Comparison

DBS digibank HK vs BEA Mall

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DBS digibank HK

Manage your finances and investments with this banking app. Open accounts remotely, trade stocks and funds, and conduct daily banking transactions like transfers and payments.

Highlights
  • Instant remote account opening
  • Portfolio monitoring
  • Online equity and ETF trading
  • Fund investment
  • Foreign exchange trading
  • Digital token for authentication
  • Fee-free same-day fund transfers
Features
Read full description

DBS Treasures Welcome Offers: go.dbs.com/hk-tr-tc-en [Instant Remote Account Opening] Join DBS Treasures in 10 minutes. Open a Multi-Currency Savings Account and a Wealth Management Account on your mobile and enjoy exclusive privileges & rewards. [Wealth Management features] • One-glance Portfolio: Monitor your wealth portfolio on-the-go & view your asset movements, holdings, allocation at your fingertips • Online Equity /ETF Trading: Invest not only in HK and US stocks but also in 7 key markets around the world - HK, SG, US, CA, JP, AU and UK • Online Fund Investment: Buy and sell over 240 different Funds • Online Foreign Exchange: Trade 14 foreign currencies 24x7 real-time at preferential rates • Research and Insights: Obtain fresh market updates and analysis from our Chief Investment Office • Push Notifications: Get personalised insights you don’t want to miss. [Daily Banking services] • Digital Token: Authenticate your transactions safely and conveniently without a physical token • DBS Remit: Same day fund transfer to 42 locations at $0 fees. • Local Transfer, PayFast and Scan & Pay: Pay and receive HKD and RMB across local banks with the mobile phone number, email address or FPS ID and pay merchants & bills instantly with FPS QR code* *Powered by Faster Payment System Not yet a DBS customer? Download DBS digibank HK App now and join DBS Treasures instantly Existing DBS customer? Download DBS digibank HK App now and log in with your existing DBS iBanking username and password. If you don’t have a DBS iBanking account, register now via DBS digibank HK App or go.dbs.com/hk-ibanking-en. To find out more about the access permissions, visit: go.dbs.com/hk-digibank-ap-en. By installing the app, you have read and agree the Terms & Conditions for DBS iBanking and DBS digibank HK (go.dbs.com/hk-ib-tnc-2020-en).

About

BEA Mall

Manage your bonus points, redeem them for gifts and services, and access exclusive lifestyle offers. This platform allows you to view your spending patterns, make reservations, and enjoy flexible payment options.

Highlights
  • Check bonus points balance and history
  • Redeem points for gifts and services
  • View account summaries and spending patterns
  • Offset transactions with bonus points
  • Make restaurant reservations
  • Access exclusive promotions and travel offers
  • Flexible spending with Auto Instalment programme
Features
Read full description

BEA Mall - Your All-in-One Lifestyle Platform Effortlessly check your bonus points balance and transaction history any time, and redeem points for popular gifts and services to enhance your lifestyle! Key features of the BEA Mall app include: • View account summaries, reward schemes and spending patterns • Offset designated transactions with bonus points via Pay with Rewards • Redeem bonus points for gift vouchers, Cross-Boundary Reward Redemption Service, DCH Living, Shangri-La Circle Points, or Asia Miles (Available for eligible BEA credit cards) • Make reservations at popular restaurants in Hong Kong and view exclusive promotions and travel offers • Enjoy a seamless “Pay My Way” Auto Instalment programme for flexible spending* • Set up BEA Online Services using your account number • Instantly activate your new credit card • Access “My eVoucher” for special offers * This programme is exclusively available to BEA GOAL Credit Card holders Stay tuned for continuous updates as we expand the app’s functionality. Download BEA Mall for free now to enjoy a smarter and better digital experience!

Screenshots

DBS digibank HK4 screens
BEA Mall3 screens

Verdict

The call

The clearest difference is monetization model: DBS digibank HK at free against BEA Mall's free with in-app purchases. DBS digibank HK also leads on ratings volume (348 vs 32). BEA Mall's advantage is review sentiment (33% vs 24%). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BEA Mall holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: DBS digibank HK has 348 ratings behind it against 32, so its average is the more settled of the two. Written reviews point the same way: 24% of DBS digibank HK's written reviews are positive against 33% of BEA Mall's.

UpkeepUpdate frequency

DBS digibank HK ships an update every 5 weeks, BEA Mall monthly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
DBS digibank HK versus BEA Mall: the parameters behind the verdict, then further details
ParameterDBS digibank HKBEA Mall
PriceFreeFree
Rating4.5 (348 ratings)4.7 (32 ratings) — better
Positive reviews24.0% of reviews33.3% of reviews — better
Number of ratings348 — better32
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015
Further details — not scored
Size773 MB49 MB
Age rating4+4+
DeveloperDBS Bank (Hong Kong) LimitedThe Bank of East Asia, Limited

Customer experience

DBS digibank HK

All ratings348 ratings
Positive86.8%
Neutral4.6%
Negative8.6%
Written reviews25 reviews
Positive24.0%
Neutral8.0%
Negative68.0%

BEA Mall

All ratings32 ratings
Positive96.9%
Neutral0.0%
Negative3.1%
Written reviews33 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Bugs and requests

DBS digibank HK

Reported bugs

17 issues
  • Incorrect badge notification shows unread messages
  • App crashes when entering Chinese names
  • Trouble logging in
  • Security device is inconvenient
  • Transactions are not smooth
Show 12 more
  • Customer service is busy and unresponsive
  • Always unable to log in
  • Text is too small
  • App is hard to navigate
  • Unable to detect Hong Kong and Macau Travel Permit during online account opening
  • No function to view or download e-statements
  • Unable to perform overseas fund transfer as source of fund field won't open
  • Have to input OTP every time to log on
  • App constantly crashing a few seconds after opening
  • Unable to press the 'Start Now' button on iPhone 7
  • DBS apps and online banking only allow 20 characters in the name field for transfers, causing transfers to be returned
  • PayFast authentication failure (wrong PIN)

Requested features

3 requests
  • Add option to switch language while logged in
  • Remove older versions from app stores
  • Add a menu button at the top left corner

BEA Mall

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

DBS digibank HK

No in-app purchases

None

BEA Mall

No in-app purchases

Questions

Is DBS digibank HK free?
DBS digibank HK is free to download, with no in-app purchases.
Is BEA Mall free?
BEA Mall is free to download, with no in-app purchases.
Which has better reviews, DBS digibank HK or BEA Mall?
BEA Mall is rated higher. DBS digibank HK averages 4.5 out of 5 from 348 ratings, while BEA Mall averages 4.7 from 32 ratings.
Do DBS digibank HK or BEA Mall have ads?
Neither DBS digibank HK nor BEA Mall shows ads.
Which is updated more often, DBS digibank HK or BEA Mall?
DBS digibank HK ships an update every 5 weeks, and BEA Mall monthly. Most recently, DBS digibank HK was updated on October 29, 2026 and BEA Mall on October 24, 2026.

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