Non Resident Nigerian(NRN ) Customers and Black, Platinum, Gold Card Customers as well as Visa Dual Currency Card customers of the bank. Providing them with the opportunity to interact with the bank in real time. This application is targeted at enhancing the customer’s experience through human interaction at anytime from anywhere across the globe.
FirstMonie
Manage your finances with a digital banking account. Open an account, send and receive money, pay bills, buy airtime, and save towards your goals. Offers secure access, multilingual support, and convenient funding options.
- Digital account opening
- Send and receive money
- Bill payments
- Airtime and data purchases
- Savings plans
- Transaction tracking
- Account management dashboard
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Experience a smarter way to bank and manage your money with FirstMonie, FirstBank's next-generation digital financial account. Built for convenience, security, and financial inclusion, FirstMonie gives you access to everyday banking services directly from your mobile device. Why Choose FirstMonie? Open Your Account in Minutes Open your FirstMonie account using your mobile number Complete digital onboarding with real-time identity verification Upgrade to higher account tiers through self-service options Access multilingual support in English, French, and Simplified Chinese Secure and Reliable Access Secure login with PIN, biometrics, and device authentication Enhanced protection through OTP verification Self-service account recovery and reactivation Advanced transaction monitoring and fraud prevention controls Add Money Conveniently Fund your FirstMonie account through multiple channels: Bank transfers Debit card funding Linked bank accounts USSD payments QR payments Cash deposits through approved channels Quick account number sharing and copy functionality Send and Receive Money Instantly Transfer funds instantly to banks and supported accounts Receive money directly into your FirstMonie account Get real-time transaction notifications Enjoy secure transaction authorization and confirmation Buy Airtime and Data Purchase airtime for yourself or others Buy data bundles across supported mobile networks Repeat transactions quickly using saved beneficiaries and transaction history Pay Bills Easily Electricity Cable TV subscriptions Internet services Education payments Utility services Grow Your Finances with Built-in Savings Capabilities Create and manage savings plans Save towards personal financial goals Monitor balances and savings progress in real time Access savings services directly within the app Track Your Finances View account balances in real time Access complete transaction history Download account statements Monitor spending and account activity Receive instant transaction confirmations and updates Manage Your Account from a Single Dashboard Update personal information Manage security preferences Change language settings Access Terms and Conditions and Privacy Policy Locate nearby FirstMonie Agents and FirstBank Branches Perform self-service account management anytime Additional Features Include: Beneficiary management Recurring payments Electricity token retrieval Downloadable receipts and payment confirmations Download FirstMonie today!
Screenshots
Verdict
The clearest difference is rating: UBA Video Banking at 4.0 against FirstMonie's 3.2. UBA Video Banking also leads on iOS requirement (8.0 vs 15.5). FirstMonie's advantage is update cadence (fortnightly vs every 16 months) and ratings volume (65 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UBA Video Banking holds the better App Store score, 4.0 against 3.2. That said, the two scores are not equally well evidenced: FirstMonie has 65 ratings behind it against 2, so its average is the more settled of the two.
UBA Video Banking ships an update every 16 months, FirstMonie fortnightly. The most recent releases landed on November 5, 2026 and November 7, 2026 respectively.
| Parameter | UBA Video Banking | FirstMonie |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2 ratings) — better | 3.2 (65 ratings) |
| Positive reviews | — | 20.7% of reviews |
| Number of ratings | 2 | 65 — better |
| Update frequency | Every 16 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 8.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 43 MB | 161 MB |
| Age rating | 4+ | 4+ |
| Developer | United Bank For Africa Plc | First Bank of Nigeria Limited |
Customer experience
UBA Video Banking
FirstMonie
In-app purchases
UBA Video Banking
No in-app purchases
FirstMonie
No in-app purchases
Questions
Is UBA Video Banking free?
Is FirstMonie free?
Which has better reviews, UBA Video Banking or FirstMonie?
Do UBA Video Banking or FirstMonie have ads?
Which is updated more often, UBA Video Banking or FirstMonie?
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