Comparison

Simple Budget Envelopes vs Simple Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Budget Envelopes

Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

Highlights
  • Unlimited digital envelopes
  • Add/subtract funds easily
  • Track remaining budget
  • No sign-in required
  • No in-app purchases
Features
Currently charting
Read full description

An incredibly simple app, perfect for keeping track of how much money remains in your budget. Simple Budget Envelopes allows you to have as many envelopes as you need, then add or subtract as you receive or spend money. No in-app purchases. Yours to simply use as you like.

About

Simple Budget

This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.

Highlights
  • Envelope budgeting system
  • Manual transaction entry
  • Spending insights and analysis
  • Budget calculator
  • Cross-device access
  • Transaction export
Features
Read full description

Simple Budget is a hands-on budgeting app for people who want control over where their money goes. SEE WHERE YOUR MONEY GOES Break your spending down into categories, and give each category a budget. By planning your spending ahead of time, you can build savings directly into your budget, allowing you to have guilt-free spending money while still keeping up with your savings. Track your spending habits with Simple Budget to see if your spending matches your goals. HANDS-ON, WITHOUT THE HASSLE Stay close to your spending to see exactly where your money is going. Avoid the set-it-and-forget-it model and plan for every dollar. When you see each one coming in and out, you understand what you're spending and what you're saving. PLAN FOR THE FUTURE, LEARN FROM THE PAST • Plan your spending ahead of time, from retirement savings to weekend shopping. • Budget Calculator: see how your month ends up after the bills you know are coming, before you decide on that splurge. • Projected spending and savings for the current month. • Recurring income on any schedule: weekly, biweekly, monthly and more. • Year Savings: income, spending and savings for every month of the year. • Spending History: track your spending habits month to month. ENVELOPE BUDGETING, MADE EASY Building your budget is quick and easy with customizable, pre-built budget categories. Find what applies to you, tailor it to your needs, and build a budget that works for you. YOUR BUDGET, YOUR WAY • Track balances across your accounts, free. • Search, filter and sort every transaction, free. • Export your transactions to CSV anytime, free. • Sign in with your phone number and pick up your budget on any device, free. FREE AND PREMIUM Simple Budget is built for everyone, and stays affordable for anyone looking for extra budgeting firepower. The core of Simple Budget is free: budgets and categories, transactions, accounts, income, monthly insights and CSV export. Premium adds detailed category insights and trends, yearly insights, full Budget Calculator editing, history from previous years, and more. Simple Budget Premium is an auto-renewing subscription, billed monthly or annually. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Questions or ideas? luke@pgmediasolutions.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.gosimplebudget.com/privacy-policy

Screenshots

Simple Budget Envelopes4 screens
Simple Budget4 screens

Verdict

The call

The clearest difference is price: Simple Budget at Free against Simple Budget Envelopes's $0.99. Simple Budget Envelopes's advantage is in-app purchases (none vs 2) and review sentiment (89% vs 67%). On rating, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Simple Budget is free to download; Simple Budget Envelopes costs $0.99 up front. Simple Budget sells 2 in-app purchases, starting at $0.99 per month. Simple Budget Envelopes asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for Simple Budget Envelopes against 4.5 for Simple Budget. Both are backed by a comparable volume of ratings — 115 and 54 respectively. Written reviews are what separate them: 89% of Simple Budget Envelopes's written reviews are positive against 67% of Simple Budget's.

UpkeepUpdate frequency

Simple Budget Envelopes ships an update every 5 months, Simple Budget every 3 months. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 6 level
Simple Budget Envelopes versus Simple Budget: the parameters behind the verdict, then further details
ParameterSimple Budget EnvelopesSimple Budget
Price$0.99Free — better
Rating4.6 (115 ratings) — better4.5 (54 ratings)
Positive reviews88.9% of reviews — better66.7% of reviews
Number of ratings115 — better54
Update frequencyEvery 5 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
Best chart rank#148 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size1 MB59 MB
Age rating4+4+
DeveloperJoseph PalmerLuke Brady

Customer experience

Simple Budget Envelopes

All ratings115 ratings
Positive93.0%
Neutral3.5%
Negative3.5%
Written reviews72 reviews
Positive88.9%
Neutral5.6%
Negative5.6%

Simple Budget

All ratings50 ratings
Positive86.0%
Neutral4.0%
Negative10.0%
Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

Simple Budget Envelopes

Reported bugs

3 issues
  • New update whites out numbers and envelopes are blank
  • App crashes when trying to open envelopes after an update
  • White on white text in dark mode, making text entry impossible

Requested features

26 requests
  • Add a tutorial within the app
  • Add a button to reset all envelope balances at once
  • More color options for envelopes
  • Ability to sort envelopes
  • Running balance for each envelope
Show 21 more
  • Ability to put dates on transactions
  • Form field in envelopes to note budget amount from each paycheck
  • Ability to customize envelopes with pictures
  • Make the app shareable with a spouse
  • Make sub-envelopes within an envelope
  • Support multi-device syncing
  • Option to list transactions newest to oldest
  • Create a way to have envelopes start from scratch each month
  • Add a date next to input items
  • Ability to edit a transaction
  • Sync across devices
  • Change the color of envelopes
  • Add a memo feature for transactions
  • Add a budget limit for envelopes
  • Create a transaction statement
  • Ability to sync with a husband's app for real-time updates
  • Display total amount budgeted vs total spent at the top
  • Option for making notes on transactions
  • Standard 'delete and reorder' UI
  • Way to rename accounts
  • Add a budget limit so users know what number to stay under

Simple Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Simple Budget Envelopes

No in-app purchases

2 purchases

Simple Budget

Subscriptions2
  • Monthly Premium Subscription1 Month trial$0.991 Month
  • Annual Premium Subscription$9.991 Year

Questions

Is Simple Budget Envelopes free?
Simple Budget Envelopes costs $0.99, with no in-app purchases.
Is Simple Budget free?
Simple Budget is free to download, with in-app purchases available.
Which has better reviews, Simple Budget Envelopes or Simple Budget?
Simple Budget Envelopes is rated higher. Simple Budget Envelopes averages 4.6 out of 5 from 115 ratings, while Simple Budget averages 4.5 from 54 ratings.
Do Simple Budget Envelopes or Simple Budget have ads?
Neither Simple Budget Envelopes nor Simple Budget shows ads.
Which is updated more often, Simple Budget Envelopes or Simple Budget?
Simple Budget Envelopes ships an update every 5 months, and Simple Budget every 3 months. Most recently, Simple Budget Envelopes was updated on October 29, 2026 and Simple Budget on October 30, 2026.

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